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OSBC (Old Second Bancorp) PEG Ratio : 1.13 (As of Dec. 11, 2024)


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What is Old Second Bancorp PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Old Second Bancorp's PE Ratio without NRI is 10.04. Old Second Bancorp's 5-Year Book Value growth rate is 8.90%. Therefore, Old Second Bancorp's PEG Ratio for today is 1.13.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Old Second Bancorp's PEG Ratio or its related term are showing as below:

OSBC' s PEG Ratio Range Over the Past 10 Years
Min: 0.4   Med: 0.83   Max: 1.75
Current: 1.13


During the past 13 years, Old Second Bancorp's highest PEG Ratio was 1.75. The lowest was 0.40. And the median was 0.83.


OSBC's PEG Ratio is ranked better than
61.69% of 1159 companies
in the Banks industry
Industry Median: 1.65 vs OSBC: 1.13

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Old Second Bancorp PEG Ratio Historical Data

The historical data trend for Old Second Bancorp's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Second Bancorp PEG Ratio Chart

Old Second Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.78 0.75 0.64 0.98 1.00

Old Second Bancorp Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.80 1.00 0.93 1.03 1.04

Competitive Comparison of Old Second Bancorp's PEG Ratio

For the Banks - Regional subindustry, Old Second Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Second Bancorp's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Second Bancorp's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Old Second Bancorp's PEG Ratio falls into.



Old Second Bancorp PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Old Second Bancorp's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=10.042780748663/8.90
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Old Second Bancorp  (NAS:OSBC) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Old Second Bancorp PEG Ratio Related Terms

Thank you for viewing the detailed overview of Old Second Bancorp's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Second Bancorp Business Description

Traded in Other Exchanges
N/A
Address
37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company's revenue consists of interest, commission, payments, and other income.
Executives
John Ladowicz director 20201 S. LAGRANGE RD., STE 100, FRANKFORT IL 60423
Lyons Billy J Jr. director 37 SOUTH RIVER STREET, AURORA IL 60507
Gary S Collins director, officer: Vice Chairman 913 SOUTH BOULEVARD, OAK PARK IL 60302
Barry Finn director 2000 OGDEN AVE., AURORA IL 60504
John Jr Williams director OLD SECOND NATIONAL BANK, 37 S. RIVER ST., AURORA IL 60506
William B Skoglund director
Keith Kotche director 37 S. RIVER ST., AURORA IL 60506
Keith Acker director OLD SECOND BANK, 37 S. RIVER STREET, AURORA IL 60506
Donald Pilmer officer: EVP 37 S. RIVER ST., AURORA IL 60506
Hugh H Mclean director 408 S. PROSPECT AVE, ELMHURST IL 60126
Edward Bonifas director
James F Tapscott director 102 WATERSIDE PLACE, BURR RIDGE IL 60527
Dennis L Klaeser director 235 EAST MAIN STREET, MIDLAND MI 48640
James Eccher officer: Executive Officer 37 S. RIVER ST., AURORA IL 60506
Bradley S. Adams officer: CFO 2301 WEST BIG BEAVER RD, SUITE 525, TROY MI 48084