TFSL (TFS Financial) Growth Rank: 1 (As of Jul. 28, 2026) — 67% Below Median

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TFSL TFS Financial Corp TFSL
55 GF Score
Price $18.06
GF Value $14.67
Valuation Modestly Overvalued
! 7 Warning Signs
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What is TFS Financial Growth Rank?

TFS Financial TFSL -0.55% 55 Growth Rank is 1 as of Jul. 28, 2026, which is 67% below its 10-year median of 3.00. GuruFocus rates TFSL with a GF Score™ of 55/100 and a GF Value™ of $14.67 (Modestly Overvalued). The stock has 7 warning signs investors should review.

TFS Financial has the Growth Rank of 1.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

TFSL vs FINN, FFIN, EBC: Growth Rank Comparison

For the Banks - Regional subindustry, TFS Financial's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

TFS Financial Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, TFS Financial's Growth Rank distribution charts can be found below:

* The bar in red indicates where TFS Financial's Growth Rank falls into.


TFSL
55GF Score
TFS Financial Corp TFSL
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 1 mean?
TFS Financial (TFSL) has a Growth Rank of 1 as of Jul. 28, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on TFS Financial and its competitors. This is 67% below median its historical median of 3.00. Over the past decade, TFS Financial's Growth Rank has ranged from 1.00 to 8.00.
Is TFS Financial's Growth Rank too high?
TFS Financial's current Growth Rank of 1 is 67% below median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, TFS Financial has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TFS Financial's Growth Rank compare to FINN and FFIN?
TFS Financial's Growth Rank of 1 can be compared against companies in the Banks industry. Historically, TFS Financial's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on TFS Financial and its competitors. TFS Financial's current Growth Rank is 1, which is 67% below median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TFS Financial stock overvalued right now?
Based on GuruFocus' analysis, TFS Financial (TFSL) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.67, compared to a current price of $18.06 — trading 23.1% above its estimated fair value. The current Growth Rank is 1, which is 67% below median its 10-year median of 3.00. TFS Financial's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For TFS Financial (TFSL), the current Growth Rank is 1 as of Jul. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TFS Financial (TFSL) Overvalued in 2026?

Based on GuruFocus' analysis, TFS Financial stock appears to be overvalued. The current stock price of $18.06 is trading 23.1% above its estimated GF Value™ of $14.67. GuruFocus considers TFS Financial to be Modestly Overvalued.

Key valuation signals for TFSL:

  • Growth Rank: 1 (67% below median its 10-year median of 3.00)
  • GF Value™: $14.67 vs. price of $18.06 (23.1% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the TFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

TFS Financial Business Description

Other Exchanges PWT:Germany
Address 7007 Broadway Avenue, Cleveland, OH, USA, 44105
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
55GF Score

Get the complete analysis for TFSL

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.06
Price
$14.67
GF Value