Protector Forsikring ASA (CHIX:PROTO) EV-to-EBITDA: 43.95 (As of Jul. 19, 2026) — Near Median

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CHIX:PROTO Protector Forsikring ASA CHIX:PROTO
82 GF Score
Price kr485.60
GF Value kr357.38
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Protector Forsikring ASA EV-to-EBITDA?

Protector Forsikring ASA CHIX:PROTO 82 EV-to-EBITDA is 43.95 as of Jul. 19, 2026, which is 3% below its 10-year median of 45.47. GuruFocus rates CHIX:PROTO with a GF Score™ of 82/100 and a GF Value™ of kr357.38 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 348 Insurance companies, Protector Forsikring ASA ranks worse than 92.53% on this metric.

EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Protector Forsikring ASA's enterprise value is kr41,669 Mil. Protector Forsikring ASA's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was kr948 Mil. Therefore, Protector Forsikring ASA's EV-to-EBITDA for today is 43.95.

The historical rank and industry rank for Protector Forsikring ASA's EV-to-EBITDA or its related term are showing as below:

CHIX:PROTo' s EV-to-EBITDA Range Over the Past 10 Years
Min: 14   Med: 45.47   Max: 109.7
Current: 43.95

During the past 13 years, the highest EV-to-EBITDA of Protector Forsikring ASA was 109.70. The lowest was 14.00. And the median was 45.47.

CHIX:PROTo's EV-to-EBITDA is ranked worse than
92.53% of 348 companies
in the Insurance industry
Industry Median: 8.285 vs CHIX:PROTo: 43.95

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2026-07-19), Protector Forsikring ASA's stock price is kr485.60. Protector Forsikring ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was kr24.900. Therefore, Protector Forsikring ASA's PE Ratio (TTM) for today is 19.50.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio (TTM).


Protector Forsikring ASA  (CHIX:PROTo) EV-to-EBITDA Explanation

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Protector Forsikring ASA's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=485.60/24.900
=19.50

Protector Forsikring ASA's share price for today is kr485.60.
Protector Forsikring ASA's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr24.900.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).

Please read Which price ratio outperforms the enterprise multiple?


Protector Forsikring ASA EV-to-EBITDA Related Terms


Protector Forsikring ASA EV-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Protector Forsikring ASA's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Protector Forsikring ASA EV-to-EBITDA Chart

Protector Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Protector Forsikring ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 89.67 103.56 0.00 41.99 42.90

CHIX:PROTO vs FNF, AXS, FAF: EV-to-EBITDA Comparison

For the Insurance - Specialty subindustry, Protector Forsikring ASA's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Protector Forsikring ASA EV-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Protector Forsikring ASA's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Protector Forsikring ASA's EV-to-EBITDA falls into.


CHIX:PROTO
82GF Score
Protector Forsikring ASA CHIX:PROTO
EV-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Protector Forsikring ASA EV-to-EBITDA Calculation

Protector Forsikring ASA's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA (TTM)
=41668.876/948
=43.95

Protector Forsikring ASA's current Enterprise Value is kr41,669 Mil.
Protector Forsikring ASA's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr948 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBITDA →
What does a EV-to-EBITDA of 43.95 mean?
Protector Forsikring ASA (CHIX:PROTO) has a EV-to-EBITDA of 43.95 as of Jul. 19, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Protector Forsikring ASA. This is near median its historical median of 45.47. Over the past decade, Protector Forsikring ASA's EV-to-EBITDA has ranged from 14.00 to 109.70. According to the industry distribution chart, Protector Forsikring ASA ranks #322 out of 348 companies in the Insurance industry, placing it in the top 92.5%.
Is Protector Forsikring ASA's EV-to-EBITDA too high?
Protector Forsikring ASA's current EV-to-EBITDA of 43.95 is near median its 10-year median of 45.47. Over the past 10 years, this metric has ranged from a low of 14.00 to a high of 109.70. The Insurance industry median EV-to-EBITDA is 8.29. Protector Forsikring ASA's value of 43.95 is 430.5% above this industry median. Based on the distribution chart, Protector Forsikring ASA ranks #322 out of 348 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Protector Forsikring ASA has a GF Score™ of 82/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's EV-to-EBITDA compare to FNF and AXS?
According to the Insurance industry distribution chart, Protector Forsikring ASA ranks #322 out of 348 companies for EV-to-EBITDA. This places Protector Forsikring ASA in the lower half of its industry. The industry median EV-to-EBITDA is 8.29. Protector Forsikring ASA's value of 43.95 is 430.5% above this benchmark. Historically, Protector Forsikring ASA's own EV-to-EBITDA has ranged from 14.00 to 109.70 over the past decade. While the company's 10-year median is 45.47 vs. the industry median of 8.29, Protector Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.29, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Protector Forsikring ASA's current EV-to-EBITDA of 43.95 is 430.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Protector Forsikring ASA. For the Insurance industry, the median EV-to-EBITDA is 8.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Protector Forsikring ASA's current EV-to-EBITDA is 43.95, which is near median its own 10-year median of 45.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (CHIX:PROTO) is currently considered Significantly Overvalued. The stock's GF Value™ is kr357.38, compared to a current price of kr485.60 — trading 35.9% above its estimated fair value. The current EV-to-EBITDA is 43.95, which is near median its 10-year median of 45.47 and 430.5% above the Insurance industry median of 8.29. Protector Forsikring ASA's overall GF Score™ is 82/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Protector Forsikring ASA (CHIX:PROTO), the current EV-to-EBITDA is 43.95 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Protector Forsikring ASA (CHIX:PROTO) Overvalued in 2026?

Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued. The current stock price of kr485.60 is trading 35.9% above its estimated GF Value™ of kr357.38. GuruFocus considers Protector Forsikring ASA to be Significantly Overvalued.

Key valuation signals for CHIX:PROTO:

  • EV-to-EBITDA: 43.95 (near median its 10-year median of 45.47)
  • GF Value™: kr357.38 vs. price of kr485.60 (35.9% above fair value)
  • GF Score™: 82/100 with 5 warning signs
  • Industry Position: 430.5% above the Insurance median (#322 of 348)

No single metric tells the full story. See the CHIX:PROTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Protector Forsikring ASA Business Description

Address Stoperigata 2, PB 1351 Vika, Oslo, NOR, 0113
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
82GF Score

Get the complete analysis for CHIX:PROTO

EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr485.60
Price
kr357.38
GF Value