Protector Forsikring ASA (CHIX:PROTO) Shiller PE Ratio: 35.55 (As of Aug. 22, 2026) — 78% Above Median

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CHIX:PROTO Protector Forsikring ASA CHIX:PROTO
83 GF Score
Price kr485.60
GF Value kr376.24
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Protector Forsikring ASA Shiller PE Ratio?

Protector Forsikring ASA CHIX:PROTO 83 Shiller PE Ratio is 35.55 as of Aug. 22, 2026, which is 78% above its 10-year median of 19.97. GuruFocus rates CHIX:PROTO with a GF Score™ of 83/100 and a GF Value™ of kr376.24 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 374 Insurance companies, Protector Forsikring ASA ranks worse than 87.7% on this metric.

As of today (2026-08-22), Protector Forsikring ASA's current share price is kr485.60. Protector Forsikring ASA's E10 for the quarter that ended in Jun. 2026 was kr13.66. Protector Forsikring ASA's Shiller PE Ratio for today is 35.55.

The historical rank and industry rank for Protector Forsikring ASA's Shiller PE Ratio or its related term are showing as below:

CHIX:PROTo' s Shiller PE Ratio Range Over the Past 10 Years
Min: 7.78   Med: 19.97   Max: 43.39
Current: 35.95

During the past years, Protector Forsikring ASA's highest Shiller PE Ratio was 43.39. The lowest was 7.78. And the median was 19.97.

CHIX:PROTo's Shiller PE Ratio is ranked worse than
87.7% of 374 companies
in the Insurance industry
Industry Median: 16.465 vs CHIX:PROTo: 35.95

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Protector Forsikring ASA's adjusted earnings per share data for the three months ended in Jun. 2026 was kr9.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is kr13.66 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Protector Forsikring ASA  (CHIX:PROTo) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Protector Forsikring ASA Shiller PE Ratio Related Terms


Protector Forsikring ASA Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Protector Forsikring ASA's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Protector Forsikring ASA Shiller PE Ratio Chart

Protector Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.60 17.44 20.11 27.42 39.75

Protector Forsikring ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 35.86 39.25 39.75 34.55 33.81

CHIX:PROTO vs FNF, AXS, FAF: Shiller PE Ratio Comparison

For the Insurance - Specialty subindustry, Protector Forsikring ASA's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Protector Forsikring ASA Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Protector Forsikring ASA's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Protector Forsikring ASA's Shiller PE Ratio falls into.


CHIX:PROTO
83GF Score
Protector Forsikring ASA CHIX:PROTO
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Protector Forsikring ASA Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Protector Forsikring ASA's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=485.60/13.66
=35.55

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Protector Forsikring ASA's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Protector Forsikring ASA's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=9/141.5800*141.5800
=9.000

Current CPI (Jun. 2026) = 141.5800.

Protector Forsikring ASA Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 1.660 104.200 2.255
201612 0.800 104.400 1.085
201703 0.810 105.000 1.092
201706 1.700 105.800 2.275
201709 1.460 105.900 1.952
201712 1.560 106.100 2.082
201803 0.020 107.300 0.026
201806 0.840 108.500 1.096
201809 -0.840 109.500 -1.086
201812 -3.590 109.800 -4.629
201903 1.130 110.400 1.449
201906 -1.560 110.600 -1.997
201909 -0.070 111.100 -0.089
201912 0.452 111.300 0.575
202003 -4.800 111.200 -6.111
202006 7.100 112.100 8.967
202009 4.240 112.900 5.317
202012 5.406 112.900 6.779
202103 7.020 114.600 8.673
202106 3.180 115.300 3.905
202109 1.560 117.500 1.880
202112 2.860 118.900 3.406
202203 2.500 119.800 2.955
202206 2.400 122.600 2.772
202209 4.300 125.600 4.847
202212 7.400 125.900 8.322
202303 7.600 127.600 8.433
202306 2.700 130.400 2.931
202309 -0.100 129.800 -0.109
202312 8.200 131.900 8.802
202403 5.500 132.600 5.872
202406 3.100 133.800 3.280
202409 7.100 133.700 7.518
202412 3.000 134.800 3.151
202503 9.000 136.100 9.362
202506 8.700 137.800 8.939
202509 5.600 138.500 5.725
202512 8.500 139.100 8.652
202603 1.800 141.030 1.807
202606 9.000 141.580 9.000

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 35.55 mean?
Protector Forsikring ASA (CHIX:PROTO) has a Shiller PE Ratio of 35.55 as of Aug. 22, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Protector Forsikring ASA and its competitors. This is 78% above median its historical median of 19.97. Over the past decade, Protector Forsikring ASA's Shiller PE Ratio has ranged from 7.78 to 43.39. According to the industry distribution chart, Protector Forsikring ASA ranks #328 out of 374 companies in the Insurance industry, placing it in the top 87.7%.
Is Protector Forsikring ASA's Shiller PE Ratio too high?
Protector Forsikring ASA's current Shiller PE Ratio of 35.55 is 78% above median its 10-year median of 19.97. Over the past 10 years, this metric has ranged from a low of 7.78 to a high of 43.39. The Insurance industry median Shiller PE Ratio is 16.47. Protector Forsikring ASA's value of 35.55 is 115.9% above this industry median. Based on the distribution chart, Protector Forsikring ASA ranks #328 out of 374 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Protector Forsikring ASA has a GF Score™ of 83/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's Shiller PE Ratio compare to FNF and AXS?
According to the Insurance industry distribution chart, Protector Forsikring ASA ranks #328 out of 374 companies for Shiller PE Ratio. This places Protector Forsikring ASA in the lower half of its industry. The industry median Shiller PE Ratio is 16.47. Protector Forsikring ASA's value of 35.55 is 115.9% above this benchmark. Historically, Protector Forsikring ASA's own Shiller PE Ratio has ranged from 7.78 to 43.39 over the past decade. While the company's 10-year median is 19.97 vs. the industry median of 16.47, Protector Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.47, based on 374 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Protector Forsikring ASA's current Shiller PE Ratio of 35.55 is 115.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Protector Forsikring ASA and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Protector Forsikring ASA's current Shiller PE Ratio is 35.55, which is 78% above median its own 10-year median of 19.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (CHIX:PROTO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr376.24, compared to a current price of kr485.60 — trading 29.1% above its estimated fair value. The current Shiller PE Ratio is 35.55, which is 78% above median its 10-year median of 19.97 and 115.9% above the Insurance industry median of 16.47. Protector Forsikring ASA's overall GF Score™ is 83/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Protector Forsikring ASA (CHIX:PROTO), the current Shiller PE Ratio is 35.55 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Protector Forsikring ASA (CHIX:PROTO) Overvalued in 2026?

Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued. The current stock price of kr485.60 is trading 29.1% above its estimated GF Value™ of kr376.24. GuruFocus considers Protector Forsikring ASA to be Modestly Overvalued.

Key valuation signals for CHIX:PROTO:

  • Shiller PE Ratio: 35.55 (78% above median its 10-year median of 19.97)
  • GF Value™: kr376.24 vs. price of kr485.60 (29.1% above fair value)
  • GF Score™: 83/100 with 7 warning signs
  • Industry Position: 115.9% above the Insurance median (#328 of 374)

No single metric tells the full story. See the CHIX:PROTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Protector Forsikring ASA Business Description

Address Stoperigata 2, PB 1351 Vika, Oslo, NOR, 0113
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
83GF Score

Get the complete analysis for CHIX:PROTO

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr485.60
Price
kr376.24
GF Value