TFSL (TFS Financial) YoY EPS Growth: 37.50% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TFSL TFS Financial Corp TFSL
62 GF Score
Price $17.53
GF Value $14.99
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is TFS Financial YoY EPS Growth?

TFS Financial TFSL -2.15% 62 YoY EPS Growth is 37.50% as of Jun. 2026. GuruFocus rates TFSL with a GF Score™ of 62/100 and a GF Value™ of $14.99 (Modestly Overvalued). The stock has 8 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. TFS Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 was 37.50%.

TFS Financial's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $0.11.

TFS Financial YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for TFS Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

TFS Financial YoY EPS Growth Chart

TFS Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 -10.34 0.00 7.69 14.29

TFS Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.29 50.00 0.00 14.29 37.50
TFSL
62GF Score
TFS Financial Corp TFSL
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

TFS Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

TFS Financial's YoY EPS Growth for the fiscal year that ended in Sep. 2025 is calculated as:

YoY EPS Growth (A: Sep. 2025 )
=(Earnings per Share (Diluted) (A: Sep. 2025 )-Earnings per Share (Diluted) (A: Sep. 2024 ))/ | Earnings per Share (Diluted) (A: Sep. 2024 ) |
=(0.32-0.28)/ | 0.28 |
=14.29 %

TFS Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(0.11-0.08)/ | 0.08 |
=37.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 37.50% mean?
TFS Financial (TFSL) has a YoY EPS Growth of 37.50% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for TFS Financial and its competitors.
Is TFS Financial's YoY EPS Growth too high?
TFS Financial's current YoY EPS Growth is 37.50%. Overall, TFS Financial has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TFS Financial's YoY EPS Growth compare to FINN and FFIN?
TFS Financial's YoY EPS Growth of 37.50% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for TFS Financial and its competitors. TFS Financial's current YoY EPS Growth is 37.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TFS Financial stock overvalued right now?
Based on GuruFocus' analysis, TFS Financial (TFSL) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.99, compared to a current price of $17.53 — trading 16.9% above its estimated fair value. The current YoY EPS Growth is 37.50%. TFS Financial's overall GF Score™ is 62/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For TFS Financial (TFSL), the current YoY EPS Growth is 37.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is TFS Financial (TFSL) Overvalued in 2026?

Based on GuruFocus' analysis, TFS Financial stock appears to be overvalued. The current stock price of $17.53 is trading 16.9% above its estimated GF Value™ of $14.99. GuruFocus considers TFS Financial to be Modestly Overvalued.

Key valuation signals for TFSL:

  • YoY EPS Growth: 37.50%
  • GF Value™: $14.99 vs. price of $17.53 (16.9% above fair value)
  • GF Score™: 62/100 with 8 warning signs

No single metric tells the full story. See the TFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

TFS Financial Business Description

Other Exchanges PWT:Germany
Address 7007 Broadway Avenue, Cleveland, OH, USA, 44105
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
62GF Score

Get the complete analysis for TFSL

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.53
Price
$14.99
GF Value