AMB FinancialAMFC +0.36%51 OCF Yield % is 18.15 as of Jun. 25, 2026, which is 4% below its 10-year median of 18.90. GuruFocus rates AMFC with a GF Score™ of 51/100 and a GF Value™ of $25.97 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, AMB Financial ranks better than 73.3% on this metric.
OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
AMB Financial OCF Yield % Related Terms
AMB Financial OCF Yield % Historical Data
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The historical data trend for AMB Financial's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AMB Financial's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMB Financial OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, AMB Financial's OCF Yield % distribution charts can be found below:
* The bar in red indicates where AMB Financial's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMB Financial (AMFC) has a OCF Yield % of 18.15 as of Jun. 25, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on AMB Financial and its competitors. This is near median its historical median of 18.90. Over the past decade, AMB Financial's OCF Yield % has ranged from 5.25 to 36.89. According to the industry distribution chart, AMB Financial ranks #401 out of 1502 companies in the Banks industry, placing it in the top 26.7%.
Is AMB Financial's OCF Yield % too high?
AMB Financial's current OCF Yield % of 18.15 is near median its 10-year median of 18.90. Over the past 10 years, this metric has ranged from a low of 5.25 to a high of 36.89. The Banks industry median OCF Yield % is 9.28. AMB Financial's value of 18.15 is 95.7% above this industry median. Based on the distribution chart, AMB Financial ranks #401 out of 1502 companies in the Banks industry, which is above the industry midpoint. Overall, AMB Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMB Financial's OCF Yield % compare to CNBZ and IBWC?
According to the Banks industry distribution chart, AMB Financial ranks #401 out of 1502 companies for OCF Yield %. This puts AMB Financial in the upper half of its industry. The industry median OCF Yield % is 9.28. AMB Financial's value of 18.15 is 95.7% above this benchmark. Historically, AMB Financial's own OCF Yield % has ranged from 5.25 to 36.89 over the past decade. While the company's 10-year median is 18.90 vs. the industry median of 9.28, AMB Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.28, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMB Financial's current OCF Yield % of 18.15 is 95.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on AMB Financial and its competitors. For the Banks industry, the median OCF Yield % is 9.28 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMB Financial's current OCF Yield % is 18.15, which is near median its own 10-year median of 18.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMB Financial stock overvalued right now?
Based on GuruFocus' analysis, AMB Financial (AMFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.97, compared to a current price of $34.32 — trading 32.2% above its estimated fair value. The current OCF Yield % is 18.15, which is near median its 10-year median of 18.90 and 95.7% above the Banks industry median of 9.28. AMB Financial's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For AMB Financial (AMFC), the current OCF Yield % is 18.15 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMB Financial (AMFC) Overvalued in 2026?
Based on GuruFocus' analysis, AMB Financial stock appears to be overvalued.
The current stock price of $34.32 is trading 32.2% above its estimated GF Value™ of $25.97.
GuruFocus considers AMB Financial to be Significantly Overvalued.
Key valuation signals for AMFC:
OCF Yield %: 18.15 (near median its 10-year median of 18.90)
GF Value™: $25.97 vs. price of $34.32 (32.2% above fair value)
Industry Position: 95.7% above the Banks median (#401 of 1502)
No single metric tells the full story. See the AMFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMB Financial Corp is a bank holding company. The Bank is a State of Indiana commercial bank offering a full range of financial services to customers who are located within northwest Indiana. The Bank is principally engaged in the business of attracting deposits from the general public and using such deposits to originate residential and commercial mortgage loans, as well as other types of consumer and commercial loans. The company also invests in mortgage-backed and other investment securities.
51GF Score
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