AMFC (AMB Financial) Gross Property, Plant and Equipment: $8.86 Mil (As of Mar. 2026)


AMFC AMB Financial Corp AMFC
51 GF Score
Price $34.49
GF Value $26.02
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is AMB Financial Gross Property, Plant and Equipment?

AMB Financial AMFC +0.49% 51 Gross Property, Plant and Equipment is $8.86 Mil as of Mar. 2026. GuruFocus rates AMFC with a GF Score™ of 51/100 and a GF Value™ of $26.02 (Significantly Overvalued). The stock has 6 warning signs investors should review.

AMB Financial's quarterly gross PPE increased from Sep. 2025 ($8.98 Mil) to Dec. 2025 ($16.65 Mil) but then declined from Dec. 2025 ($16.65 Mil) to Mar. 2026 ($8.86 Mil).

AMB Financial's annual gross PPE increased from Dec. 2023 ($16.12 Mil) to Dec. 2024 ($16.30 Mil) and increased from Dec. 2024 ($16.30 Mil) to Dec. 2025 ($16.65 Mil).


AMB Financial  (OTCPK:AMFC) Gross Property, Plant and Equipment Explanation

A company with durable competitive advantage doesn't need to constantly upgrade its equipment to stay competitive. The company replaces when it wears out. On the other hand, a company without any advantages must replace to keep pace.

Difference between a company with a moat and one without is that the company with the competitive advantage finances new equipment through internal cash flows, whereas the no advantage company requires debt to finance.

Producing a consistent product that doesn't change equates to consistent profits. There is no need to upgrade plants which frees up cash for other ventures. Think Coca Cola, Johnson & Johnson etc.


AMB Financial Gross Property, Plant and Equipment Related Terms


AMB Financial Gross Property, Plant and Equipment Historical Data

* Premium members only.

The historical data trend for AMB Financial's Gross Property, Plant and Equipment can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMB Financial Gross Property, Plant and Equipment Chart

AMB Financial Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Property, Plant and Equipment
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15.25 15.85 16.12 16.30 16.65

AMB Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Property, Plant and Equipment Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.07 9.01 8.98 16.65 8.86
AMFC
51GF Score
AMB Financial Corp AMFC
Gross Property, Plant and Equipment is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AMB Financial Gross Property, Plant and Equipment Calculation

Property, Plant and Equipment (PPE) are the fixed assets of the company. Fixed assets are also known as non-current assets.

Property, plant, and equipment includes assets that will - in the normal course of business - neither be used up in the next year nor will become a part of any product sold to customers.

Some of the most common parts of property, plant, and equipment are:


Land
Buildings (and leasehold improvements)
Transportation equipment
Manufacturing equipment
Office equipment
Office furniture

Companies with lots of property, plant, and equipment often have special categories. For example, railroad property includes:


Track
Ties
Ballast
Bridges
Tunnels
Signals
Locomotives
Freight Cars

There is often a note in the financial statements - found in a company's 10-K - that will explain the different categories of property a company owns.

The market value of property, plant, and equipment can differ tremendously from the book value of property, plant, and equipment.

For example, when Berkshire Hathaway liquidated its textile mills, it had to pay the buyers of the company's manufacturing equipment to haul the equipment away. That property, plant, and equipment was literally worth less than zero. On the other hand, some companies own thousands of acres of land.

All property, plant, and equipment other than land is depreciated. Land is never depreciated. However, land is not marked up to market value either. Under Generally Accepted Accounting Principles (GAAP), land is shown on the balance sheet at cost.

The property, plant, and equipment line shown on the balance sheet is usually net property, plant, and equipment. This means it is the cost of the property, plant, and equipment less accumulated depreciation.

What does a Gross Property, Plant and Equipment of $8.86 Mil mean?
AMB Financial (AMFC) has a Gross Property, Plant and Equipment of $8.86 Mil as of Mar. 2026. The total gross property, plant and equipment assets recorded on a company's balance sheet. View historical data on AMB Financial and its competitors.
Is AMB Financial's Gross Property, Plant and Equipment too high?
AMB Financial's current Gross Property, Plant and Equipment is $8.86 Mil. Overall, AMB Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMB Financial's Gross Property, Plant and Equipment compare to CDAB and IBWC?
AMB Financial's Gross Property, Plant and Equipment of $8.86 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Property, Plant and Equipment for a Banks company?
A good Gross Property, Plant and Equipment depends on the Banks industry context. However, Gross Property, Plant and Equipment should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Property, Plant and Equipment mean?
A high Gross Property, Plant and Equipment can signal that a stock is expensive relative to its fundamentals. The total gross property, plant and equipment assets recorded on a company's balance sheet. View historical data on AMB Financial and its competitors. AMB Financial's current Gross Property, Plant and Equipment is $8.86 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMB Financial stock overvalued right now?
Based on GuruFocus' analysis, AMB Financial (AMFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $26.02, compared to a current price of $34.49 — trading 32.6% above its estimated fair value. The current Gross Property, Plant and Equipment is $8.86 Mil. AMB Financial's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Property, Plant and Equipment calculated?
Gross Property, Plant and Equipment is calculated from a company's financial statements. For AMB Financial (AMFC), the current Gross Property, Plant and Equipment is $8.86 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMB Financial (AMFC) Overvalued in 2026?

Based on GuruFocus' analysis, AMB Financial stock appears to be overvalued. The current stock price of $34.49 is trading 32.6% above its estimated GF Value™ of $26.02. GuruFocus considers AMB Financial to be Significantly Overvalued.

Key valuation signals for AMFC:

  • Gross Property, Plant and Equipment: $8.86 Mil
  • GF Value™: $26.02 vs. price of $34.49 (32.6% above fair value)
  • GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the AMFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AMB Financial Business Description

Address 7880 Wicker Avenue, Suite 101, Saint John, IN, USA, 46373
AMB Financial Corp is a bank holding company. The Bank is a State of Indiana commercial bank offering a full range of financial services to customers who are located within northwest Indiana. The Bank is principally engaged in the business of attracting deposits from the general public and using such deposits to originate residential and commercial mortgage loans, as well as other types of consumer and commercial loans. The company also invests in mortgage-backed and other investment securities.
51GF Score

Get the complete analysis for AMFC

Gross Property, Plant and Equipment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.49
Price
$26.02
GF Value