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Pretax income is the income that a company earns before paying income taxes. River Financial's pretax income for the
three
months ended in Jun. 2026 was $18.2 Mil.
Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was $64.8 Mil.
River Financial's pretax margin was 45.03%.
During the past 11 years, River Financial's highest Pretax Margin was 43.93%. The lowest was 28.03%. And the median was 35.23%.
During the past 11 years, River Financial's highest Pretax Margin was 43.93%. The lowest was 28.03%. And the median was 35.23%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
River Financial Pre-Tax Income Related Terms
River Financial Pre-Tax Income Historical Data
* Premium members only.
The historical data trend for River Financial's Pre-Tax Income can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RVRF vs MVBF, FRST, NECB: Pre-Tax Income Comparison
For the Banks - Regional subindustry, River Financial's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
River Financial Pre-Tax Income vs Banks Industry
For the Banks industry and Financial Services sector, River Financial's Pre-Tax Income distribution charts can be found below:
* The bar in red indicates where River Financial's Pre-Tax Income falls into.
Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $64.8 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
River Financial (RVRF) has a Pre-Tax Income of $64.8 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on River Financial and its competitors.
Is River Financial's Pre-Tax Income too high?
River Financial's current Pre-Tax Income is $64.8 Mil. Overall, River Financial has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Financial's Pre-Tax Income compare to MVBF and FRST?
River Financial's Pre-Tax Income of $64.8 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on River Financial and its competitors. River Financial's current Pre-Tax Income is $64.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Financial stock overvalued right now?
Based on GuruFocus' analysis, River Financial (RVRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $41.48, compared to a current price of $46.00 — trading 10.9% above its estimated fair value. The current Pre-Tax Income is $64.8 Mil. River Financial's overall GF Score™ is 65/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For River Financial (RVRF), the current Pre-Tax Income is $64.8 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is River Financial (RVRF) Overvalued in 2026?
Based on GuruFocus' analysis, River Financial stock appears to be overvalued.
The current stock price of $46.00 is trading 10.9% above its estimated GF Value™ of $41.48.
GuruFocus considers River Financial to be Modestly Overvalued.
Key valuation signals for RVRF:
Pre-Tax Income: $64.8 Mil
GF Value™: $41.48 vs. price of $46.00 (10.9% above fair value)
No single metric tells the full story. See the RVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
River Financial Corp is a bank holding company. It provides commercial and consumer banking services to businesses, business owners, and professionals in the United States. It offers services such as loan, deposits, electronic banking and other banking services. It offers demand deposits, savings and time deposits, interest-bearing transaction accounts, money market accounts, negotiable orders of withdrawal accounts, as well as certificate of deposits. Companies principal sources of income are interest and fees collected on loans, interest collected on other investments, fees earned from the origination and sale of residential mortgage loans, and service charges, as well as income from investment brokerage services.
65GF Score
Get the complete analysis for RVRF
Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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