AMFC (AMB Financial) 5-Year Dividend Growth Rate: 0.00% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

AMFC AMB Financial Corp AMFC
54 GF Score
Price $37.75
GF Value $28.31
Valuation Significantly Overvalued
! 6 Warning Signs
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What is AMB Financial 5-Year Dividend Growth Rate?

AMB Financial AMFC +2.03% 54 5-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates AMFC with a GF Score™ of 54/100 and a GF Value™ of $28.31 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 729 Banks companies, AMB Financial ranks worse than 137174.07% on this metric.

AMB Financial's Dividends per Share for the three months ended in Jun. 2026 was $0.07.

During the past 12 months, AMB Financial's average Dividends Per Share Growth Rate was 12.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 21.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of AMB Financial was 38.50% per year. The lowest was 2.70% per year. And the median was 11.40% per year.

AMB Financial's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.07. As of today, AMB Financial's Dividend Yield % is 0.74%.

Warning Sign:

AMB Financial Corp stock Dividend Yield % is close to 3-year low.

For more information regarding to dividend, please check our Dividend Page.


AMB Financial  (OTCPK:AMFC) 5-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

AMB Financial's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.07/ 0.96
=0.07

During the past 13 years, the highest Dividend Payout Ratio of AMB Financial was 7.00. The lowest was 0.04. And the median was 0.09.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

AMB Financial Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.0700002026-06-012026-06-012026-06-15Cash DividendquarterlyUSD:USD 1.000000
USD 0.0700002026-03-022026-03-022026-03-16Cash DividendquarterlyUSD:USD 1.000000
USD 0.0700002025-12-012025-12-012025-12-15Cash DividendquarterlyUSD:USD 1.000000
USD 0.0700002025-09-022025-09-022025-09-15Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

AMB Financial's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.28/37.75
=0.74 %

Current Share Price is $37.75.
AMB Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.28.

During the past 13 years, the highest Dividend Yield of AMB Financial was 1.31%. The lowest was 0.22%. And the median was 1.00%.

Warning Sign:

AMB Financial Corp stock Dividend Yield % is close to 3-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


AMB Financial 5-Year Dividend Growth Rate Related Terms


AMFC vs WVFC, PWBK, JFWV: 5-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, AMB Financial's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AMB Financial 5-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, AMB Financial's 5-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where AMB Financial's 5-Year Dividend Growth Rate falls into.


AMFC
54GF Score
AMB Financial Corp AMFC
5-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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AMB Financial 5-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Dividend Growth Rate of 0.00% mean?
AMB Financial (AMFC) has a 5-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on AMB Financial and its competitors. According to the industry distribution chart, AMB Financial ranks #999999 out of 729 companies in the Banks industry.
Is AMB Financial's 5-Year Dividend Growth Rate too high?
AMB Financial's current 5-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, AMB Financial ranks #999999 out of 729 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, AMB Financial has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMB Financial's 5-Year Dividend Growth Rate compare to WVFC and PWBK?
According to the Banks industry distribution chart, AMB Financial ranks #999999 out of 729 companies for 5-Year Dividend Growth Rate. This places AMB Financial in the lower half of its industry. The industry median 5-Year Dividend Growth Rate is 8.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for a Banks company?
The median 5-Year Dividend Growth Rate among Banks companies is 8.60, based on 729 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on AMB Financial and its competitors. For the Banks industry, the median 5-Year Dividend Growth Rate is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMB Financial's current 5-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMB Financial stock overvalued right now?
Based on GuruFocus' analysis, AMB Financial (AMFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.31, compared to a current price of $37.75 — trading 33.3% above its estimated fair value. The current 5-Year Dividend Growth Rate is 0.00%. AMB Financial's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For AMB Financial (AMFC), the current 5-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMB Financial (AMFC) Overvalued in 2026?

Based on GuruFocus' analysis, AMB Financial stock appears to be overvalued. The current stock price of $37.75 is trading 33.3% above its estimated GF Value™ of $28.31. GuruFocus considers AMB Financial to be Significantly Overvalued.

Key valuation signals for AMFC:

  • 5-Year Dividend Growth Rate: 0.00%
  • GF Value™: $28.31 vs. price of $37.75 (33.3% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the AMFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AMB Financial Business Description

Address 7880 Wicker Avenue, Suite 101, Saint John, IN, USA, 46373
AMB Financial Corp is a bank holding company. The Bank is a State of Indiana commercial bank offering a full range of financial services to customers who are located within northwest Indiana. The Bank is principally engaged in the business of attracting deposits from the general public and using such deposits to originate residential and commercial mortgage loans, as well as other types of consumer and commercial loans. The company also invests in mortgage-backed and other investment securities.
54GF Score

Get the complete analysis for AMFC

5-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.75
Price
$28.31
GF Value