CCFN (Muncy Columbia Financial) 5-Year Dividend Growth Rate: 2.50% (As of Jun. 2026)

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CCFN Muncy Columbia Financial Corp CCFN
54 GF Score
Price $28.50
GF Value $19.33
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Muncy Columbia Financial 5-Year Dividend Growth Rate?

Muncy Columbia Financial CCFN +0.88% 54 5-Year Dividend Growth Rate is 2.50% as of Jun. 2026. GuruFocus rates CCFN with a GF Score™ of 54/100 and a GF Value™ of $19.33 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 729 Banks companies, Muncy Columbia Financial ranks worse than 78.74% on this metric.

Muncy Columbia Financial's Dividends per Share for the three months ended in Jun. 2026 was $0.16.

During the past 12 months, Muncy Columbia Financial's average Dividends Per Share Growth Rate was 2.40% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.50% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 2.50% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 2.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Muncy Columbia Financial was 75.30% per year. The lowest was 2.00% per year. And the median was 4.60% per year.

Muncy Columbia Financial's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.23. As of today, Muncy Columbia Financial's Dividend Yield % is 2.16%.

Warning Sign:

Muncy Columbia Financial Corp stock Dividend Yield % is close to 10-year low.

For more information regarding to dividend, please check our Dividend Page.


Muncy Columbia Financial  (OTCPK:CCFN) 5-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Muncy Columbia Financial's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.155/ 0.67
=0.23

During the past 13 years, the highest Dividend Payout Ratio of Muncy Columbia Financial was 0.64. The lowest was 0.23. And the median was 0.37.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Muncy Columbia Financial Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
USD 0.1550002026-08-252026-08-252026-09-10Cash DividendquarterlyUSD:USD 1.000000
USD 0.1550002026-05-262026-05-262026-06-11Cash DividendquarterlyUSD:USD 1.000000
USD 0.1533332026-03-042026-03-042026-03-19Cash DividendquarterlyUSD:USD 1.000000
USD 0.1500002025-11-252025-11-252025-12-11Cash DividendquarterlyUSD:USD 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Muncy Columbia Financial's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=0.613333/28.50
=2.15 %

Current Share Price is $28.50.
Muncy Columbia Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.613333.

During the past 13 years, the highest Dividend Yield of Muncy Columbia Financial was 5.89%. The lowest was 2.10%. And the median was 3.34%.

Warning Sign:

Muncy Columbia Financial Corp stock Dividend Yield % is close to 10-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Muncy Columbia Financial 5-Year Dividend Growth Rate Related Terms


CCFN vs CBNA, MYFW, CFFI: 5-Year Dividend Growth Rate Comparison

For the Banks - Regional subindustry, Muncy Columbia Financial's 5-Year Dividend Growth Rate, along with its competitors' market caps and 5-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muncy Columbia Financial 5-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Muncy Columbia Financial's 5-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Muncy Columbia Financial's 5-Year Dividend Growth Rate falls into.


CCFN
54GF Score
Muncy Columbia Financial Corp CCFN
5-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Muncy Columbia Financial 5-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with least square regression.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 5-Year Dividend Growth Rate of 2.50% mean?
Muncy Columbia Financial (CCFN) has a 5-Year Dividend Growth Rate of 2.50% as of Jun. 2026. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Muncy Columbia Financial and its competitors. According to the industry distribution chart, Muncy Columbia Financial ranks #574 out of 729 companies in the Banks industry, placing it in the top 78.7%.
Is Muncy Columbia Financial's 5-Year Dividend Growth Rate too high?
Muncy Columbia Financial's current 5-Year Dividend Growth Rate is 2.50%. The Banks industry median 5-Year Dividend Growth Rate is 8.60. Muncy Columbia Financial's value of 2.50% is 70.9% below this industry median. Based on the distribution chart, Muncy Columbia Financial ranks #574 out of 729 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Muncy Columbia Financial has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muncy Columbia Financial's 5-Year Dividend Growth Rate compare to CBNA and MYFW?
According to the Banks industry distribution chart, Muncy Columbia Financial ranks #574 out of 729 companies for 5-Year Dividend Growth Rate. This places Muncy Columbia Financial in the lower half of its industry. The industry median 5-Year Dividend Growth Rate is 8.60. Muncy Columbia Financial's value of 2.50% is 70.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Dividend Growth Rate for a Banks company?
The median 5-Year Dividend Growth Rate among Banks companies is 8.60, based on 729 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muncy Columbia Financial's current 5-Year Dividend Growth Rate of 2.50% is 70.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Dividend Growth Rate mean?
A high 5-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 5-Year Dividend Growth Rate is the company's five-year average growth of dividend payout. View historical data on Muncy Columbia Financial and its competitors. For the Banks industry, the median 5-Year Dividend Growth Rate is 8.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muncy Columbia Financial's current 5-Year Dividend Growth Rate is 2.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muncy Columbia Financial stock overvalued right now?
Based on GuruFocus' analysis, Muncy Columbia Financial (CCFN) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.33, compared to a current price of $28.50 — trading 47.4% above its estimated fair value. The current 5-Year Dividend Growth Rate is 2.50% and 70.9% below the Banks industry median of 8.60. Muncy Columbia Financial's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Dividend Growth Rate calculated?
5-Year Dividend Growth Rate is calculated from a company's financial statements. For Muncy Columbia Financial (CCFN), the current 5-Year Dividend Growth Rate is 2.50% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muncy Columbia Financial (CCFN) Overvalued in 2026?

Based on GuruFocus' analysis, Muncy Columbia Financial stock appears to be overvalued. The current stock price of $28.50 is trading 47.4% above its estimated GF Value™ of $19.33. GuruFocus considers Muncy Columbia Financial to be Significantly Overvalued.

Key valuation signals for CCFN:

  • 5-Year Dividend Growth Rate: 2.50%
  • GF Value™: $19.33 vs. price of $28.50 (47.4% above fair value)
  • GF Score™: 54/100 with 6 warning signs
  • Industry Position: 70.9% below the Banks median (#574 of 729)

No single metric tells the full story. See the CCFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muncy Columbia Financial Business Description

Address 1199 Lightstreet Road, Bloomsburg, PA, USA, 17815
Muncy Columbia Financial Corp is a registered financial holding company. It has one subsidiary bank, Journey Bank, which is a full-service commercial bank providing a range of services and products, including time and demand deposit accounts, consumer, commercial and mortgage loans to individuals and small to medium-sized businesses in its Northcentral Pennsylvania market area. The Bank also operates a full-service trust department and offers brokerage services through a third-party networking agreement. It serves individuals, families, nonprofits and business clients throughout Clinton, Columbia, Lycoming, Montour, and Northumberland counties through its branch banking offices. The company operates in one segment, which is Community Banking.
54GF Score

Get the complete analysis for CCFN

5-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.50
Price
$19.33
GF Value