Old Second BancorpOSBC +0.09%69 Buyback Yield % is 2.55 as of Jun. 30, 2026, which is 1862% above its 10-year median of 0.13. GuruFocus rates OSBC with a GF Score™ of 69/100 and a GF Value™ of $18.66 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 626 Banks companies, Old Second Bancorp ranks better than 82.75% on this metric.
Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.
Old Second Bancorp Buyback Yield % Historical Data
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The historical data trend for Old Second Bancorp's Buyback Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OSBC vs HFWA, CCB, UVSP: Buyback Yield % Comparison
For the Banks - Regional subindustry, Old Second Bancorp's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Second Bancorp Buyback Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Old Second Bancorp's Buyback Yield % distribution charts can be found below:
* The bar in red indicates where Old Second Bancorp's Buyback Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Second Bancorp (OSBC) has a Buyback Yield % of 2.55 as of Jun. 30, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Old Second Bancorp and its competitors. This is 1862% above median its historical median of 0.13. Over the past decade, Old Second Bancorp's Buyback Yield % has ranged from 0.06 to 3.55. According to the industry distribution chart, Old Second Bancorp ranks #108 out of 626 companies in the Banks industry, placing it in the top 17.3%.
Is Old Second Bancorp's Buyback Yield % too high?
Old Second Bancorp's current Buyback Yield % of 2.55 is 1862% above median its 10-year median of 0.13. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 3.55. The Banks industry median Buyback Yield % is 0.43. Old Second Bancorp's value of 2.55 is 493% above this industry median. Based on the distribution chart, Old Second Bancorp ranks #108 out of 626 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Old Second Bancorp has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Second Bancorp's Buyback Yield % compare to HFWA and CCB?
According to the Banks industry distribution chart, Old Second Bancorp ranks #108 out of 626 companies for Buyback Yield %. This places Old Second Bancorp in the top 17% of its industry — outperforming the majority of peers. The industry median Buyback Yield % is 0.43. Old Second Bancorp's value of 2.55 is 493% above this benchmark. Historically, Old Second Bancorp's own Buyback Yield % has ranged from 0.06 to 3.55 over the past decade. While the company's 10-year median is 0.13 vs. the industry median of 0.43, Old Second Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.43, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Old Second Bancorp's current Buyback Yield % of 2.55 is 493% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Old Second Bancorp and its competitors. For the Banks industry, the median Buyback Yield % is 0.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Second Bancorp's current Buyback Yield % is 2.55, which is 1862% above median its own 10-year median of 0.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Second Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Old Second Bancorp (OSBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.66, compared to a current price of $23.25 — trading 24.6% above its estimated fair value. The current Buyback Yield % is 2.55, which is 1862% above median its 10-year median of 0.13 and 493% above the Banks industry median of 0.43. Old Second Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Old Second Bancorp (OSBC), the current Buyback Yield % is 2.55 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Second Bancorp (OSBC) Overvalued in 2026?
Based on GuruFocus' analysis, Old Second Bancorp stock appears to be overvalued.
The current stock price of $23.25 is trading 24.6% above its estimated GF Value™ of $18.66.
GuruFocus considers Old Second Bancorp to be Modestly Overvalued.
Key valuation signals for OSBC:
Buyback Yield %: 2.55 (1862% above median its 10-year median of 0.13)
GF Value™: $18.66 vs. price of $23.25 (24.6% above fair value)
Industry Position: 493% above the Banks median (#108 of 626)
No single metric tells the full story. See the OSBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
69GF Score
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