CCFN (Muncy Columbia Financial) Risk Assessment


CCFN Muncy Columbia Financial Corp CCFN
54 GF Score
Price $27.60
GF Value $18.96
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Muncy Columbia Financial Risk Assessment?

Risk Assessment represents the investment risk of a stock derived from our exclusive method. It suggests how risky the investment opportunity is based on the valuation and the fundamental performance of the stock. It is derived from following key aspects:

1. GuruFocus internally developed valuations of the stock, such as GF valuation.
2. Quality Rank, a business quality indicator developed by GuruFocus.
3. Fundamental performance: Piotroski F-Score, Altman Z-Score, Beneish M-Score, etc.
4. Growth opportunities: 5-year revenue growth rate, 5-Year EPS without NRI Growth Rate, etc.

Value investors are always willing to find undervalued stocks. However, not all the undervalued stocks are good deals, we should also be careful of how risky the investment opportunity is. We believe that if the company's financial strength and profitability are strong, and the stock price is within a reasonable range of the GF valuation, or stock has a high return with its price being undervalued, then it might be a good investment opportunity with low risk.

Based on those aspects listed above, GuruFocus believes the risk assessment of Muncy Columbia Financial is: High Risk: High uncertainty with risk-return tradeoff.

Muncy Columbia Financial  (OTCPK:CCFN) Risk Assessment Explanation

Based on the four aspects listed above, GuruFocus provides the following 7 evaluations:

All-in-One Screener Examples (1)
Low Risk: Strong fundamentals, worth long-term holding
Moderate Risk: Sensitive, better choose undervalued stock
High Risk: High uncertainty with risk-return tradeoff
High Risk: Good fundamentals, beware of shrinking business
High Risk: Sensitive to economic or industry trends
High Risk: High uncertainty
No Data: Cannot be evaluated

(1) These are some simple examples. You can access our Risk Assessment filter under All-in-One Screener’s Fundamental tab and set your own criteria.

Muncy Columbia Financial Risk Assessment Related Terms

CCFN vs WNEB, FNRN, EXSR: Risk Assessment Comparison

For the Banks - Regional subindustry, Muncy Columbia Financial's Risk Assessment, along with its competitors' market caps and Risk Assessment data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Muncy Columbia Financial Risk Assessment vs Banks Industry

For the Banks industry and Financial Services sector, Muncy Columbia Financial's Risk Assessment distribution charts can be found below:

* The bar in red indicates where Muncy Columbia Financial's Risk Assessment falls into.


CCFN
54GF Score
Muncy Columbia Financial Corp CCFN
Risk Assessment is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Muncy Columbia Financial (CCFN) Overvalued in 2026?

Based on GuruFocus' analysis, Muncy Columbia Financial stock appears to be overvalued. The current stock price of $27.60 is trading 45.6% above its estimated GF Value™ of $18.96. GuruFocus considers Muncy Columbia Financial to be Significantly Overvalued.

Key valuation signals for CCFN:

  • Risk Assessment:
  • GF Value™: $18.96 vs. price of $27.60 (45.6% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the CCFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Muncy Columbia Financial Business Description

Address 1199 Lightstreet Road, Bloomsburg, PA, USA, 17815
Muncy Columbia Financial Corp is a registered financial holding company. It has one subsidiary bank, Journey Bank, which is a full-service commercial bank providing a range of services and products, including time and demand deposit accounts, consumer, commercial and mortgage loans to individuals and small to medium-sized businesses in its Northcentral Pennsylvania market area. The Bank also operates a full-service trust department and offers brokerage services through a third-party networking agreement. It serves individuals, families, nonprofits and business clients throughout Clinton, Columbia, Lycoming, Montour, and Northumberland counties through its branch banking offices. The company operates in one segment, which is Community Banking.
54GF Score

Get the complete analysis for CCFN

Risk Assessment is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.60
Price
$18.96
GF Value