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Studio Financial HoldingsSTBK 8 3-1 Month Momentum % is 2.48% as of Jul. 31, 2026. GuruFocus rates STBK with a GF Score™ of 8/100. The stock has 2 warning signs investors should review. Among 1,579 Banks companies, Studio Financial Holdings ranks worse than 51.17% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-31), Studio Financial Holdings's 3-1 Month Momentum % is 2.48%.
The industry rank for Studio Financial Holdings's 3-1 Month Momentum % or its related term are showing as below:
STBK's 3-1 Month Momentum % is ranked worse than 51.17% of 1579
companies
in the Banks industry
Industry Median: 2.74
vs STBK: 2.48
Studio Financial Holdings (OTCPK:STBK) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Studio Financial Holdings 3-1 Month Momentum % Related Terms
STBK vs SEBC, JBTC, BSFO: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Studio Financial Holdings's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Studio Financial Holdings 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Studio Financial Holdings's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Studio Financial Holdings's 3-1 Month Momentum % falls into.
Studio Financial Holdings (OTCPK:STBK) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Studio Financial Holdings (STBK) has a 3-1 Month Momentum % of 2.48% as of Jul. 31, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Studio Financial Holdings and its competitors. According to the industry distribution chart, Studio Financial Holdings ranks #808 out of 1579 companies in the Banks industry, placing it in the top 51.2%.
Is Studio Financial Holdings' 3-1 Month Momentum % too high?
Studio Financial Holdings' current 3-1 Month Momentum % is 2.48%. The Banks industry median 3-1 Month Momentum % is 2.74. Studio Financial Holdings' value of 2.48% is 9.5% below this industry median. Based on the distribution chart, Studio Financial Holdings ranks #808 out of 1579 companies in the Banks industry, which is below the industry midpoint. Overall, Studio Financial Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Studio Financial Holdings' 3-1 Month Momentum % compare to SEBC and JBTC?
According to the Banks industry distribution chart, Studio Financial Holdings ranks #808 out of 1579 companies for 3-1 Month Momentum %. This places Studio Financial Holdings in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.74. Studio Financial Holdings' value of 2.48% is 9.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Studio Financial Holdings's current 3-1 Month Momentum % of 2.48% is 9.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Studio Financial Holdings and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Studio Financial Holdings's current 3-1 Month Momentum % is 2.48%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Studio Financial Holdings stock overvalued right now?
Studio Financial Holdings (STBK) has a current 3-1 Month Momentum % of 2.48%. The current 3-1 Month Momentum % is 2.48% and 9.5% below the Banks industry median of 2.74. Studio Financial Holdings' overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Studio Financial Holdings (STBK), the current 3-1 Month Momentum % is 2.48% as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Studio Financial Holdings Inc is a single-bank holding company. The bank provides a full range of financial services through its offices in Davidson, Montgomery, and Williamson County, Tennessee. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The portfolio segments of the company include Construction Real Estate, Commercial Real Estate, Residential Real Estate, Commercial, and Consumer.
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