Eleving Group (ORSE:ELEVR) ROC (Joel Greenblatt) %: 798.65% (As of Mar. 2026) — 506% Above Median


ORSE:ELEVR Eleving Group SA ORSE:ELEVR
38 GF Score
Price €1.66
! 3 Warning Signs
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What is Eleving Group ROC (Joel Greenblatt) %?

Eleving Group ORSE:ELEVR -0.30% 38 ROC (Joel Greenblatt) % is 798.65% as of Mar. 2026, which is 506% above its 10-year median of 131.83. GuruFocus rates ORSE:ELEVR with a GF Score™ of 38/100. The stock has 3 warning signs investors should review. Among 413 Credit Services companies, Eleving Group ranks better than 81.84% on this metric.

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits). He defines ROC (Joel Greenblatt) % as EBIT divided by the total of Property, Plant and Equipment and net working capital. Eleving Group's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 798.65%.

The historical rank and industry rank for Eleving Group's ROC (Joel Greenblatt) % or its related term are showing as below:

ORSE:ELEVR' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 79.62   Med: 131.83   Max: 559.36
Current: 559.36

During the past 5 years, Eleving Group's highest ROC (Joel Greenblatt) % was 559.36%. The lowest was 79.62%. And the median was 131.83%.

ORSE:ELEVR's ROC (Joel Greenblatt) % is ranked better than
81.84% of 413 companies
in the Credit Services industry
Industry Median: 38.99 vs ORSE:ELEVR: 559.36

Eleving Group's 5-Year average Growth Rate of ROC (Joel Greenblatt) % was 0.00% per year.


Eleving Group  (ORSE:ELEVR) ROC (Joel Greenblatt) % Explanation

The way Joel Greenblatt defines Return on Capital is a more accurate measure of how efficiently the company generates returns onthe capital actually invested in the business. EBIT is used instead of net income because the tax and interest payment may be affected by factors other than the core business operation. Intangible assets are not included in the calculation because they don't need to be replaced.

Joel Greenblatt uses his definition of Return on Capital and Earnings Yield (Joel Greenblatt) % to rank companies.


Eleving Group ROC (Joel Greenblatt) % Related Terms


Eleving Group ROC (Joel Greenblatt) % Historical Data

* Premium members only.

The historical data trend for Eleving Group's ROC (Joel Greenblatt) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Eleving Group ROC (Joel Greenblatt) % Chart

Eleving Group Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
ROC (Joel Greenblatt) %
79.62 93.66 131.83 356.31 455.82

Eleving Group Quarterly Data
Dec21 Dec22 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROC (Joel Greenblatt) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 632.50 782.73 725.71 -29.92 798.65

ORSE:ELEVR vs V, MA, AXP: ROC (Joel Greenblatt) % Comparison

For the Credit Services subindustry, Eleving Group's ROC (Joel Greenblatt) %, along with its competitors' market caps and ROC (Joel Greenblatt) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Eleving Group ROC (Joel Greenblatt) % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Eleving Group's ROC (Joel Greenblatt) % distribution charts can be found below:

* The bar in red indicates where Eleving Group's ROC (Joel Greenblatt) % falls into.


ORSE:ELEVR
38GF Score
Eleving Group SA ORSE:ELEVR
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Eleving Group ROC (Joel Greenblatt) % Calculation

Joel Greenblatt defined Return on Capital differently in his book The Little Book That Still Beats the Market (Little Books. Big Profits) . He defines Return on Capital as follows:

ROC (Joel Greenblatt) %=EBIT/Average of (Net fixed Assets + Net Working Capital)

EBIT stands for Earnings Before Interest and Taxes.

Fixed Assets are also known as non-current assets. They include the Property, Plant and Equipment that the firm needs in its operation.

GuruFocus calculates net working capital as: (Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Deferred Revenue + Other Current Liabilities). We're trying to account for OPERATING assets and liabilities (part of daily business) when calculating working capital. Cash and marketable securities are considered NON-OPERATING assets and are not included in calculation. We will also back out all interest bearing debt, short term debt and the portion of long term debt that is due in the current period from the current liabilities. This debt will be considered when computing cost of capital and it would be inappropriate to count it twice.

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(4.636 + 2.068 + 23.846) - (12.526 + 0 + 17.755)
=0.26900000000001

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(5.4 + 7 + 7.5) - (16.4 + 0 + 8.1)
=-4.6

When net working capital is negative, 0 is used.

So ROC (Joel Greenblatt) % of Eleving Group for the quarter that ended in Mar. 2026 can be restated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=140/( ( (16.59 + max(0.26900000000001, 0)) + (18.2 + max(-4.6, 0)) )/ 2 )
=140/( ( 16.859 + 18.2 )/ 2 )
=140/17.5295
=798.65 %

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROC (Joel Greenblatt) % of 798.65% mean?
Eleving Group (ORSE:ELEVR) has a ROC (Joel Greenblatt) % of 798.65% as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Eleving Group and its competitors. This is 506% above median its historical median of 131.83. Over the past decade, Eleving Group's ROC (Joel Greenblatt) % has ranged from 79.62 to 559.36. According to the industry distribution chart, Eleving Group ranks #75 out of 413 companies in the Credit Services industry, placing it in the top 18.2%.
Is Eleving Group's ROC (Joel Greenblatt) % too high?
Eleving Group's current ROC (Joel Greenblatt) % of 798.65% is 506% above median its 10-year median of 131.83. Over the past 10 years, this metric has ranged from a low of 79.62 to a high of 559.36. The Credit Services industry median ROC (Joel Greenblatt) % is 38.99. Eleving Group's value of 798.65% is 1948.3% above this industry median. Based on the distribution chart, Eleving Group ranks #75 out of 413 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Eleving Group has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Eleving Group's ROC (Joel Greenblatt) % compare to V and MA?
According to the Credit Services industry distribution chart, Eleving Group ranks #75 out of 413 companies for ROC (Joel Greenblatt) %. This places Eleving Group in the top 18% of its industry — outperforming the majority of peers. The industry median ROC (Joel Greenblatt) % is 38.99. Eleving Group's value of 798.65% is 1948.3% above this benchmark. Historically, Eleving Group's own ROC (Joel Greenblatt) % has ranged from 79.62 to 559.36 over the past decade. While the company's 10-year median is 131.83 vs. the industry median of 38.99, Eleving Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.99, based on 413 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Eleving Group's current ROC (Joel Greenblatt) % of 798.65% is 1948.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Eleving Group and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Eleving Group's current ROC (Joel Greenblatt) % is 798.65%, which is 506% above median its own 10-year median of 131.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Eleving Group stock overvalued right now?
Eleving Group (ORSE:ELEVR) has a current ROC (Joel Greenblatt) % of 798.65%. The current ROC (Joel Greenblatt) % is 798.65%, which is 506% above median its 10-year median of 131.83 and 1948.3% above the Credit Services industry median of 38.99. Eleving Group's overall GF Score™ is 38/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Eleving Group (ORSE:ELEVR), the current ROC (Joel Greenblatt) % is 798.65% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Eleving Group Business Description

Other Exchanges OT8:Germany
Address 8-10 Avenue de la Gare, Luxembourg, LUX, L 1610
Eleving Group SA is a fintech company providing vehicle, device, and consumer lending solutions across both emerging and developed markets. The Group operates two core business lines: vehicle & device finance, offering car and motorcycle loans, car rent-to-own solutions, and smartphone financing, and consumer finance, which includes single-payment, instalment, and long-term unsecured loans. It has presence in around 17 markets across three continents, the Group focuses on expanding access to financial services, supporting financial inclusion, and promoting upward social mobility in underserved communities world-wide.
38GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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