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AMB FinancialAMFC 51 Price-to-Tangible-Book is 0.95 as of Sep. 22, 2026. GuruFocus rates AMFC with a GF Score™ of 51/100 and a GF Value™ of $28.41 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,493 Banks companies, AMB Financial ranks better than 68.12% on this metric.
Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.
AMB Financial Price-to-Tangible-Book Related Terms
AMB Financial Price-to-Tangible-Book Historical Data
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The historical data trend for AMB Financial's Price-to-Tangible-Book can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AMFC vs WVFC, PWBK, JFWV: Price-to-Tangible-Book Comparison
For the Banks - Regional subindustry, AMB Financial's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMB Financial Price-to-Tangible-Book vs Banks Industry
For the Banks industry and Financial Services sector, AMB Financial's Price-to-Tangible-Book distribution charts can be found below:
* The bar in red indicates where AMB Financial's Price-to-Tangible-Book falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.
AMB Financial (AMFC) has a Price-to-Tangible-Book of 0.95 as of Sep. 22, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on AMB Financial and its competitors. According to the industry distribution chart, AMB Financial ranks #476 out of 1493 companies in the Banks industry, placing it in the top 31.9%.
Is AMB Financial's Price-to-Tangible-Book too high?
AMB Financial's current Price-to-Tangible-Book is 0.95. The Banks industry median Price-to-Tangible-Book is 1.19. AMB Financial's value of 0.95 is 20.2% below this industry median. Based on the distribution chart, AMB Financial ranks #476 out of 1493 companies in the Banks industry, which is above the industry midpoint. Overall, AMB Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMB Financial's Price-to-Tangible-Book compare to WVFC and PWBK?
According to the Banks industry distribution chart, AMB Financial ranks #476 out of 1493 companies for Price-to-Tangible-Book. This puts AMB Financial in the upper half of its industry. The industry median Price-to-Tangible-Book is 1.19. AMB Financial's value of 0.95 is 20.2% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.19, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMB Financial's current Price-to-Tangible-Book of 0.95 is 20.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on AMB Financial and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMB Financial's current Price-to-Tangible-Book is 0.95. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMB Financial stock overvalued right now?
Based on GuruFocus' analysis, AMB Financial (AMFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $28.41, compared to a current price of $38.00 — trading 33.8% above its estimated fair value. The current Price-to-Tangible-Book is 0.95 and 20.2% below the Banks industry median of 1.19. AMB Financial's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For AMB Financial (AMFC), the current Price-to-Tangible-Book is 0.95 as of Sep. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMB Financial (AMFC) Overvalued in 2026?
Based on GuruFocus' analysis, AMB Financial stock appears to be overvalued.
The current stock price of $38.00 is trading 33.8% above its estimated GF Value™ of $28.41.
GuruFocus considers AMB Financial to be Significantly Overvalued.
Key valuation signals for AMFC:
Price-to-Tangible-Book: 0.95
GF Value™: $28.41 vs. price of $38.00 (33.8% above fair value)
Industry Position: 20.2% below the Banks median (#476 of 1493)
No single metric tells the full story. See the AMFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMB Financial Corp is a bank holding company. The Bank is a State of Indiana commercial bank offering a full range of financial services to customers who are located within northwest Indiana. The Bank is principally engaged in the business of attracting deposits from the general public and using such deposits to originate residential and commercial mortgage loans, as well as other types of consumer and commercial loans. The company also invests in mortgage-backed and other investment securities.
51GF Score
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Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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