AMB FinancialAMFC +0.36%51 PEG Ratio is 0.86 as of Jun. 25, 2026, which is 10% above its 10-year median of 0.78. GuruFocus rates AMFC with a GF Score™ of 51/100 and a GF Value™ of $25.98 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,229 Banks companies, AMB Financial ranks better than 73.15% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, AMB Financial's PE Ratio without NRI is 8.45. AMB Financial's 5-Year Book Value growth rate is 9.80%. Therefore, AMB Financial's PEG Ratio for today is 0.86.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for AMB Financial's PEG Ratio or its related term are showing as below:
AMFC'
s PEG Ratio Range Over the Past 10 Years
Min: 0.64 Med: 0.78 Max: 0.94
Current: 0.86
During the past 13 years, AMB Financial's highest PEG Ratio was 0.94. The lowest was 0.64. And the median was 0.78.
AMFC's PEG Ratio is ranked better than 73.15% of 1229
companies
in the Banks industry
Industry Median: 1.51
vs AMFC: 0.86
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
AMB Financial (OTCPK:AMFC) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
AMB Financial PEG Ratio Related Terms
AMB Financial PEG Ratio Historical Data
* Premium members only.
The historical data trend for AMB Financial's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, AMB Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AMB Financial PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, AMB Financial's PEG Ratio distribution charts can be found below:
* The bar in red indicates where AMB Financial's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
AMB Financial (AMFC) has a PEG Ratio of 0.86 as of Jun. 25, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on AMB Financial and its competitors. This is 10% above median its historical median of 0.78. Over the past decade, AMB Financial's PEG Ratio has ranged from 0.64 to 0.94. According to the industry distribution chart, AMB Financial ranks #330 out of 1229 companies in the Banks industry, placing it in the top 26.9%.
Is AMB Financial's PEG Ratio too high?
AMB Financial's current PEG Ratio of 0.86 is 10% above median its 10-year median of 0.78. Over the past 10 years, this metric has ranged from a low of 0.64 to a high of 0.94. The Banks industry median PEG Ratio is 1.51. AMB Financial's value of 0.86 is 43% below this industry median. Based on the distribution chart, AMB Financial ranks #330 out of 1229 companies in the Banks industry, which is above the industry midpoint. Overall, AMB Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMB Financial's PEG Ratio compare to CNBZ and IBWC?
According to the Banks industry distribution chart, AMB Financial ranks #330 out of 1229 companies for PEG Ratio. This puts AMB Financial in the upper half of its industry. The industry median PEG Ratio is 1.51. AMB Financial's value of 0.86 is 43% below this benchmark. Historically, AMB Financial's own PEG Ratio has ranged from 0.64 to 0.94 over the past decade. While the company's 10-year median is 0.78 vs. the industry median of 1.51, AMB Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.51, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AMB Financial's current PEG Ratio of 0.86 is 43% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on AMB Financial and its competitors. For the Banks industry, the median PEG Ratio is 1.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMB Financial's current PEG Ratio is 0.86, which is 10% above median its own 10-year median of 0.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMB Financial stock overvalued right now?
Based on GuruFocus' analysis, AMB Financial (AMFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.98, compared to a current price of $34.32 — trading 32.1% above its estimated fair value. The current PEG Ratio is 0.86, which is 10% above median its 10-year median of 0.78 and 43% below the Banks industry median of 1.51. AMB Financial's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For AMB Financial (AMFC), the current PEG Ratio is 0.86 as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AMB Financial (AMFC) Overvalued in 2026?
Based on GuruFocus' analysis, AMB Financial stock appears to be overvalued.
The current stock price of $34.32 is trading 32.1% above its estimated GF Value™ of $25.98.
GuruFocus considers AMB Financial to be Significantly Overvalued.
Key valuation signals for AMFC:
PEG Ratio: 0.86 (10% above median its 10-year median of 0.78)
GF Value™: $25.98 vs. price of $34.32 (32.1% above fair value)
Industry Position: 43% below the Banks median (#330 of 1229)
No single metric tells the full story. See the AMFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AMB Financial Corp is a bank holding company. The Bank is a State of Indiana commercial bank offering a full range of financial services to customers who are located within northwest Indiana. The Bank is principally engaged in the business of attracting deposits from the general public and using such deposits to originate residential and commercial mortgage loans, as well as other types of consumer and commercial loans. The company also invests in mortgage-backed and other investment securities.
51GF Score
Get the complete analysis for AMFC
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