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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-23), TFS Financial's 3-1 Month Momentum % is 14.60%.
The industry rank for TFS Financial's 3-1 Month Momentum % or its related term are showing as below:
TFSL's 3-1 Month Momentum % is ranked better than 86.36% of 1569
companies
in the Banks industry
Industry Median: 2.03
vs TFSL: 14.60
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
TFS Financial 3-1 Month Momentum % Related Terms
TFSL vs IBOC, SFBS, FINN: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, TFS Financial's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TFS Financial 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, TFS Financial's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where TFS Financial's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TFS Financial (TFSL) has a 3-1 Month Momentum % of 14.60% as of Jul. 23, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on TFS Financial and its competitors. According to the industry distribution chart, TFS Financial ranks #214 out of 1569 companies in the Banks industry, placing it in the top 13.6%.
Is TFS Financial's 3-1 Month Momentum % too high?
TFS Financial's current 3-1 Month Momentum % is 14.60%. The Banks industry median 3-1 Month Momentum % is 2.03. TFS Financial's value of 14.60% is 619.2% above this industry median. Based on the distribution chart, TFS Financial ranks #214 out of 1569 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, TFS Financial has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does TFS Financial's 3-1 Month Momentum % compare to IBOC and SFBS?
According to the Banks industry distribution chart, TFS Financial ranks #214 out of 1569 companies for 3-1 Month Momentum %. This places TFS Financial in the top 14% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.03. TFS Financial's value of 14.60% is 619.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.03, based on 1,569 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TFS Financial's current 3-1 Month Momentum % of 14.60% is 619.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on TFS Financial and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TFS Financial's current 3-1 Month Momentum % is 14.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TFS Financial stock overvalued right now?
Based on GuruFocus' analysis, TFS Financial (TFSL) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.66, compared to a current price of $18.17 — trading 23.9% above its estimated fair value. The current 3-1 Month Momentum % is 14.60% and 619.2% above the Banks industry median of 2.03. TFS Financial's overall GF Score™ is 56/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For TFS Financial (TFSL), the current 3-1 Month Momentum % is 14.60% as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TFS Financial (TFSL) Overvalued in 2026?
Based on GuruFocus' analysis, TFS Financial stock appears to be overvalued.
The current stock price of $18.17 is trading 23.9% above its estimated GF Value™ of $14.66.
GuruFocus considers TFS Financial to be Modestly Overvalued.
Key valuation signals for TFSL:
3-1 Month Momentum %: 14.60%
GF Value™: $14.66 vs. price of $18.17 (23.9% above fair value)
Industry Position: 619.2% above the Banks median (#214 of 1569)
No single metric tells the full story. See the TFSL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
TFS Financial Corp is the holding company for the Third Federal Savings and Loan Association of Cleveland. The company's ownership in the savings and loan association is its primary business activity. The association's principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. It does so by offering products with competitive rates and yields. The company also operates Third Capital, a wholly owned subsidiary that serves as a holding company or as an investor in vehicles such as private equity funds. Third Capital has interests in lease transactions of commercial buildings, title agencies providing escrow and settlement services, and reinsurance of private mortgage insurance on residential loans.
56GF Score
Get the complete analysis for TFSL
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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