IBOC (International Bancshares) YoY EPS Growth: -4.35% (As of Jun. 2026)

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IBOC International Bancshares Corp IBOC
71 GF Score
Price $70.81
GF Value $66.77
Valuation Fairly Valued
! 4 Warning Signs
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What is International Bancshares YoY EPS Growth?

International Bancshares IBOC -1.09% 71 YoY EPS Growth is -4.35% as of Jun. 2026. GuruFocus rates IBOC with a GF Score™ of 71/100 and a GF Value™ of $66.77 (Fairly Valued). The stock has 4 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. International Bancshares's YoY EPS Growth for the quarter that ended in Jun. 2026 was -4.35%.

International Bancshares's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $1.54.

International Bancshares YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for International Bancshares's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Bancshares YoY EPS Growth Chart

International Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 52.67 19.50 38.49 -0.76 0.76

International Bancshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.21 8.75 -7.57 5.13 -4.35
IBOC
71GF Score
International Bancshares Corp IBOC
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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International Bancshares YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

International Bancshares's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(6.62-6.57)/ | 6.57 |
=0.76 %

International Bancshares's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(1.54-1.61)/ | 1.61 |
=-4.35 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -4.35% mean?
International Bancshares (IBOC) has a YoY EPS Growth of -4.35% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for International Bancshares and its competitors.
Is International Bancshares' YoY EPS Growth too high?
International Bancshares' current YoY EPS Growth is -4.35%. Overall, International Bancshares has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does International Bancshares' YoY EPS Growth compare to SFBS and FULT?
International Bancshares' YoY EPS Growth of -4.35% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for International Bancshares and its competitors. International Bancshares's current YoY EPS Growth is -4.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Bancshares stock overvalued right now?
Based on GuruFocus' analysis, International Bancshares (IBOC) is currently considered Fairly Valued. The stock's GF Value™ is $66.77, compared to a current price of $70.81 — trading 6.1% above its estimated fair value. The current YoY EPS Growth is -4.35%. International Bancshares' overall GF Score™ is 71/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For International Bancshares (IBOC), the current YoY EPS Growth is -4.35% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Bancshares (IBOC) Overvalued in 2026?

Based on GuruFocus' analysis, International Bancshares stock appears to be overvalued. The current stock price of $70.81 is trading 6.1% above its estimated GF Value™ of $66.77. GuruFocus considers International Bancshares to be Fairly Valued.

Key valuation signals for IBOC:

  • YoY EPS Growth: -4.35%
  • GF Value™: $66.77 vs. price of $70.81 (6.1% above fair value)
  • GF Score™: 71/100 with 4 warning signs

No single metric tells the full story. See the IBOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

International Bancshares Business Description

Other Exchanges IB4:Germany
Address 1200 San Bernardo Avenue, Laredo, TX, USA, 78042-1359
International Bancshares Corp is a registered multibank financial holding company providing a diversified range of commercial and retail banking services in its main banking and branch facilities located in north, south, central, and southeast Texas and the State of Oklahoma.. The company provides commercial and retail banking services in Texas and Oklahoma. The services provided by the bank include checking, savings, bank cards, lending, insurance, mortgage, investments, and other services.
71GF Score

Get the complete analysis for IBOC

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.81
Price
$66.77
GF Value