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CCFN (Muncy Columbia Financial) Cyclically Adjusted PS Ratio : 2.77 (As of May. 27, 2025)


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What is Muncy Columbia Financial Cyclically Adjusted PS Ratio?

As of today (2025-05-27), Muncy Columbia Financial's current share price is $45.00. Muncy Columbia Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 was $16.22. Muncy Columbia Financial's Cyclically Adjusted PS Ratio for today is 2.77.

The historical rank and industry rank for Muncy Columbia Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

CCFN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.89   Med: 3.49   Max: 4.63
Current: 2.8

During the past years, Muncy Columbia Financial's highest Cyclically Adjusted PS Ratio was 4.63. The lowest was 1.89. And the median was 3.49.

CCFN's Cyclically Adjusted PS Ratio is ranked worse than
51.69% of 1242 companies
in the Banks industry
Industry Median: 2.7 vs CCFN: 2.80

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Muncy Columbia Financial's adjusted revenue per share data for the three months ended in Mar. 2025 was $4.617. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $16.22 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Muncy Columbia Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Muncy Columbia Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Muncy Columbia Financial Cyclically Adjusted PS Ratio Chart

Muncy Columbia Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.32 3.68 3.20 2.32 2.63

Muncy Columbia Financial Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.98 2.06 2.16 2.63 2.59

Competitive Comparison of Muncy Columbia Financial's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, Muncy Columbia Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muncy Columbia Financial's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Muncy Columbia Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Muncy Columbia Financial's Cyclically Adjusted PS Ratio falls into.


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Muncy Columbia Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Muncy Columbia Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=45.00/16.22
=2.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Muncy Columbia Financial's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Muncy Columbia Financial's adjusted Revenue per Share data for the three months ended in Mar. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=4.617/134.9266*134.9266
=4.617

Current CPI (Mar. 2025) = 134.9266.

Muncy Columbia Financial Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201506 2.857 100.684 3.829
201509 2.949 100.392 3.963
201512 2.920 99.792 3.948
201603 2.867 100.470 3.850
201606 2.920 101.688 3.874
201609 2.997 101.861 3.970
201612 2.995 101.863 3.967
201703 3.033 102.862 3.978
201706 3.081 103.349 4.022
201709 3.102 104.136 4.019
201712 3.376 104.011 4.379
201803 3.090 105.290 3.960
201806 3.164 106.317 4.015
201809 3.305 106.507 4.187
201812 3.219 105.998 4.098
201903 3.271 107.251 4.115
201906 3.454 108.070 4.312
201909 3.457 108.329 4.306
201912 3.465 108.420 4.312
202003 3.212 108.902 3.980
202006 3.596 108.767 4.461
202009 3.623 109.815 4.451
202012 3.788 109.897 4.651
202103 3.681 111.754 4.444
202106 3.446 114.631 4.056
202109 3.620 115.734 4.220
202112 3.645 117.630 4.181
202203 3.548 121.301 3.947
202206 3.434 125.017 3.706
202209 3.104 125.227 3.344
202212 3.589 125.222 3.867
202303 3.284 127.348 3.479
202306 3.182 128.729 3.335
202309 3.083 129.860 3.203
202312 3.654 129.419 3.809
202403 4.052 131.776 4.149
202406 4.137 132.554 4.211
202409 4.334 133.029 4.396
202412 4.529 133.157 4.589
202503 4.617 134.927 4.617

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Muncy Columbia Financial  (OTCPK:CCFN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Muncy Columbia Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Muncy Columbia Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Muncy Columbia Financial Business Description

Traded in Other Exchanges
N/A
Address
232 East Street, Bloomsburg, PA, USA, 17815
Muncy Columbia Financial Corp is a registered financial holding company. It has one subsidiary bank, Journey Bank, which is a full-service commercial bank providing a range of services and products, including time and demand deposit accounts, consumer, commercial and mortgage loans to individuals and small to medium-sized businesses in its Northcentral Pennsylvania market area. The Bank also operates a full-service trust department and offers brokerage services through a third-party networking agreement. It serves individuals, families, nonprofits and business clients throughout Clinton, Columbia, Lycoming, Montour, and Northumberland counties through its branch banking offices. The company operates in one segment which is Community Banking.
Executives
Steven H Shannon director PO BOX 803, BLOOMSBURG PA 17815
Jeffrey Thomas Arnold officer: Treasurer, CFO 1414 BRUSHY RIDGE ROAD, MONTOURSVILLE PA 17754
Paul K Page officer: Senior Vice President 11 WEST MAIN STREET, BLOOMSBURG PA 17815
Robert W Dillon director PO BOX 180, BLOOMSBURG PA 17815
Kile Willard H Jr director
Charles B Pursel director 120 WEST MAIN STREET, BLOOMSBURG PA 17815
P Jeffrey Hill director 2204 SHASTA DRIVE, BLOOMSBURG PA 17815
Gittler William F Jr director PMB 288, SUITE 1, 150 EAST NINTH ST., BLOOMSBURG PA 17815
Shirley K Alters officer: Senior Vice President & CFO 19 APPLE LANE, BLOOMSBURG PA 17815
Glenn E Halterman director 1417 TREELINE DRIVE, BLOOMSBURG PA 17815
Naugle Mary Ann B director 68 VISTA ROAD, BERWICK PA 18603
Joanne I Keenan director 2 BITTERSWEET DRIVE, BLOOMSBURG PA 17815
Andrew B Pruden director THE INN AT TURKEY HILL, 991 CENTRAL ROAD, BLOOMSBURG PA 17815
Harding Elwood R Jr director
Mcmichael W Bruce Jr director 83 DEER PATH DR, BERWICK PA 18603