RVRF (River Financial) 3-Year Dividend Growth Rate: 0.00% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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RVRF River Financial Corp RVRF
69 GF Score
Price $46.77
GF Value $41.60
Valuation Modestly Overvalued
! 2 Warning Signs
View Full Analysis

What is River Financial 3-Year Dividend Growth Rate?

River Financial RVRF 69 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates RVRF with a GF Score™ of 69/100 and a GF Value™ of $41.60 (Modestly Overvalued). The stock has 2 warning signs investors should review. Among 959 Banks companies, River Financial ranks worse than 104275.18% on this metric.

River Financial's Dividends per Share for the three months ended in Jun. 2026 was $0.00.

The historical rank and industry rank for River Financial's 3-Year Dividend Growth Rate or its related term are showing as below:

RVRF's 3-Year Dividend Growth Rate is not ranked *
in the Banks industry.
Industry Median: 10.1
* Ranked among companies with meaningful 3-Year Dividend Growth Rate only.

During the past 12 months, River Financial's average Dividends Per Share Growth Rate was 85.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

River Financial's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.00. As of today, River Financial's Dividend Yield % is 2.14%.

Good Sign:

River Financial Corp stock Dividend Yield % is close to 5-year high.

For more information regarding to dividend, please check our Dividend Page.


River Financial  (OTCPK:RVRF) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

River Financial's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ 1.74
=0.00

During the past 11 years, the highest Dividend Payout Ratio of River Financial was 0.16. The lowest was 0.10. And the median was 0.12.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

River Financial Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 1.0000002026-02-132026-02-132026-02-27Cash DividendannuallyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

River Financial's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=1/46.774
=2.14 %

Current Share Price is $46.774.
River Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.

During the past 11 years, the highest Dividend Yield of River Financial was 2.17%. The lowest was 1.08%. And the median was 1.61%.

Good Sign:

River Financial Corp stock Dividend Yield % is close to 5-year high.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


River Financial 3-Year Dividend Growth Rate Related Terms>


RVRF vs NECB, TSBK, NWFL: 3-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, River Financial's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


River Financial 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, River Financial's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where River Financial's 3-Year Dividend Growth Rate falls into.


RVRF
69GF Score
River Financial Corp RVRF
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

River Financial 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 0.00% mean?
River Financial (RVRF) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on River Financial and its competitors. According to the industry distribution chart, River Financial ranks #999999 out of 959 companies in the Banks industry.
Is River Financial's 3-Year Dividend Growth Rate too high?
River Financial's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, River Financial ranks #999999 out of 959 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, River Financial has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Financial's 3-Year Dividend Growth Rate compare to NECB and TSBK?
According to the Banks industry distribution chart, River Financial ranks #999999 out of 959 companies for 3-Year Dividend Growth Rate. This places River Financial in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 959 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on River Financial and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. River Financial's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Financial stock overvalued right now?
Based on GuruFocus' analysis, River Financial (RVRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $41.60, compared to a current price of $46.77 — trading 12.4% above its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. River Financial's overall GF Score™ is 69/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For River Financial (RVRF), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River Financial (RVRF) Overvalued in 2026?

Based on GuruFocus' analysis, River Financial stock appears to be overvalued. The current stock price of $46.77 is trading 12.4% above its estimated GF Value™ of $41.60. GuruFocus considers River Financial to be Modestly Overvalued.

Key valuation signals for RVRF:

  • 3-Year Dividend Growth Rate: 0.00%
  • GF Value™: $41.60 vs. price of $46.77 (12.4% above fair value)
  • GF Score™: 69/100 with 2 warning signs

No single metric tells the full story. See the RVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


River Financial Business Description

Address 2611 Legends Drive, Prattville, AL, USA, 36066
River Financial Corp is a bank holding company. It provides commercial and consumer banking services to businesses, business owners, and professionals in the United States. It offers services such as loan, deposits, electronic banking and other banking services. It offers demand deposits, savings and time deposits, interest-bearing transaction accounts, money market accounts, negotiable orders of withdrawal accounts, as well as certificate of deposits. Companies principal sources of income are interest and fees collected on loans, interest collected on other investments, fees earned from the origination and sale of residential mortgage loans, and service charges, as well as income from investment brokerage services.
69GF Score

Get the complete analysis for RVRF

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.77
Price
$41.60
GF Value