AMFC (AMB Financial) 1-Year Sharpe Ratio: 3.16 (As of Jul. 11, 2026)


AMFC AMB Financial Corp AMFC
51 GF Score
Price $34.50
GF Value $26.04
Valuation Significantly Overvalued
! 6 Warning Signs
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What is AMB Financial 1-Year Sharpe Ratio?

AMB Financial AMFC 51 1-Year Sharpe Ratio is 3.16 as of Jul. 11, 2026. GuruFocus rates AMFC with a GF Score™ of 51/100 and a GF Value™ of $26.04 (Significantly Overvalued). The stock has 6 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-11), AMB Financial's 1-Year Sharpe Ratio is 3.16.

AMB Financial  (OTCPK:AMFC) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

AMB Financial 1-Year Sharpe Ratio Related Terms

AMFC vs CDAB, IBWC, ELMA: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, AMB Financial's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

AMB Financial 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AMB Financial's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where AMB Financial's 1-Year Sharpe Ratio falls into.


AMFC
51GF Score
AMB Financial Corp AMFC
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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AMB Financial 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 3.16 mean?
AMB Financial (AMFC) has a 1-Year Sharpe Ratio of 3.16 as of Jul. 11, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for AMB Financial and its competitors.
Is AMB Financial's 1-Year Sharpe Ratio too high?
AMB Financial's current 1-Year Sharpe Ratio is 3.16. Overall, AMB Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMB Financial's 1-Year Sharpe Ratio compare to CDAB and IBWC?
AMB Financial's 1-Year Sharpe Ratio of 3.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for AMB Financial and its competitors. AMB Financial's current 1-Year Sharpe Ratio is 3.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMB Financial stock overvalued right now?
Based on GuruFocus' analysis, AMB Financial (AMFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $26.04, compared to a current price of $34.50 — trading 32.5% above its estimated fair value. The current 1-Year Sharpe Ratio is 3.16. AMB Financial's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For AMB Financial (AMFC), the current 1-Year Sharpe Ratio is 3.16 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMB Financial (AMFC) Overvalued in 2026?

Based on GuruFocus' analysis, AMB Financial stock appears to be overvalued. The current stock price of $34.50 is trading 32.5% above its estimated GF Value™ of $26.04. GuruFocus considers AMB Financial to be Significantly Overvalued.

Key valuation signals for AMFC:

  • 1-Year Sharpe Ratio: 3.16
  • GF Value™: $26.04 vs. price of $34.50 (32.5% above fair value)
  • GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the AMFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

AMB Financial Business Description

Address 7880 Wicker Avenue, Suite 101, Saint John, IN, USA, 46373
AMB Financial Corp is a bank holding company. The Bank is a State of Indiana commercial bank offering a full range of financial services to customers who are located within northwest Indiana. The Bank is principally engaged in the business of attracting deposits from the general public and using such deposits to originate residential and commercial mortgage loans, as well as other types of consumer and commercial loans. The company also invests in mortgage-backed and other investment securities.
51GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.50
Price
$26.04
GF Value