SouthState BankFRA:IV1 +3.73%72 Net Margin % is 34.13% as of Mar. 2026, which is 17% above its 10-year median of 29.07. GuruFocus rates FRA:IV1 with a GF Score™ of 72/100 and a GF Value™ of €85.48. The stock has 2 warning signs investors should review. Among 1,526 Banks companies, SouthState Bank ranks better than 75.82% on this metric.
Net margin is calculated as Net Income divided by its Revenue. SouthState Bank's Net Income for the
three
months ended in Mar. 2026 was €195 Mil. SouthState Bank's Revenue for the
three
months ended in Mar. 2026 was €572 Mil. Therefore, SouthState Bank's net margin for the quarter that ended in Mar. 2026 was 34.13%.
The historical rank and industry rank for SouthState Bank's Net Margin % or its related term are showing as below:
FRA:IV1'
s Net Margin % Range Over the Past 10 Years
Min: 10.71 Med: 29.07 Max: 35.32
Current: 35.32
FRA:IV1's Net Margin % is ranked better than 75.82% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs FRA:IV1: 35.32
SouthState Bank (FRA:IV1) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
SouthState Bank Net Margin % Related Terms
SouthState Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for SouthState Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:IV1 vs ONB, ZION, BPOP: Net Margin % Comparison
For the Banks - Regional subindustry, SouthState Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SouthState Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SouthState Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where SouthState Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SouthState Bank (FRA:IV1) has a Net Margin % of 34.13% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on SouthState Bank and its competitors. This is 17% above median its historical median of 29.07. Over the past decade, SouthState Bank's Net Margin % has ranged from 10.71 to 35.32. According to the industry distribution chart, SouthState Bank ranks #369 out of 1526 companies in the Banks industry, placing it in the top 24.2%.
Is SouthState Bank's Net Margin % too high?
SouthState Bank's current Net Margin % of 34.13% is 17% above median its 10-year median of 29.07. Over the past 10 years, this metric has ranged from a low of 10.71 to a high of 35.32. The Banks industry median Net Margin % is 26.97. SouthState Bank's value of 34.13% is 26.5% above this industry median. Based on the distribution chart, SouthState Bank ranks #369 out of 1526 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, SouthState Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's Net Margin % compare to ONB and ZION?
According to the Banks industry distribution chart, SouthState Bank ranks #369 out of 1526 companies for Net Margin %. This places SouthState Bank in the top 24% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.97. SouthState Bank's value of 34.13% is 26.5% above this benchmark. Historically, SouthState Bank's own Net Margin % has ranged from 10.71 to 35.32 over the past decade. While the company's 10-year median is 29.07 vs. the industry median of 26.97, SouthState Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SouthState Bank's current Net Margin % of 34.13% is 26.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on SouthState Bank and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SouthState Bank's current Net Margin % is 34.13%, which is 17% above median its own 10-year median of 29.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
SouthState Bank (FRA:IV1) has a current Net Margin % of 34.13%. The stock's GF Value™ is €85.48, compared to a current price of €83.50 — trading 2.3% below its estimated fair value. The current Net Margin % is 34.13%, which is 17% above median its 10-year median of 29.07 and 26.5% above the Banks industry median of 26.97. SouthState Bank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For SouthState Bank (FRA:IV1), the current Net Margin % is 34.13% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SouthState Bank (FRA:IV1) Overvalued in 2026?
Based on GuruFocus' analysis, SouthState Bank stock appears to be undervalued.
The current stock price of €83.50 is trading 2.3% below its estimated GF Value™ of €85.48.
Key valuation signals for FRA:IV1:
Net Margin %: 34.13% (17% above median its 10-year median of 29.07)
GF Value™: €85.48 vs. price of €83.50 (2.3% below fair value)
Industry Position: 26.5% above the Banks median (#369 of 1526)
No single metric tells the full story. See the FRA:IV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
72GF Score
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