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TFS FinancialTFSL -0.24%62 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates TFSL with a GF Score™ of 62/100 and a GF Value™ of $14.89 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 957 Banks companies, TFS Financial ranks worse than 104493.1% on this metric.
The historical rank and industry rank for TFS Financial's 3-Year Dividend Growth Rate or its related term are showing as below:
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of TFS Financial was 98.20% per year. The lowest was 0.00% per year. And the median was 13.90% per year.
TFSL's 3-Year Dividend Growth Rate is not ranked *
in the Banks industry.
Industry Median: 10.1 * Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
During the past 5 years, the average Dividends Per Share Growth Rate was 0.30% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 13.00% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of TFS Financial Corp is 3.14, which seems too high.
For more information regarding to dividend, please check our Dividend Page.
During the past 13 years, the highest Dividend Payout Ratio of TFS Financial was 4.35. The lowest was 1.52. And the median was 3.74.
Warning Sign:
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of TFS Financial Corp is 3.14, which seems too high.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
TFS Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.317500
2026-09-09
2026-09-09
2026-09-23
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.282500
2026-06-10
2026-06-10
2026-06-24
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.282500
2026-03-11
2026-03-11
2026-03-25
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.282500
2025-12-02
2025-12-02
2025-12-16
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
TFS Financial's Dividend Yield (%) for Today is calculated as
Current Share Price is $16.86.
TFS Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.165.
During the past 13 years, the highest Dividend Yield of TFS Financial was 10.23%. The lowest was 2.14%. And the median was 6.58%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TFS Financial 3-Year Dividend Growth Rate Related Terms>
TFSL vs FFIN, EBC, SFBS: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, TFS Financial's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TFS Financial 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, TFS Financial's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where TFS Financial's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 0.00% mean?
TFS Financial (TFSL) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on TFS Financial and its competitors. According to the industry distribution chart, TFS Financial ranks #999999 out of 957 companies in the Banks industry.
Is TFS Financial's 3-Year Dividend Growth Rate too high?
TFS Financial's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, TFS Financial ranks #999999 out of 957 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, TFS Financial has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TFS Financial's 3-Year Dividend Growth Rate compare to FFIN and EBC?
According to the Banks industry distribution chart, TFS Financial ranks #999999 out of 957 companies for 3-Year Dividend Growth Rate. This places TFS Financial in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 957 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on TFS Financial and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TFS Financial's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TFS Financial stock overvalued right now?
Based on GuruFocus' analysis, TFS Financial (TFSL) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.89, compared to a current price of $16.86 — trading 13.2% above its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. TFS Financial's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For TFS Financial (TFSL), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TFS Financial (TFSL) Overvalued in 2026?
Based on GuruFocus' analysis, TFS Financial stock appears to be overvalued.
The current stock price of $16.86 is trading 13.2% above its estimated GF Value™ of $14.89.
GuruFocus considers TFS Financial to be Modestly Overvalued.
Key valuation signals for TFSL:
3-Year Dividend Growth Rate: 0.00%
GF Value™: $14.89 vs. price of $16.86 (13.2% above fair value)
No single metric tells the full story. See the TFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
62GF Score
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3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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