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River FinancialRVRF 61 3-1 Month Momentum % is 3.23% as of Jul. 19, 2026. GuruFocus rates RVRF with a GF Score™ of 61/100 and a GF Value™ of $40.37 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,575 Banks companies, River Financial ranks better than 62.35% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-19), River Financial's 3-1 Month Momentum % is 3.23%.
The industry rank for River Financial's 3-1 Month Momentum % or its related term are showing as below:
RVRF's 3-1 Month Momentum % is ranked better than 62.35% of 1575
companies
in the Banks industry
Industry Median: 0.73
vs RVRF: 3.23
River Financial (OTCPK:RVRF) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
River Financial 3-1 Month Momentum % Related Terms
RVRF vs AVBC, MVBF, USCB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, River Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
River Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, River Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where River Financial's 3-1 Month Momentum % falls into.
River Financial (OTCPK:RVRF) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
River Financial (RVRF) has a 3-1 Month Momentum % of 3.23% as of Jul. 19, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on River Financial and its competitors. According to the industry distribution chart, River Financial ranks #593 out of 1575 companies in the Banks industry, placing it in the top 37.7%.
Is River Financial's 3-1 Month Momentum % too high?
River Financial's current 3-1 Month Momentum % is 3.23%. The Banks industry median 3-1 Month Momentum % is 0.73. River Financial's value of 3.23% is 342.5% above this industry median. Based on the distribution chart, River Financial ranks #593 out of 1575 companies in the Banks industry, which is above the industry midpoint. Overall, River Financial has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Financial's 3-1 Month Momentum % compare to AVBC and MVBF?
According to the Banks industry distribution chart, River Financial ranks #593 out of 1575 companies for 3-1 Month Momentum %. This puts River Financial in the upper half of its industry. The industry median 3-1 Month Momentum % is 0.73. River Financial's value of 3.23% is 342.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 0.73, based on 1,575 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. River Financial's current 3-1 Month Momentum % of 3.23% is 342.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on River Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 0.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. River Financial's current 3-1 Month Momentum % is 3.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Financial stock overvalued right now?
Based on GuruFocus' analysis, River Financial (RVRF) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.37, compared to a current price of $48.00 — trading 18.9% above its estimated fair value. The current 3-1 Month Momentum % is 3.23% and 342.5% above the Banks industry median of 0.73. River Financial's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For River Financial (RVRF), the current 3-1 Month Momentum % is 3.23% as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is River Financial (RVRF) Overvalued in 2026?
Based on GuruFocus' analysis, River Financial stock appears to be overvalued.
The current stock price of $48.00 is trading 18.9% above its estimated GF Value™ of $40.37.
GuruFocus considers River Financial to be Modestly Overvalued.
Key valuation signals for RVRF:
3-1 Month Momentum %: 3.23%
GF Value™: $40.37 vs. price of $48.00 (18.9% above fair value)
Industry Position: 342.5% above the Banks median (#593 of 1575)
No single metric tells the full story. See the RVRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
River Financial Corp is a bank holding company. It provides commercial and consumer banking services to businesses, business owners, and professionals in the United States. It offers services such as loan, deposits, electronic banking and other banking services. It offers demand deposits, savings and time deposits, interest-bearing transaction accounts, money market accounts, negotiable orders of withdrawal accounts, as well as certificate of deposits. Companies principal sources of income are interest and fees collected on loans, interest collected on other investments, fees earned from the origination and sale of residential mortgage loans, and service charges, as well as income from investment brokerage services.
61GF Score
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3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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