CCFN (Muncy Columbia Financial) Momentum Rank: 3 (As of Aug. 09, 2026) — Near Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CCFN Muncy Columbia Financial Corp CCFN
56 GF Score
Price $28.79
GF Value $19.23
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Muncy Columbia Financial Momentum Rank?

Muncy Columbia Financial CCFN -0.03% 56 Momentum Rank is 3 as of Aug. 09, 2026, which is at its 10-year median of 3.00. GuruFocus rates CCFN with a GF Score™ of 56/100 and a GF Value™ of $19.23 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Muncy Columbia Financial has the Momentum Rank of 3.

Momentum Rank measures the strength and persistence of a stock's price movement over time, rated on a scale of 1 to 10.

For Momentum Rank, we considered the residual momentum concept that was widely studied by Blitz and his colleagues as well as by Nobel Prize laureates Fama and French. However, we did not find any significant differences in the performances of stocks with different ranks of residual momentum. Therefore, we use traditional momentum instead.

Momentum Rank is determined using the standardized momentum ratio and other momentum indicators. The standardized momentum ratio is the average of the performances from 12 months ago to 1 month ago and 6 months ago to 1 month ago, divided by the beta of the stock over the past 12 months. To calculate the momentum ratio today, we would use the average of the two performance numbers.

For momentum, we found that stock price performance does not have a monotonic correlation with the momentum ratio. The stocks with the highest momentum ratios perform worse than those at about the 70th percentile. Therefore, for the momentum rank, we ranked the stocks at about the 70th percentile of the momentum ratio as the highest at 10.

A higher score reflects strong price momentum and indicates greater potential for superior performance. Conversely, a lower score indicates that momentum is either too high or too low, and stocks tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Muncy Columbia Financial Momentum Rank Related Terms


CCFN vs MYFW, BRBS, NASB: Momentum Rank Comparison

For the Banks - Regional subindustry, Muncy Columbia Financial's Momentum Rank, along with its competitors' market caps and Momentum Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Muncy Columbia Financial Momentum Rank vs Banks Industry

For the Banks industry and Financial Services sector, Muncy Columbia Financial's Momentum Rank distribution charts can be found below:

* The bar in red indicates where Muncy Columbia Financial's Momentum Rank falls into.


CCFN
56GF Score
Muncy Columbia Financial Corp CCFN
Momentum Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Momentum Rank →
What does a Momentum Rank of 3 mean?
Muncy Columbia Financial (CCFN) has a Momentum Rank of 3 as of Aug. 09, 2026. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Muncy Columbia Financial and its competitors. This is near median its historical median of 3.00. Over the past decade, Muncy Columbia Financial's Momentum Rank has ranged from 1.00 to 10.00.
Is Muncy Columbia Financial's Momentum Rank too high?
Muncy Columbia Financial's current Momentum Rank of 3 is near median its 10-year median of 3.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Muncy Columbia Financial has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muncy Columbia Financial's Momentum Rank compare to MYFW and BRBS?
Muncy Columbia Financial's Momentum Rank of 3 can be compared against companies in the Banks industry. Historically, Muncy Columbia Financial's own Momentum Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Momentum Rank for a Banks company?
A good Momentum Rank depends on the Banks industry context. However, Momentum Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Momentum Rank mean?
A high Momentum Rank can signal that a stock is expensive relative to its fundamentals. Momentum Rank is determined using the standardized momentum ratio, measuring the speed and velocity of price changes in a stock. View historical data on Muncy Columbia Financial and its competitors. Muncy Columbia Financial's current Momentum Rank is 3, which is near median its own 10-year median of 3.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muncy Columbia Financial stock overvalued right now?
Based on GuruFocus' analysis, Muncy Columbia Financial (CCFN) is currently considered Significantly Overvalued. The stock's GF Value™ is $19.23, compared to a current price of $28.79 — trading 49.7% above its estimated fair value. The current Momentum Rank is 3, which is near median its 10-year median of 3.00. Muncy Columbia Financial's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Momentum Rank calculated?
Momentum Rank is calculated from a company's financial statements. For Muncy Columbia Financial (CCFN), the current Momentum Rank is 3 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muncy Columbia Financial (CCFN) Overvalued in 2026?

Based on GuruFocus' analysis, Muncy Columbia Financial stock appears to be overvalued. The current stock price of $28.79 is trading 49.7% above its estimated GF Value™ of $19.23. GuruFocus considers Muncy Columbia Financial to be Significantly Overvalued.

Key valuation signals for CCFN:

  • Momentum Rank: 3 (near median its 10-year median of 3.00)
  • GF Value™: $19.23 vs. price of $28.79 (49.7% above fair value)
  • GF Score™: 56/100 with 6 warning signs

No single metric tells the full story. See the CCFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Muncy Columbia Financial Business Description

Address 1199 Lightstreet Road, Bloomsburg, PA, USA, 17815
Muncy Columbia Financial Corp is a registered financial holding company. It has one subsidiary bank, Journey Bank, which is a full-service commercial bank providing a range of services and products, including time and demand deposit accounts, consumer, commercial and mortgage loans to individuals and small to medium-sized businesses in its Northcentral Pennsylvania market area. The Bank also operates a full-service trust department and offers brokerage services through a third-party networking agreement. It serves individuals, families, nonprofits and business clients throughout Clinton, Columbia, Lycoming, Montour, and Northumberland counties through its branch banking offices. The company operates in one segment, which is Community Banking.
56GF Score

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Momentum Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$28.79
Price
$19.23
GF Value