River FinancialRVRF 61 Market Cap is $375.0 Mil as of Jul. 04, 2026. GuruFocus rates RVRF with a GF Score™ of 61/100 and a GF Value™ of $40.24 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,545 Banks companies, River Financial ranks worse than 59.94% on this metric.
Market cap is the total market value to buy the whole company. It is equal to the share price times the number of Shares Outstanding (EOP). River Financial's share price for the quarter that ended in Mar. 2026 was $50. River Financial's Shares Outstanding (EOP) for the quarter that ended in Mar. 2026 was 7.8 Mil. Therefore, River Financial's market cap for the quarter that ended in Mar. 2026 was $390.7 Mil.
River Financial's quarterly market cap
increased
from Sep. 2025 ($269.1 Mil) to Dec. 2025 ($309.8 Mil) and
increased
from Dec. 2025 ($309.8 Mil) to Mar. 2026 ($390.7 Mil).
River Financial's annual market cap
declined
from Dec. 2023 ($237.3 Mil) to Dec. 2024 ($236.9 Mil) but then
increased
from Dec. 2024 ($236.9 Mil) to Dec. 2025 ($309.8 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. River Financial's Enterprise Value for Today is $391.1 Mil.
River Financial (OTCPK:RVRF) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
River Financial Market Cap Related Terms
River Financial Market Cap Historical Data
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The historical data trend for River Financial's Market Cap can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, River Financial's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
River Financial Market Cap vs Banks Industry
For the Banks industry and Financial Services sector, River Financial's Market Cap distribution charts can be found below:
* The bar in red indicates where River Financial's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
River Financial's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
River Financial (RVRF) has a Market Cap of $375.0 Mil as of Jul. 04, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on River Financial and its competitors. According to the industry distribution chart, River Financial ranks #926 out of 1545 companies in the Banks industry, placing it in the top 59.9%.
Is River Financial's Market Cap too high?
River Financial's current Market Cap is $375.0 Mil. The Banks industry median Market Cap is 722.99. River Financial's value of $375.0 Mil is 48.1% below this industry median. Based on the distribution chart, River Financial ranks #926 out of 1545 companies in the Banks industry, which is below the industry midpoint. Overall, River Financial has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Financial's Market Cap compare to AVBC and MVBF?
According to the Banks industry distribution chart, River Financial ranks #926 out of 1545 companies for Market Cap. This places River Financial in the lower half of its industry. The industry median Market Cap is 722.99. River Financial's value of $375.0 Mil is 48.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for a Banks company?
The median Market Cap among Banks companies is 722.99, based on 1,545 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. River Financial's current Market Cap of $375.0 Mil is 48.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on River Financial and its competitors. For the Banks industry, the median Market Cap is 722.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. River Financial's current Market Cap is $375.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Financial stock overvalued right now?
Based on GuruFocus' analysis, River Financial (RVRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.24, compared to a current price of $48.00 — trading 19.3% above its estimated fair value. The current Market Cap is $375.0 Mil and 48.1% below the Banks industry median of 722.99. River Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For River Financial (RVRF), the current Market Cap is $375.0 Mil as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is River Financial (RVRF) Overvalued in 2026?
Based on GuruFocus' analysis, River Financial stock appears to be overvalued.
The current stock price of $48.00 is trading 19.3% above its estimated GF Value™ of $40.24.
GuruFocus considers River Financial to be Modestly Overvalued.
Key valuation signals for RVRF:
Market Cap: $375.0 Mil
GF Value™: $40.24 vs. price of $48.00 (19.3% above fair value)
Industry Position: 48.1% below the Banks median (#926 of 1545)
No single metric tells the full story. See the RVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
River Financial Corp is a bank holding company. It provides commercial and consumer banking services to businesses, business owners, and professionals in the United States. It offers services such as loan, deposits, electronic banking and other banking services. It offers demand deposits, savings and time deposits, interest-bearing transaction accounts, money market accounts, negotiable orders of withdrawal accounts, as well as certificate of deposits. Companies principal sources of income are interest and fees collected on loans, interest collected on other investments, fees earned from the origination and sale of residential mortgage loans, and service charges, as well as income from investment brokerage services.
61GF Score
Get the complete analysis for RVRF
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