STBK (Studio Financial Holdings) Tariff Resilience Score: 9/10 (As of Aug. 24, 2026)

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STBK Studio Financial Holdings Inc STBK
8 GF Score
Price $14.60
! 2 Warning Signs
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What is Studio Financial Holdings Tariff Resilience Score?

Studio Financial Holdings STBK -0.49% 8 Tariff Resilience Score is 9 as of Aug. 24, 2026. GuruFocus rates STBK with a GF Score™ of 8/100. The stock has 2 warning signs investors should review. Among 1,605 Banks companies, Studio Financial Holdings ranks better than 99.25% on this metric.

Studio Financial Holdings has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Studio Financial Holdings has Studio Financial Holdings operates in the financial sector, which is largely insulated from direct tariff impacts. Its business model does not rely on physical goods, minimizing exposure to international trade disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Studio Financial Holdings might have Highly Resilient.

Studio Financial Holdings  (OTCPK:STBK) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Studio Financial Holdings Tariff Resilience Score Related Terms

STBK vs SEBC, JBTC, BSFO: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Studio Financial Holdings's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Studio Financial Holdings Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Studio Financial Holdings's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Studio Financial Holdings's Tariff Resilience Score falls into.


STBK
8GF Score
Studio Financial Holdings Inc STBK
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Studio Financial Holdings (STBK) has a Tariff Resilience Score of 9 as of Aug. 24, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Studio Financial Holdings ranks #12 out of 1605 companies in the Banks industry, placing it in the top 0.7%.
Is Studio Financial Holdings' Tariff Resilience Score too high?
Studio Financial Holdings' current Tariff Resilience Score is 9. Based on the distribution chart, Studio Financial Holdings ranks #12 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Studio Financial Holdings has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Studio Financial Holdings' Tariff Resilience Score compare to SEBC and JBTC?
According to the Banks industry distribution chart, Studio Financial Holdings ranks #12 out of 1605 companies for Tariff Resilience Score. This places Studio Financial Holdings in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Studio Financial Holdings's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Studio Financial Holdings stock overvalued right now?
Studio Financial Holdings (STBK) has a current Tariff Resilience Score of 9. The current Tariff Resilience Score is 9. Studio Financial Holdings' overall GF Score™ is 8/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Studio Financial Holdings (STBK), the current Tariff Resilience Score is 9 as of Aug. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Studio Financial Holdings Business Description

Address 124 12th Avenue South, Suite 400, Nashville, TN, USA, 37203
Studio Financial Holdings Inc is a single-bank holding company. The bank provides a full range of financial services through its offices in Davidson, Montgomery, and Williamson County, Tennessee. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment loans. The portfolio segments of the company include Construction Real Estate, Commercial Real Estate, Residential Real Estate, Commercial, and Consumer.
8GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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