OSBC (Old Second Bancorp) Cash Flow for Dividends: $-13.2 Mil (TTM As of Mar. 2026)


OSBC Old Second Bancorp Inc OSBC
69 GF Score
Price $23.01
GF Value $18.66
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Old Second Bancorp Cash Flow for Dividends?

Old Second Bancorp OSBC +0.57% 69 Cash Flow for Dividends is $-13.2 Mil as of Mar. 2026. GuruFocus rates OSBC with a GF Score™ of 69/100 and a GF Value™ of $18.66 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Old Second Bancorp's cash flow for dividends for the three months ended in Mar. 2026 was $-3.7 Mil. Its cash flow for dividends for the trailing twelve months (TTM) ended in Mar. 2026 was $-13.2 Mil.

Note: A negative number here means the payment of dividends. When pays more dividends, the absolute value gets bigger.

Old Second Bancorp's quarterly payment of dividends increased from Sep. 2025 ($-3.2 Mil) to Dec. 2025 ($-3.7 Mil) but then declined from Dec. 2025 ($-3.7 Mil) to Mar. 2026 ($-3.7 Mil).

Old Second Bancorp's annual payment of dividends increased from Dec. 2023 ($-8.9 Mil) to Dec. 2024 ($-9.4 Mil) and increased from Dec. 2024 ($-9.4 Mil) to Dec. 2025 ($-12.2 Mil).

Old Second Bancorp Cash Flow for Dividends Related Terms

Old Second Bancorp Cash Flow for Dividends Historical Data

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The historical data trend for Old Second Bancorp's Cash Flow for Dividends can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Second Bancorp Cash Flow for Dividends Chart

Old Second Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Dividends
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.61 -8.88 -8.95 -9.41 -12.24

Old Second Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cash Flow for Dividends Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.69 -2.70 -3.16 -3.69 -3.69
OSBC
69GF Score
Old Second Bancorp Inc OSBC
Cash Flow for Dividends is just one metric. See GF Score™, valuation, warning signs, and more.
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Old Second Bancorp Cash Flow for Dividends Calculation

Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

Cash Flow for Dividends for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-13.2 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow for Dividends of $-13.2 Mil mean?
Old Second Bancorp (OSBC) has a Cash Flow for Dividends of $-13.2 Mil as of Mar. 2026. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Old Second Bancorp and its competitors.
Is Old Second Bancorp's Cash Flow for Dividends too high?
Old Second Bancorp's current Cash Flow for Dividends is $-13.2 Mil. Overall, Old Second Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Second Bancorp's Cash Flow for Dividends compare to UVSP and CCB?
Old Second Bancorp's Cash Flow for Dividends of $-13.2 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow for Dividends for a Banks company?
A good Cash Flow for Dividends depends on the Banks industry context. However, Cash Flow for Dividends should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow for Dividends mean?
A high Cash Flow for Dividends can signal that a stock is expensive relative to its fundamentals. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for Old Second Bancorp and its competitors. Old Second Bancorp's current Cash Flow for Dividends is $-13.2 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Second Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Old Second Bancorp (OSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.66, compared to a current price of $23.01 — trading 23.3% above its estimated fair value. The current Cash Flow for Dividends is $-13.2 Mil. Old Second Bancorp's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow for Dividends calculated?
Cash Flow for Dividends is calculated from a company's financial statements. For Old Second Bancorp (OSBC), the current Cash Flow for Dividends is $-13.2 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Second Bancorp (OSBC) Overvalued in 2026?

Based on GuruFocus' analysis, Old Second Bancorp stock appears to be overvalued. The current stock price of $23.01 is trading 23.3% above its estimated GF Value™ of $18.66. GuruFocus considers Old Second Bancorp to be Modestly Overvalued.

Key valuation signals for OSBC:

  • Cash Flow for Dividends: $-13.2 Mil
  • GF Value™: $18.66 vs. price of $23.01 (23.3% above fair value)
  • GF Score™: 69/100 with 6 warning signs

No single metric tells the full story. See the OSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Old Second Bancorp Business Description

Address 37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
69GF Score

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Cash Flow for Dividends is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.01
Price
$18.66
GF Value