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OSBC (Old Second Bancorp) Price-to-Free-Cash-Flow : 6.24 (As of May. 11, 2025)


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What is Old Second Bancorp Price-to-Free-Cash-Flow?

As of today (2025-05-11), Old Second Bancorp's share price is $16.59. Old Second Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 was $2.66. Hence, Old Second Bancorp's Price-to-Free-Cash-Flow Ratio for today is 6.24.

The historical rank and industry rank for Old Second Bancorp's Price-to-Free-Cash-Flow or its related term are showing as below:

OSBC' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.01   Med: 9.5   Max: 716.67
Current: 6.23

During the past 13 years, Old Second Bancorp's highest Price-to-Free-Cash-Flow Ratio was 716.67. The lowest was 4.01. And the median was 9.50.

OSBC's Price-to-Free-Cash-Flow is ranked better than
58.26% of 1138 companies
in the Banks industry
Industry Median: 7.7 vs OSBC: 6.23

Old Second Bancorp's Free Cash Flow per Share for the three months ended in Dec. 2024 was $0.45. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $2.66.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Old Second Bancorp was 15.40% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 41.00% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 21.30% per year.

During the past 13 years, Old Second Bancorp's highest 3-Year average Free Cash Flow per Share Growth Rate was 102.70% per year. The lowest was -46.10% per year. And the median was 9.00% per year.


Old Second Bancorp Price-to-Free-Cash-Flow Historical Data

The historical data trend for Old Second Bancorp's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Second Bancorp Price-to-Free-Cash-Flow Chart

Old Second Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Price-to-Free-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.82 13.34 7.80 6.74 6.72

Old Second Bancorp Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Price-to-Free-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.45 4.34 5.72 6.72 -

Competitive Comparison of Old Second Bancorp's Price-to-Free-Cash-Flow

For the Banks - Regional subindustry, Old Second Bancorp's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Second Bancorp's Price-to-Free-Cash-Flow Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Second Bancorp's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Old Second Bancorp's Price-to-Free-Cash-Flow falls into.


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Old Second Bancorp Price-to-Free-Cash-Flow Calculation

Old Second Bancorp's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=16.59/2.657
=6.24

Old Second Bancorp's Share Price of today is $16.59.
Old Second Bancorp's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.66.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Old Second Bancorp  (NAS:OSBC) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Old Second Bancorp Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Old Second Bancorp's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Second Bancorp Business Description

Traded in Other Exchanges
Address
37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The Company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
Executives
Lyons Billy J Jr. director 37 SOUTH RIVER STREET, AURORA IL 60507
Rocks Patti Temple director 580 CREEKSIDE DRIVE, GENEVA IL 60134
John Ladowicz director 20201 S. LAGRANGE RD., STE 100, FRANKFORT IL 60423
Gary S Collins director, officer: Vice Chairman 913 SOUTH BOULEVARD, OAK PARK IL 60302
Barry Finn director 2000 OGDEN AVE., AURORA IL 60504
John Jr Williams director OLD SECOND NATIONAL BANK, 37 S. RIVER ST., AURORA IL 60506
William B Skoglund director
Keith Kotche director 37 S. RIVER ST., AURORA IL 60506
Keith Acker director OLD SECOND BANK, 37 S. RIVER STREET, AURORA IL 60506
Donald Pilmer officer: EVP 37 S. RIVER ST., AURORA IL 60506
Hugh H Mclean director 408 S. PROSPECT AVE, ELMHURST IL 60126
Edward Bonifas director
James F Tapscott director 102 WATERSIDE PLACE, BURR RIDGE IL 60527
Dennis L Klaeser director 235 EAST MAIN STREET, MIDLAND MI 48640
James Eccher officer: Executive Officer 37 S. RIVER ST., AURORA IL 60506