AMFC (AMB Financial) Cyclically Adjusted Revenue per Share: $13.33 (As of Mar. 2026)


AMFC AMB Financial Corp AMFC
51 GF Score
Price $34.49
GF Value $26.02
Valuation Significantly Overvalued
! 6 Warning Signs
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What is AMB Financial Cyclically Adjusted Revenue per Share?

AMB Financial AMFC +0.49% 51 Cyclically Adjusted Revenue per Share is $13.33 as of Mar. 2026. GuruFocus rates AMFC with a GF Score™ of 51/100 and a GF Value™ of $26.02 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

AMB Financial's adjusted revenue per share for the three months ended in Mar. 2026 was $4.415. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is $13.33 for the trailing ten years ended in Mar. 2026.

During the past 12 months, AMB Financial's average Cyclically Adjusted Revenue Growth Rate was 9.40% per year. During the past 3 years, the average Cyclically Adjusted Revenue Growth Rate was 6.80% per year. During the past 5 years, the average Cyclically Adjusted Revenue Growth Rate was 9.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Revenue Growth Rate of AMB Financial was 18.40% per year. The lowest was 6.80% per year. And the median was 13.05% per year.

As of today (2026-07-06), AMB Financial's current stock price is $34.49. AMB Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $13.33. AMB Financial's Cyclically Adjusted PS Ratio of today is 2.59.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of AMB Financial was 2.87. The lowest was 1.52. And the median was 2.09.


AMB Financial  (OTCPK:AMFC) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

AMB Financial's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=34.49/13.33
=2.59

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PS Ratio of AMB Financial was 2.87. The lowest was 1.52. And the median was 2.09.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


AMB Financial Cyclically Adjusted Revenue per Share Related Terms


AMB Financial Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for AMB Financial's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMB Financial Cyclically Adjusted Revenue per Share Chart

AMB Financial Annual Data
Trend Dec06 Dec07 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.41 10.56 11.20 11.91 12.88

AMB Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12.19 12.48 12.69 12.88 13.33

AMFC vs CDAB, IBWC, ELMA: Cyclically Adjusted Revenue per Share Comparison

For the Banks - Regional subindustry, AMB Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AMB Financial Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, AMB Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where AMB Financial's Cyclically Adjusted PS Ratio falls into.


AMFC
51GF Score
AMB Financial Corp AMFC
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AMB Financial Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, AMB Financial's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.415/330.2130*330.2130
=4.415

Current CPI (Mar. 2026) = 330.2130.

AMB Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
200603 1.470 199.800 2.429
200606 1.411 202.900 2.296
200609 1.448 202.900 2.357
200612 1.105 201.800 1.808
200703 1.400 205.352 2.251
200706 1.190 208.352 1.886
200709 1.107 208.490 1.753
200712 1.390 210.036 2.185
200803 1.338 213.528 2.069
200806 0.864 218.815 1.304
201812 0.000 251.233 0.000
201903 2.095 254.202 2.721
201906 2.253 256.143 2.905
201909 2.315 256.759 2.977
201912 2.641 256.974 3.394
202003 2.230 258.115 2.853
202006 2.878 257.797 3.686
202009 3.024 260.280 3.836
202012 4.229 260.474 5.361
202103 3.260 264.877 4.064
202106 3.742 271.696 4.548
202109 3.796 274.310 4.570
202112 3.355 278.802 3.974
202203 2.874 287.504 3.301
202206 3.247 296.311 3.619
202209 3.699 296.808 4.115
202212 3.883 296.797 4.320
202303 3.544 301.836 3.877
202306 3.301 305.109 3.573
202309 3.025 307.789 3.245
202312 3.264 306.746 3.514
202403 3.171 312.332 3.353
202406 3.388 314.175 3.561
202409 3.222 315.301 3.374
202412 3.626 315.605 3.794
202503 3.579 319.799 3.696
202506 3.993 322.561 4.088
202509 4.226 324.800 4.296
202512 4.497 324.054 4.582
202603 4.415 330.213 4.415

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of $13.33 mean?
AMB Financial (AMFC) has a Cyclically Adjusted Revenue per Share of $13.33 as of Mar. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on AMB Financial and its competitors.
Is AMB Financial's Cyclically Adjusted Revenue per Share too high?
AMB Financial's current Cyclically Adjusted Revenue per Share is $13.33. Overall, AMB Financial has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AMB Financial's Cyclically Adjusted Revenue per Share compare to CDAB and IBWC?
AMB Financial's Cyclically Adjusted Revenue per Share of $13.33 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on AMB Financial and its competitors. AMB Financial's current Cyclically Adjusted Revenue per Share is $13.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMB Financial stock overvalued right now?
Based on GuruFocus' analysis, AMB Financial (AMFC) is currently considered Significantly Overvalued. The stock's GF Value™ is $26.02, compared to a current price of $34.49 — trading 32.6% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is $13.33. AMB Financial's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For AMB Financial (AMFC), the current Cyclically Adjusted Revenue per Share is $13.33 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMB Financial (AMFC) Overvalued in 2026?

Based on GuruFocus' analysis, AMB Financial stock appears to be overvalued. The current stock price of $34.49 is trading 32.6% above its estimated GF Value™ of $26.02. GuruFocus considers AMB Financial to be Significantly Overvalued.

Key valuation signals for AMFC:

  • Cyclically Adjusted Revenue per Share: $13.33
  • GF Value™: $26.02 vs. price of $34.49 (32.6% above fair value)
  • GF Score™: 51/100 with 6 warning signs

No single metric tells the full story. See the AMFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AMB Financial Business Description

Address 7880 Wicker Avenue, Suite 101, Saint John, IN, USA, 46373
AMB Financial Corp is a bank holding company. The Bank is a State of Indiana commercial bank offering a full range of financial services to customers who are located within northwest Indiana. The Bank is principally engaged in the business of attracting deposits from the general public and using such deposits to originate residential and commercial mortgage loans, as well as other types of consumer and commercial loans. The company also invests in mortgage-backed and other investment securities.
51GF Score

Get the complete analysis for AMFC

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$34.49
Price
$26.02
GF Value