RVRF (River Financial) 3-Month Share Buyback Ratio: -0.86% (As of Mar. 2026 )

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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RVRF River Financial Corp RVRF
61 GF Score
Price $48.00
GF Value $40.37
Valuation Modestly Overvalued
! 4 Warning Signs
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What is River Financial 3-Month Share Buyback Ratio?

River Financial RVRF 61 3-Month Share Buyback Ratio is -0.86 as of Mar. 2026. GuruFocus rates RVRF with a GF Score™ of 61/100 and a GF Value™ of $40.37 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. River Financial's current 3-Month Share Buyback Ratio was -0.86%.

River Financial  (OTCPK:RVRF) 3-Month Share Buyback Ratio Explanation

A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.

Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.

River Financial 3-Month Share Buyback Ratio Related Terms

RVRF vs AVBC, MVBF, USCB: 3-Month Share Buyback Ratio Comparison

For the Banks - Regional subindustry, River Financial's 3-Month Share Buyback Ratio, along with its competitors' market caps and 3-Month Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

River Financial 3-Month Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, River Financial's 3-Month Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where River Financial's 3-Month Share Buyback Ratio falls into.


RVRF
61GF Score
River Financial Corp RVRF
3-Month Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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River Financial 3-Month Share Buyback Ratio Calculation

River Financial's 3-Month Share Buyback Ratio for the quarter that ended in Mar. 2026 is calculated as

3-Month Share Buyback Ratio=(Shares Outstanding (EOP) (Dec. 2025 ) - Shares Outstanding (EOP) (Mar. 2026 )) / Shares Outstanding (EOP) (Dec. 2025 )
=(7.746 - 7.813) / 7.746
=-0.86%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a 3-Month Share Buyback Ratio of -0.86 mean?
River Financial (RVRF) has a 3-Month Share Buyback Ratio of -0.86 as of Mar. 2026. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for River Financial and its competitors.
Is River Financial's 3-Month Share Buyback Ratio too high?
River Financial's current 3-Month Share Buyback Ratio is -0.86. Overall, River Financial has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Financial's 3-Month Share Buyback Ratio compare to AVBC and MVBF?
River Financial's 3-Month Share Buyback Ratio of -0.86 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Month Share Buyback Ratio for a Banks company?
A good 3-Month Share Buyback Ratio depends on the Banks industry context. However, 3-Month Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Month Share Buyback Ratio mean?
A high 3-Month Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Month Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past three months, calculated as the percentage change in shares outstanding from the previous quarter to the current quarter. View historical data for River Financial and its competitors. River Financial's current 3-Month Share Buyback Ratio is -0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Financial stock overvalued right now?
Based on GuruFocus' analysis, River Financial (RVRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.37, compared to a current price of $48.00 — trading 18.9% above its estimated fair value. The current 3-Month Share Buyback Ratio is -0.86. River Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Month Share Buyback Ratio calculated?
3-Month Share Buyback Ratio is calculated from a company's financial statements. For River Financial (RVRF), the current 3-Month Share Buyback Ratio is -0.86 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River Financial (RVRF) Overvalued in 2026?

Based on GuruFocus' analysis, River Financial stock appears to be overvalued. The current stock price of $48.00 is trading 18.9% above its estimated GF Value™ of $40.37. GuruFocus considers River Financial to be Modestly Overvalued.

Key valuation signals for RVRF:

  • 3-Month Share Buyback Ratio: -0.86
  • GF Value™: $40.37 vs. price of $48.00 (18.9% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the RVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

River Financial Business Description

Address 2611 Legends Drive, Prattville, AL, USA, 36066
River Financial Corp is a bank holding company. It provides commercial and consumer banking services to businesses, business owners, and professionals in the United States. It offers services such as loan, deposits, electronic banking and other banking services. It offers demand deposits, savings and time deposits, interest-bearing transaction accounts, money market accounts, negotiable orders of withdrawal accounts, as well as certificate of deposits. Companies principal sources of income are interest and fees collected on loans, interest collected on other investments, fees earned from the origination and sale of residential mortgage loans, and service charges, as well as income from investment brokerage services.
61GF Score

Get the complete analysis for RVRF

3-Month Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.00
Price
$40.37
GF Value