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Protector Forsikring ASACHIX:PROTO 80 3-Year EPS without NRI Growth Rate is 24.00% as of Jun. 2026, which is 23% below its 10-year median of 31.20. GuruFocus rates CHIX:PROTO with a GF Score™ of 80/100 and a GF Value™ of kr376.43 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 398 Insurance companies, Protector Forsikring ASA ranks better than 63.07% on this metric.
During the past 12 months, Protector Forsikring ASA's average EPS without NRI Growth Rate was -10.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 24.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 19.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Protector Forsikring ASA was 247.60% per year. The lowest was 1.20% per year. And the median was 31.20% per year.
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Protector Forsikring ASA 3-Year EPS without NRI Growth Rate Related Terms
CHIX:PROTO vs FNF, AXS, FAF: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Specialty subindustry, Protector Forsikring ASA's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Protector Forsikring ASA 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Protector Forsikring ASA's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Protector Forsikring ASA's 3-Year EPS without NRI Growth Rate falls into.
Protector Forsikring ASA 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 24.00% mean?
Protector Forsikring ASA (CHIX:PROTO) has a 3-Year EPS without NRI Growth Rate of 24.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Protector Forsikring ASA and its competitors. This is 23% below median its historical median of 31.20. Over the past decade, Protector Forsikring ASA's 3-Year EPS without NRI Growth Rate has ranged from 1.20 to 247.60. According to the industry distribution chart, Protector Forsikring ASA ranks #147 out of 398 companies in the Insurance industry, placing it in the top 36.9%.
Is Protector Forsikring ASA's 3-Year EPS without NRI Growth Rate too high?
Protector Forsikring ASA's current 3-Year EPS without NRI Growth Rate of 24.00% is 23% below median its 10-year median of 31.20. Over the past 10 years, this metric has ranged from a low of 1.20 to a high of 247.60. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.75. Protector Forsikring ASA's value of 24.00% is 43.3% above this industry median. Based on the distribution chart, Protector Forsikring ASA ranks #147 out of 398 companies in the Insurance industry, which is above the industry midpoint. Overall, Protector Forsikring ASA has a GF Score™ of 80/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Protector Forsikring ASA's 3-Year EPS without NRI Growth Rate compare to FNF and AXS?
According to the Insurance industry distribution chart, Protector Forsikring ASA ranks #147 out of 398 companies for 3-Year EPS without NRI Growth Rate. This puts Protector Forsikring ASA in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.75. Protector Forsikring ASA's value of 24.00% is 43.3% above this benchmark. Historically, Protector Forsikring ASA's own 3-Year EPS without NRI Growth Rate has ranged from 1.20 to 247.60 over the past decade. While the company's 10-year median is 31.20 vs. the industry median of 16.75, Protector Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.75, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Protector Forsikring ASA's current 3-Year EPS without NRI Growth Rate of 24.00% is 43.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Protector Forsikring ASA and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Protector Forsikring ASA's current 3-Year EPS without NRI Growth Rate is 24.00%, which is 23% below median its own 10-year median of 31.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Protector Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Protector Forsikring ASA (CHIX:PROTO) is currently considered Modestly Overvalued. The stock's GF Value™ is kr376.43, compared to a current price of kr485.60 — trading 29% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 24.00%, which is 23% below median its 10-year median of 31.20 and 43.3% above the Insurance industry median of 16.75. Protector Forsikring ASA's overall GF Score™ is 80/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Protector Forsikring ASA (CHIX:PROTO), the current 3-Year EPS without NRI Growth Rate is 24.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Protector Forsikring ASA (CHIX:PROTO) Overvalued in 2026?
Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued.
The current stock price of kr485.60 is trading 29% above its estimated GF Value™ of kr376.43.
GuruFocus considers Protector Forsikring ASA to be Modestly Overvalued.
Key valuation signals for CHIX:PROTO:
3-Year EPS without NRI Growth Rate: 24.00% (23% below median its 10-year median of 31.20)
GF Value™: kr376.43 vs. price of kr485.60 (29% above fair value)
Industry Position: 43.3% above the Insurance median (#147 of 398)
No single metric tells the full story. See the CHIX:PROTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
80GF Score
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