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OSBC (Old Second Bancorp) Net Margin % : 26.65% (As of Dec. 2024)


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What is Old Second Bancorp Net Margin %?

Net margin is calculated as Net Income divided by its Revenue. Old Second Bancorp's Net Income for the three months ended in Dec. 2024 was $19.1 Mil. Old Second Bancorp's Revenue for the three months ended in Dec. 2024 was $71.7 Mil. Therefore, Old Second Bancorp's net margin for the quarter that ended in Dec. 2024 was 26.65%.

The historical rank and industry rank for Old Second Bancorp's Net Margin % or its related term are showing as below:

OSBC' s Net Margin % Range Over the Past 10 Years
Min: 14.57   Med: 24.71   Max: 32.65
Current: 30.46


OSBC's Net Margin % is ranked better than
66.12% of 1535 companies
in the Banks industry
Industry Median: 24.94 vs OSBC: 30.46

Old Second Bancorp Net Margin % Historical Data

The historical data trend for Old Second Bancorp's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Old Second Bancorp Net Margin % Chart

Old Second Bancorp Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.90 15.02 27.52 32.65 30.46

Old Second Bancorp Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 26.56 30.88 31.50 32.93 26.65

Competitive Comparison of Old Second Bancorp's Net Margin %

For the Banks - Regional subindustry, Old Second Bancorp's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Old Second Bancorp's Net Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Old Second Bancorp's Net Margin % distribution charts can be found below:

* The bar in red indicates where Old Second Bancorp's Net Margin % falls into.


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Old Second Bancorp Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Old Second Bancorp's Net Margin for the fiscal year that ended in Dec. 2024 is calculated as

Net Margin=Net Income (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=85.264/279.899
=30.46 %

Old Second Bancorp's Net Margin for the quarter that ended in Dec. 2024 is calculated as

Net Margin=Net Income (Q: Dec. 2024 )/Revenue (Q: Dec. 2024 )
=19.11/71.697
=26.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Old Second Bancorp  (NAS:OSBC) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


Old Second Bancorp Net Margin % Related Terms

Thank you for viewing the detailed overview of Old Second Bancorp's Net Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


Old Second Bancorp Business Description

Traded in Other Exchanges
N/A
Address
37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The Company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
Executives
Lyons Billy J Jr. director 37 SOUTH RIVER STREET, AURORA IL 60507
Rocks Patti Temple director 580 CREEKSIDE DRIVE, GENEVA IL 60134
John Ladowicz director 20201 S. LAGRANGE RD., STE 100, FRANKFORT IL 60423
Gary S Collins director, officer: Vice Chairman 913 SOUTH BOULEVARD, OAK PARK IL 60302
Barry Finn director 2000 OGDEN AVE., AURORA IL 60504
John Jr Williams director OLD SECOND NATIONAL BANK, 37 S. RIVER ST., AURORA IL 60506
William B Skoglund director
Keith Kotche director 37 S. RIVER ST., AURORA IL 60506
Keith Acker director OLD SECOND BANK, 37 S. RIVER STREET, AURORA IL 60506
Donald Pilmer officer: EVP 37 S. RIVER ST., AURORA IL 60506
Hugh H Mclean director 408 S. PROSPECT AVE, ELMHURST IL 60126
Edward Bonifas director
James F Tapscott director 102 WATERSIDE PLACE, BURR RIDGE IL 60527
Dennis L Klaeser director 235 EAST MAIN STREET, MIDLAND MI 48640
James Eccher officer: Executive Officer 37 S. RIVER ST., AURORA IL 60506