CCFN (Muncy Columbia Financial) Tariff Resilience Score: 8/10 (As of Jun. 27, 2026)


CCFN Muncy Columbia Financial Corp CCFN
54 GF Score
Price $27.31
GF Value $18.93
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Muncy Columbia Financial Tariff Resilience Score?

Muncy Columbia Financial CCFN 54 Tariff Resilience Score is 8 as of Jun. 27, 2026. GuruFocus rates CCFN with a GF Score™ of 54/100 and a GF Value™ of $18.93 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,606 Banks companies, Muncy Columbia Financial ranks better than 78.64% on this metric.

Muncy Columbia Financial has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Muncy Columbia Financial has As a financial institution, CCFN has minimal direct exposure to tariffs. Its operations are largely domestic, with no significant import/export activities. Historical tariff changes have had little impact on its business model. The company is resilient due to its focus on local markets.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Muncy Columbia Financial might have Highly Resilient.

Muncy Columbia Financial  (OTCPK:CCFN) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Muncy Columbia Financial Tariff Resilience Score Related Terms

CCFN vs NASB, TRUX, FVCB: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Muncy Columbia Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Muncy Columbia Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Muncy Columbia Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Muncy Columbia Financial's Tariff Resilience Score falls into.


CCFN
54GF Score
Muncy Columbia Financial Corp CCFN
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Muncy Columbia Financial (CCFN) has a Tariff Resilience Score of 8 as of Jun. 27, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Muncy Columbia Financial ranks #343 out of 1606 companies in the Banks industry, placing it in the top 21.4%.
Is Muncy Columbia Financial's Tariff Resilience Score too high?
Muncy Columbia Financial's current Tariff Resilience Score is 8. Based on the distribution chart, Muncy Columbia Financial ranks #343 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Muncy Columbia Financial has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muncy Columbia Financial's Tariff Resilience Score compare to NASB and TRUX?
According to the Banks industry distribution chart, Muncy Columbia Financial ranks #343 out of 1606 companies for Tariff Resilience Score. This places Muncy Columbia Financial in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Muncy Columbia Financial's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muncy Columbia Financial stock overvalued right now?
Based on GuruFocus' analysis, Muncy Columbia Financial (CCFN) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.93, compared to a current price of $27.31 — trading 44.3% above its estimated fair value. The current Tariff Resilience Score is 8. Muncy Columbia Financial's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Muncy Columbia Financial (CCFN), the current Tariff Resilience Score is 8 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Muncy Columbia Financial (CCFN) Overvalued in 2026?

Based on GuruFocus' analysis, Muncy Columbia Financial stock appears to be overvalued. The current stock price of $27.31 is trading 44.3% above its estimated GF Value™ of $18.93. GuruFocus considers Muncy Columbia Financial to be Significantly Overvalued.

Key valuation signals for CCFN:

  • Tariff Resilience Score: 8
  • GF Value™: $18.93 vs. price of $27.31 (44.3% above fair value)
  • GF Score™: 54/100 with 6 warning signs

No single metric tells the full story. See the CCFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Muncy Columbia Financial Business Description

Address 1199 Lightstreet Road, Bloomsburg, PA, USA, 17815
Muncy Columbia Financial Corp is a registered financial holding company. It has one subsidiary bank, Journey Bank, which is a full-service commercial bank providing a range of services and products, including time and demand deposit accounts, consumer, commercial and mortgage loans to individuals and small to medium-sized businesses in its Northcentral Pennsylvania market area. The Bank also operates a full-service trust department and offers brokerage services through a third-party networking agreement. It serves individuals, families, nonprofits and business clients throughout Clinton, Columbia, Lycoming, Montour, and Northumberland counties through its branch banking offices. The company operates in one segment, which is Community Banking.
54GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$27.31
Price
$18.93
GF Value