SouthState Bank (FRA:IV1) E10: €5.14 (As of Mar. 2026)


FRA:IV1 SouthState Bank Corp FRA:IV1
74 GF Score
Price €83.00
GF Value €84.77
! 3 Warning Signs
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What is SouthState Bank E10?

SouthState Bank FRA:IV1 -3.49% 74 E10 is €5.14 as of Mar. 2026. GuruFocus rates FRA:IV1 with a GF Score™ of 74/100 and a GF Value™ of €84.77. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SouthState Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was €1.972. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €5.14 for the trailing ten years ended in Mar. 2026.

During the past 12 months, SouthState Bank's average E10 Growth Rate was 9.50% per year. During the past 3 years, the average E10 Growth Rate was 8.30% per year. During the past 5 years, the average E10 Growth Rate was 12.10% per year. During the past 10 years, the average E10 Growth Rate was 9.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of SouthState Bank was 15.80% per year. The lowest was 1.90% per year. And the median was 7.05% per year.

As of today (2026-07-05), SouthState Bank's current stock price is €83.00. SouthState Bank's E10 for the quarter that ended in Mar. 2026 was €5.14. SouthState Bank's Shiller PE Ratio of today is 16.15.

During the past 13 years, the highest Shiller PE Ratio of SouthState Bank was 33.25. The lowest was 12.15. And the median was 18.79.


SouthState Bank  (FRA:IV1) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SouthState Bank's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=83.00/5.14
=16.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of SouthState Bank was 33.25. The lowest was 12.15. And the median was 18.79.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


SouthState Bank E10 Related Terms


SouthState Bank E10 Historical Data

* Premium members only.

The historical data trend for SouthState Bank's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SouthState Bank E10 Chart

SouthState Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.66 4.55 4.85 5.33 5.02

SouthState Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.30 4.88 5.26 5.02 5.14

FRA:IV1 vs ONB, CFR, ZION: E10 Comparison

For the Banks - Regional subindustry, SouthState Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SouthState Bank Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SouthState Bank's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SouthState Bank's Shiller PE Ratio falls into.


FRA:IV1
74GF Score
SouthState Bank Corp FRA:IV1
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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SouthState Bank E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SouthState Bank's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1.972/330.2130*330.2130
=1.972

Current CPI (Mar. 2026) = 330.2130.

SouthState Bank Quarterly Data

per share eps CPI Adj_EPS
201606 0.899 241.018 1.232
201609 1.034 241.428 1.414
201612 0.948 241.432 1.297
201703 0.589 243.801 0.798
201706 0.961 244.955 1.295
201709 0.998 246.819 1.335
201712 0.068 246.524 0.091
201803 0.933 249.554 1.235
201806 0.933 251.989 1.223
201809 1.097 252.439 1.435
201812 1.187 251.233 1.560
201903 1.106 254.202 1.437
201906 1.035 256.143 1.334
201909 1.362 256.759 1.752
201912 1.305 256.974 1.677
202003 0.643 258.115 0.823
202006 -1.740 257.797 -2.229
202009 1.138 260.280 1.444
202012 0.995 260.474 1.261
202103 1.730 264.877 2.157
202106 1.154 271.696 1.403
202109 1.479 274.310 1.780
202112 1.345 278.802 1.593
202203 1.262 287.504 1.449
202206 1.485 296.311 1.655
202209 1.768 296.808 1.967
202212 1.775 296.797 1.975
202303 1.709 301.836 1.870
202306 1.495 305.109 1.618
202309 1.518 307.789 1.629
202312 1.275 306.746 1.373
202403 1.380 312.332 1.459
202406 1.607 314.175 1.689
202409 1.676 315.301 1.755
202412 1.786 315.605 1.869
202503 0.805 319.799 0.831
202506 1.829 322.561 1.872
202509 2.062 324.800 2.096
202512 2.101 324.054 2.141
202603 1.972 330.213 1.972

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €5.14 mean?
SouthState Bank (FRA:IV1) has a E10 of €5.14 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SouthState Bank and its competitors.
Is SouthState Bank's E10 too high?
SouthState Bank's current E10 is €5.14. Overall, SouthState Bank has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's E10 compare to ONB and CFR?
SouthState Bank's E10 of €5.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SouthState Bank and its competitors. SouthState Bank's current E10 is €5.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
SouthState Bank (FRA:IV1) has a current E10 of €5.14. The stock's GF Value™ is €84.77, compared to a current price of €83.00 — trading 2.1% below its estimated fair value. The current E10 is €5.14. SouthState Bank's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For SouthState Bank (FRA:IV1), the current E10 is €5.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (FRA:IV1) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be undervalued. The current stock price of €83.00 is trading 2.1% below its estimated GF Value™ of €84.77.

Key valuation signals for FRA:IV1:

  • E10: €5.14
  • GF Value™: €84.77 vs. price of €83.00 (2.1% below fair value)
  • GF Score™: 74/100 with 3 warning signs

No single metric tells the full story. See the FRA:IV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SouthState Bank Business Description

Other Exchanges SSB:USA
Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
74GF Score

Get the complete analysis for FRA:IV1

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€83.00
Price
€84.77
GF Value