Muncy Columbia FinancialCCFN 54 Shareholder Yield % is 10.41% as of Mar. 2026, which is 361% above its 10-year median of 2.26. GuruFocus rates CCFN with a GF Score™ of 54/100 and a GF Value™ of $18.93 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,502 Banks companies, Muncy Columbia Financial ranks better than 78.23% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, Muncy Columbia Financial's Shareholder Yield % was 10.41%.
Muncy Columbia Financial (OTCPK:CCFN) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
Muncy Columbia Financial Shareholder Yield % Related Terms
Muncy Columbia Financial Shareholder Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Muncy Columbia Financial Shareholder Yield % Chart
CCFN vs NASB, TRUX, FVCB: Shareholder Yield % Comparison
For the Banks - Regional subindustry, Muncy Columbia Financial's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Muncy Columbia Financial Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Muncy Columbia Financial's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where Muncy Columbia Financial's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
Muncy Columbia Financial (CCFN) has a Shareholder Yield % of 10.41% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Muncy Columbia Financial and its competitors. This is 361% above median its historical median of 2.26. According to the industry distribution chart, Muncy Columbia Financial ranks #327 out of 1502 companies in the Banks industry, placing it in the top 21.8%.
Is Muncy Columbia Financial's Shareholder Yield % too high?
Muncy Columbia Financial's current Shareholder Yield % of 10.41% is 361% above median its 10-year median of 2.26. The Banks industry median Shareholder Yield % is 1.59. Muncy Columbia Financial's value of 10.41% is 556.8% above this industry median. Based on the distribution chart, Muncy Columbia Financial ranks #327 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Muncy Columbia Financial has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Muncy Columbia Financial's Shareholder Yield % compare to NASB and TRUX?
According to the Banks industry distribution chart, Muncy Columbia Financial ranks #327 out of 1502 companies for Shareholder Yield %. This places Muncy Columbia Financial in the top 22% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.59. Muncy Columbia Financial's value of 10.41% is 556.8% above this benchmark. While the company's 10-year median is 2.26 vs. the industry median of 1.59, Muncy Columbia Financial has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.59, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Muncy Columbia Financial's current Shareholder Yield % of 10.41% is 556.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on Muncy Columbia Financial and its competitors. For the Banks industry, the median Shareholder Yield % is 1.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Muncy Columbia Financial's current Shareholder Yield % is 10.41%, which is 361% above median its own 10-year median of 2.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Muncy Columbia Financial stock overvalued right now?
Based on GuruFocus' analysis, Muncy Columbia Financial (CCFN) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.93, compared to a current price of $27.31 — trading 44.3% above its estimated fair value. The current Shareholder Yield % is 10.41%, which is 361% above median its 10-year median of 2.26 and 556.8% above the Banks industry median of 1.59. Muncy Columbia Financial's overall GF Score™ is 54/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For Muncy Columbia Financial (CCFN), the current Shareholder Yield % is 10.41% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Muncy Columbia Financial (CCFN) Overvalued in 2026?
Based on GuruFocus' analysis, Muncy Columbia Financial stock appears to be overvalued.
The current stock price of $27.31 is trading 44.3% above its estimated GF Value™ of $18.93.
GuruFocus considers Muncy Columbia Financial to be Significantly Overvalued.
Key valuation signals for CCFN:
Shareholder Yield %: 10.41% (361% above median its 10-year median of 2.26)
GF Value™: $18.93 vs. price of $27.31 (44.3% above fair value)
Industry Position: 556.8% above the Banks median (#327 of 1502)
No single metric tells the full story. See the CCFN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Muncy Columbia Financial Corp is a registered financial holding company. It has one subsidiary bank, Journey Bank, which is a full-service commercial bank providing a range of services and products, including time and demand deposit accounts, consumer, commercial and mortgage loans to individuals and small to medium-sized businesses in its Northcentral Pennsylvania market area. The Bank also operates a full-service trust department and offers brokerage services through a third-party networking agreement. It serves individuals, families, nonprofits and business clients throughout Clinton, Columbia, Lycoming, Montour, and Northumberland counties through its branch banking offices. The company operates in one segment, which is Community Banking.
54GF Score
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