River FinancialRVRF 61 Dividend Yield % is 2.08% as of Jul. 04, 2026, which is 30% above its 10-year median of 1.60. GuruFocus rates RVRF with a GF Score™ of 61/100 and a GF Value™ of $40.24 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,251 Banks companies, River Financial ranks worse than 73.94% on this metric.
As of today (2026-07-04), the Trailing Annual Dividend Yield of River Financial is 2.08%.
Good Sign:
River Financial Corp stock Dividend Yield % is close to 5-year high.
The historical rank and industry rank for River Financial's Dividend Yield % or its related term are showing as below:
RVRF'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.08 Med: 1.6 Max: 2.15
Current: 2.08
During the past 11 years, the highest Dividend Yield of River Financial was 2.15%. The lowest was 1.08%. And the median was 1.60%.
RVRF's Dividend Yield % is ranked worse than 73.94% of 1251
companies
in the Banks industry
Industry Median: 3.02
vs RVRF: 2.08
During the past 12 months, River Financial's average Dividends Per Share Growth Rate was 85.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
River Financial (OTCPK:RVRF) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for River Financial's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RVRF vs AVBC, MVBF, USCB: Dividend Yield % Comparison
For the Banks - Regional subindustry, River Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
River Financial Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, River Financial's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where River Financial's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
River Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 1.000000
2026-02-13
2026-02-13
2026-02-27
Cash Dividend
annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
River Financial's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
River Financial (RVRF) has a Dividend Yield % of 2.08% as of Jul. 04, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on River Financial and its competitors. This is 30% above median its historical median of 1.60. Over the past decade, River Financial's Dividend Yield % has ranged from 1.08 to 2.15. According to the industry distribution chart, River Financial ranks #925 out of 1251 companies in the Banks industry, placing it in the top 73.9%.
Is River Financial's Dividend Yield % too high?
River Financial's current Dividend Yield % of 2.08% is 30% above median its 10-year median of 1.60. Over the past 10 years, this metric has ranged from a low of 1.08 to a high of 2.15. The Banks industry median Dividend Yield % is 3.02. River Financial's value of 2.08% is 31.1% below this industry median. Based on the distribution chart, River Financial ranks #925 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, River Financial has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Financial's Dividend Yield % compare to AVBC and MVBF?
According to the Banks industry distribution chart, River Financial ranks #925 out of 1251 companies for Dividend Yield %. This places River Financial in the lower half of its industry. The industry median Dividend Yield % is 3.02. River Financial's value of 2.08% is 31.1% below this benchmark. Historically, River Financial's own Dividend Yield % has ranged from 1.08 to 2.15 over the past decade. While the company's 10-year median is 1.60 vs. the industry median of 3.02, River Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. River Financial's current Dividend Yield % of 2.08% is 31.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on River Financial and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. River Financial's current Dividend Yield % is 2.08%, which is 30% above median its own 10-year median of 1.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Financial stock overvalued right now?
Based on GuruFocus' analysis, River Financial (RVRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.24, compared to a current price of $48.00 — trading 19.3% above its estimated fair value. The current Dividend Yield % is 2.08%, which is 30% above median its 10-year median of 1.60 and 31.1% below the Banks industry median of 3.02. River Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For River Financial (RVRF), the current Dividend Yield % is 2.08% as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is River Financial (RVRF) Overvalued in 2026?
Based on GuruFocus' analysis, River Financial stock appears to be overvalued.
The current stock price of $48.00 is trading 19.3% above its estimated GF Value™ of $40.24.
GuruFocus considers River Financial to be Modestly Overvalued.
Key valuation signals for RVRF:
Dividend Yield %: 2.08% (30% above median its 10-year median of 1.60)
GF Value™: $40.24 vs. price of $48.00 (19.3% above fair value)
Industry Position: 31.1% below the Banks median (#925 of 1251)
No single metric tells the full story. See the RVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
River Financial Corp is a bank holding company. It provides commercial and consumer banking services to businesses, business owners, and professionals in the United States. It offers services such as loan, deposits, electronic banking and other banking services. It offers demand deposits, savings and time deposits, interest-bearing transaction accounts, money market accounts, negotiable orders of withdrawal accounts, as well as certificate of deposits. Companies principal sources of income are interest and fees collected on loans, interest collected on other investments, fees earned from the origination and sale of residential mortgage loans, and service charges, as well as income from investment brokerage services.
61GF Score
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Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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