TFS FinancialTFSL +2.64%56 Dividend Yield % is 6.43% as of Jun. 26, 2026, which is 2% below its 10-year median of 6.58. GuruFocus rates TFSL with a GF Score™ of 56/100 and a GF Value™ of $14.61 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,251 Banks companies, TFS Financial ranks better than 89.37% on this metric.
As of today (2026-06-26), the Trailing Annual Dividend Yield of TFS Financial is 6.43%.
Warning Sign:
TFS Financial Corp stock Dividend Yield % is close to 3-year low.
The historical rank and industry rank for TFS Financial's Dividend Yield % or its related term are showing as below:
TFSL'
s Dividend Yield % Range Over the Past 10 Years
Min: 2.14 Med: 6.58 Max: 10.23
Current: 6.43
During the past 13 years, the highest Dividend Yield of TFS Financial was 10.23%. The lowest was 2.14%. And the median was 6.58%.
TFSL's Dividend Yield % is ranked better than 89.37% of 1251
companies
in the Banks industry
Industry Median: 3.03
vs TFSL: 6.43
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of TFS Financial Corp is 3.43, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of TFS Financial was 4.35. The lowest was 1.52. And the median was 3.74.
During the past 5 years, the average Dividends Per Share Growth Rate was 0.30% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 13.00% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of TFS Financial was 98.20% per year. The lowest was 0.00% per year. And the median was 13.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for TFS Financial's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TFSL vs IBOC, TCBI, SFBS: Dividend Yield % Comparison
For the Banks - Regional subindustry, TFS Financial's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TFS Financial Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, TFS Financial's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where TFS Financial's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
TFS Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.282500
2026-06-10
2026-06-10
2026-06-24
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.282500
2026-03-11
2026-03-11
2026-03-25
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.282500
2025-12-02
2025-12-02
2025-12-16
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.282500
2025-09-10
2025-09-10
2025-09-24
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
TFS Financial's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
1.13
/
17.505
=
6.46 %
Current Share Price is $17.505. TFS Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.13.
TFS Financial's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
1.13
/
17.505
=
6.46 %
Current Share Price is $17.505. TFS Financial's Dividends per Share for the forward twelve months is calculated as $0.2825 * 4 = $1.13.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TFS Financial (TFSL) has a Dividend Yield % of 6.43% as of Jun. 26, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on TFS Financial and its competitors. This is near median its historical median of 6.58. Over the past decade, TFS Financial's Dividend Yield % has ranged from 2.14 to 10.23. According to the industry distribution chart, TFS Financial ranks #133 out of 1251 companies in the Banks industry, placing it in the top 10.6%.
Is TFS Financial's Dividend Yield % too high?
TFS Financial's current Dividend Yield % of 6.43% is near median its 10-year median of 6.58. Over the past 10 years, this metric has ranged from a low of 2.14 to a high of 10.23. The Banks industry median Dividend Yield % is 3.03. TFS Financial's value of 6.43% is 112.2% above this industry median. Based on the distribution chart, TFS Financial ranks #133 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TFS Financial has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TFS Financial's Dividend Yield % compare to IBOC and TCBI?
According to the Banks industry distribution chart, TFS Financial ranks #133 out of 1251 companies for Dividend Yield %. This places TFS Financial in the top 11% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.03. TFS Financial's value of 6.43% is 112.2% above this benchmark. Historically, TFS Financial's own Dividend Yield % has ranged from 2.14 to 10.23 over the past decade. While the company's 10-year median is 6.58 vs. the industry median of 3.03, TFS Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TFS Financial's current Dividend Yield % of 6.43% is 112.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on TFS Financial and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TFS Financial's current Dividend Yield % is 6.43%, which is near median its own 10-year median of 6.58. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TFS Financial stock overvalued right now?
Based on GuruFocus' analysis, TFS Financial (TFSL) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.61, compared to a current price of $17.51 — trading 19.8% above its estimated fair value. The current Dividend Yield % is 6.43%, which is near median its 10-year median of 6.58 and 112.2% above the Banks industry median of 3.03. TFS Financial's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For TFS Financial (TFSL), the current Dividend Yield % is 6.43% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TFS Financial (TFSL) Overvalued in 2026?
Based on GuruFocus' analysis, TFS Financial stock appears to be overvalued.
The current stock price of $17.51 is trading 19.8% above its estimated GF Value™ of $14.61.
GuruFocus considers TFS Financial to be Modestly Overvalued.
Key valuation signals for TFSL:
Dividend Yield %: 6.43% (near median its 10-year median of 6.58)
GF Value™: $14.61 vs. price of $17.51 (19.8% above fair value)
Industry Position: 112.2% above the Banks median (#133 of 1251)
No single metric tells the full story. See the TFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
56GF Score
Get the complete analysis for TFSL
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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