Protector Forsikring ASA (CHIX:PROTO) Debt-to-EBITDA : N/A (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:PROTO Protector Forsikring ASA CHIX:PROTO
83 GF Score
Price kr461.60
GF Value kr343.05
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Protector Forsikring ASA Debt-to-EBITDA?

Debt-to-EBITDA measures a company's ability to pay off its debt.

Protector Forsikring ASA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0 Mil. Protector Forsikring ASA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr2,340 Mil. Protector Forsikring ASA's annualized EBITDA for the quarter that ended in Jun. 2026 was kr0 Mil.

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt. According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.

The historical rank and industry rank for Protector Forsikring ASA's Debt-to-EBITDA or its related term are showing as below:

CHIX:PROTo' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 0   Med: 0   Max: 2.47
Current: 2.47

During the past 13 years, the highest Debt-to-EBITDA Ratio of Protector Forsikring ASA was 2.47. The lowest was 0.00. And the median was 0.00.

CHIX:PROTo's Debt-to-EBITDA is ranked worse than
74.22% of 322 companies
in the Insurance industry
Industry Median: 1.185 vs CHIX:PROTo: 2.47

Protector Forsikring ASA  (CHIX:PROTo) Debt-to-EBITDA Explanation

In the calculation of Debt-to-EBITDA, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by EBITDA. In some calculations, Total Liabilities is used to for calculation.


Be Aware

A high Debt-to-EBITDA ratio generally means that a company may spend more time to paying off its debt.

According to Joel Tillinghast's BIG MONEY THINKS SMALL: Biases, Blind Spots, and Smarter Investing, a ratio of Debt-to-EBITDA exceeding four is usually considered scary unless tangible assets cover the debt.


Protector Forsikring ASA Debt-to-EBITDA Related Terms


Protector Forsikring ASA Debt-to-EBITDA Historical Data

* Premium members only.

The historical data trend for Protector Forsikring ASA's Debt-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Protector Forsikring ASA Debt-to-EBITDA Chart

Protector Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-EBITDA
Get a 7-Day Free Trial Premium Member Only Premium Member Only N/A N/A N/A N/A N/A

Protector Forsikring ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-EBITDA Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only N/A N/A 0.71 N/A N/A

CHIX:PROTO vs FNF, AXS, FAF: Debt-to-EBITDA Comparison

For the Insurance - Specialty subindustry, Protector Forsikring ASA's Debt-to-EBITDA, along with its competitors' market caps and Debt-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Protector Forsikring ASA Debt-to-EBITDA vs Insurance Industry

For the Insurance industry and Financial Services sector, Protector Forsikring ASA's Debt-to-EBITDA distribution charts can be found below:

* The bar in red indicates where Protector Forsikring ASA's Debt-to-EBITDA falls into.


CHIX:PROTO
83GF Score
Protector Forsikring ASA CHIX:PROTO
Debt-to-EBITDA is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Protector Forsikring ASA Debt-to-EBITDA Calculation

Debt-to-EBITDA measures a company's ability to pay off its debt.

Protector Forsikring ASA's Debt-to-EBITDA for the fiscal year that ended in Dec. 2025 is calculated as

Protector Forsikring ASA's annualized Debt-to-EBITDA for the quarter that ended in Jun. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Debt-to-EBITDA, the EBITDA of the last fiscal year is used. In calculating the annualized quarterly data, the EBITDA data used here is four times the quarterly (Jun. 2026) EBITDA data.

Is Protector Forsikring ASA (CHIX:PROTO) Overvalued in 2026?

Based on GuruFocus' analysis, Protector Forsikring ASA stock appears to be overvalued. The current stock price of kr461.60 is trading 34.6% above its estimated GF Value™ of kr343.05. GuruFocus considers Protector Forsikring ASA to be Significantly Overvalued.

Key valuation signals for CHIX:PROTO:

  • Debt-to-EBITDA: N/A
  • GF Value™: kr343.05 vs. price of kr461.60 (34.6% above fair value)
  • GF Score™: 83/100 with 6 warning signs

No single metric tells the full story. See the CHIX:PROTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Protector Forsikring ASA Business Description

Address Stoperigata 2, PB 1351 Vika, Oslo, NOR, 0113
Protector Forsikring ASA developer of a general P&C and employee benefits insurance provider designed to deliver cost and quality leadership in the insurance industry. The company offers standardized insurance products, all core systems insourced and developed in-house, enabling brokers and businesses across multiple countries to access competitive pricing and a value-based performance culture.
83GF Score

Get the complete analysis for CHIX:PROTO

Debt-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr461.60
Price
kr343.05
GF Value