Protector Forsikring ASA (CHIX:PROTO) 3-Year Dividend Growth Rate: 19.70% (As of Jun. 2026) — 126% Above Median

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CHIX:PROTO Protector Forsikring ASA CHIX:PROTO
80 GF Score
Price kr485.60
GF Value kr377.27
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Protector Forsikring ASA 3-Year Dividend Growth Rate?

Protector Forsikring ASA CHIX:PROTO 80 3-Year Dividend Growth Rate is 19.70% as of Jun. 2026, which is 126% above its 10-year median of 8.70. GuruFocus rates CHIX:PROTO with a GF Score™ of 80/100 and a GF Value™ of kr377.27 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 273 Insurance companies, Protector Forsikring ASA ranks better than 75.09% on this metric.

Protector Forsikring ASA's Dividends per Share for the three months ended in Jun. 2026 was kr8.00.

The historical rank and industry rank for Protector Forsikring ASA's 3-Year Dividend Growth Rate or its related term are showing as below:

CHIX:PROTo' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -1.4   Med: 8.7   Max: 23.3
Current: 19.7

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Protector Forsikring ASA was 23.30% per year. The lowest was -1.40% per year. And the median was 8.70% per year.

CHIX:PROTo's 3-Year Dividend Growth Rate is ranked better than
75.09% of 273 companies
in the Insurance industry
Industry Median: 9.4 vs CHIX:PROTo: 19.70

During the past 12 months, Protector Forsikring ASA's average Dividends Per Share Growth Rate was 171.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 19.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Protector Forsikring ASA's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.89. As of today, Protector Forsikring ASA's Dividend Yield % is 4.12%.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Protector Forsikring ASA is 0.76, which seems too high.

Good Sign:

Protector Forsikring ASA stock Dividend Yield % is close to 3-year high.

For more information regarding to dividend, please check our Dividend Page.


Protector Forsikring ASA  (CHIX:PROTo) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Protector Forsikring ASA's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=8/ 9
=0.89

During the past 13 years, the highest Dividend Payout Ratio of Protector Forsikring ASA was 0.76. The lowest was 0.34. And the median was 0.42.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Protector Forsikring ASA is 0.76, which seems too high.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Protector Forsikring ASA Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
NOK 3.0000002026-07-142026-07-152026-07-23Cash DividendquarterlyNOK:NOK 1.000000
NOK 8.0000002026-04-282026-04-292026-05-07Cash DividendquarterlyNOK:NOK 1.000000
NOK 6.0000002026-02-032026-02-042026-02-11Cash DividendquarterlyNOK:NOK 1.000000
NOK 3.0000002025-10-282025-10-292025-11-05Cash DividendquarterlyNOK:NOK 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Protector Forsikring ASA's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=20/485.60
=4.12 %

Current Share Price is kr485.60.
Protector Forsikring ASA's Dividends per Share for the trailing twelve months (TTM) ended in Today is kr20.

During the past 13 years, the highest Dividend Yield of Protector Forsikring ASA was 6.88%. The lowest was 0.93%. And the median was 3.14%.

Good Sign:

Protector Forsikring ASA stock Dividend Yield % is close to 3-year high.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Protector Forsikring ASA 3-Year Dividend Growth Rate Related Terms>


CHIX:PROTO vs FNF, RYAN, FAF: 3-Year Dividend Growth Rate Comparison

For the Insurance - Specialty subindustry, Protector Forsikring ASA's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Protector Forsikring ASA 3-Year Dividend Growth Rate vs Insurance Industry

For the Insurance industry and Financial Services sector, Protector Forsikring ASA's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Protector Forsikring ASA's 3-Year Dividend Growth Rate falls into.


CHIX:PROTO
80GF Score
Protector Forsikring ASA CHIX:PROTO
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Protector Forsikring ASA 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 19.70% mean?
Protector Forsikring ASA (CHIX:PROTO) has a 3-Year Dividend Growth Rate of 19.70% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Protector Forsikring ASA and its competitors. This is 126% above median its historical median of 8.70. According to the industry distribution chart, Protector Forsikring ASA ranks #68 out of 273 companies in the Insurance industry, placing it in the top 24.9%.
Is Protector Forsikring ASA's 3-Year Dividend Growth Rate too high?
Protector Forsikring ASA's current 3-Year Dividend Growth Rate of 19.70% is 126% above median its 10-year median of 8.70. The Insurance industry median 3-Year Dividend Growth Rate is 9.40. Protector Forsikring ASA's value of 19.70% is 109.6% above this industry median. Based on the distribution chart, Protector Forsikring ASA ranks #68 out of 273 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Protector Forsikring ASA has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's 3-Year Dividend Growth Rate compare to FNF and RYAN?
According to the Insurance industry distribution chart, Protector Forsikring ASA ranks #68 out of 273 companies for 3-Year Dividend Growth Rate. This places Protector Forsikring ASA in the top 25% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 9.40. Protector Forsikring ASA's value of 19.70% is 109.6% above this benchmark. While the company's 10-year median is 8.70 vs. the industry median of 9.40, Protector Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for an Insurance company?
The median 3-Year Dividend Growth Rate among Insurance companies is 9.40, based on 273 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Protector Forsikring ASA's current 3-Year Dividend Growth Rate of 19.70% is 109.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Protector Forsikring ASA and its competitors. For the Insurance industry, the median 3-Year Dividend Growth Rate is 9.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Protector Forsikring ASA's current 3-Year Dividend Growth Rate is 19.70%, which is 126% above median its own 10-year median of 8.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (CHIX:PROTO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr377.27, compared to a current price of kr485.60 — trading 28.7% above its estimated fair value. The current 3-Year Dividend Growth Rate is 19.70%, which is 126% above median its 10-year median of 8.70 and 109.6% above the Insurance industry median of 9.40. Protector Forsikring ASA's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Protector Forsikring ASA (CHIX:PROTO), the current 3-Year Dividend Growth Rate is 19.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Protector Forsikring ASA (CHIX:PROTO) Overvalued in 2026?

Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued. The current stock price of kr485.60 is trading 28.7% above its estimated GF Value™ of kr377.27. GuruFocus considers Protector Forsikring ASA to be Modestly Overvalued.

Key valuation signals for CHIX:PROTO:

  • 3-Year Dividend Growth Rate: 19.70% (126% above median its 10-year median of 8.70)
  • GF Value™: kr377.27 vs. price of kr485.60 (28.7% above fair value)
  • GF Score™: 80/100 with 5 warning signs
  • Industry Position: 109.6% above the Insurance median (#68 of 273)

No single metric tells the full story. See the CHIX:PROTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Protector Forsikring ASA Business Description

Address Stoperigata 2, PB 1351 Vika, Oslo, NOR, 0113
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
80GF Score

Get the complete analysis for CHIX:PROTO

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr485.60
Price
kr377.27
GF Value