SouthState Bank (FRA:IV1) PS Ratio: 3.67 (As of Jul. 12, 2026) — Near Median


FRA:IV1 SouthState Bank Corp FRA:IV1
74 GF Score
Price €83.00
GF Value €85.31
! 2 Warning Signs
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What is SouthState Bank PS Ratio?

SouthState Bank FRA:IV1 +1.84% 74 PS Ratio is 3.67 as of Jul. 12, 2026, which is 9% below its 10-year median of 4.04. GuruFocus rates FRA:IV1 with a GF Score™ of 74/100 and a GF Value™ of €85.31. The stock has 2 warning signs investors should review. Among 1,520 Banks companies, SouthState Bank ranks worse than 67.89% on this metric.

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, SouthState Bank's share price is €83.00. SouthState Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €22.59. Hence, SouthState Bank's PS Ratio for today is 3.67.

Good Sign:

SouthState Bank Corp stock PS Ratio (=3.79) is close to 2-year low of 3.48.

The historical rank and industry rank for SouthState Bank's PS Ratio or its related term are showing as below:

FRA:IV1' s PS Ratio Range Over the Past 10 Years
Min: 2.26   Med: 4.04   Max: 5.16
Current: 3.79

During the past 13 years, SouthState Bank's highest PS Ratio was 5.16. The lowest was 2.26. And the median was 4.04.

FRA:IV1's PS Ratio is ranked worse than
67.89% of 1520 companies
in the Banks industry
Industry Median: 3.025 vs FRA:IV1: 3.79

SouthState Bank's Revenue per Sharefor the three months ended in Mar. 2026 was €5.79. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was €22.59.

Good Sign:

SouthState Bank Corp has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of SouthState Bank was 16.80% per year. During the past 3 years, the average Revenue per Share Growth Rate was 6.30% per year. During the past 5 years, the average Revenue per Share Growth Rate was 4.50% per year. During the past 10 years, the average Revenue per Share Growth Rate was 3.20% per year.

During the past 13 years, SouthState Bank's highest 3-Year average Revenue per Share Growth Rate was 80.90% per year. The lowest was -0.60% per year. And the median was 6.05% per year.

Back to Basics: PS Ratio


SouthState Bank  (FRA:IV1) PS Ratio Explanation

The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.

When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.

Similar to the PE Ratio or Price-to-Operating-Cash-Flow or Price-to-Free-Cash-Flow , the PS Ratio measures the valuation based on the earning power of the company. This is where it is different from the PB Ratio , which measures the valuation based on the company's balance sheet.


Be Aware

The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.


SouthState Bank PS Ratio Related Terms


SouthState Bank PS Ratio Historical Data

* Premium members only.

The historical data trend for SouthState Bank's PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SouthState Bank PS Ratio Chart

SouthState Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.16 3.56 3.80 4.58 3.65

SouthState Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.13 3.92 3.99 3.65 3.52

FRA:IV1 vs ONB, CFR, ZION: PS Ratio Comparison

For the Banks - Regional subindustry, SouthState Bank's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SouthState Bank PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SouthState Bank's PS Ratio distribution charts can be found below:

* The bar in red indicates where SouthState Bank's PS Ratio falls into.


FRA:IV1
74GF Score
SouthState Bank Corp FRA:IV1
PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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SouthState Bank PS Ratio Calculation

The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.

SouthState Bank's PS Ratio for today is calculated as

PS Ratio=Share Price/Revenue per Share (TTM)
=83.00/22.588
=3.67

SouthState Bank's Share Price of today is €83.00.
SouthState Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €22.59.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

PS Ratio=Market Cap/Revenue

The Revenue here is for the trailing 12 months.

Frequently Asked Questions Learn more about PS Ratio →
What does a PS Ratio of 3.67 mean?
SouthState Bank (FRA:IV1) has a PS Ratio of 3.67 as of Jul. 12, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SouthState Bank and its competitors. This is near median its historical median of 4.04. Over the past decade, SouthState Bank's PS Ratio has ranged from 2.26 to 5.16. According to the industry distribution chart, SouthState Bank ranks #1032 out of 1520 companies in the Banks industry, placing it in the top 67.9%.
Is SouthState Bank's PS Ratio too high?
SouthState Bank's current PS Ratio of 3.67 is near median its 10-year median of 4.04. Over the past 10 years, this metric has ranged from a low of 2.26 to a high of 5.16. The Banks industry median PS Ratio is 3.03. SouthState Bank's value of 3.67 is 21.3% above this industry median. Based on the distribution chart, SouthState Bank ranks #1032 out of 1520 companies in the Banks industry, which is below the industry midpoint. Overall, SouthState Bank has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's PS Ratio compare to ONB and CFR?
According to the Banks industry distribution chart, SouthState Bank ranks #1032 out of 1520 companies for PS Ratio. This places SouthState Bank in the lower half of its industry. The industry median PS Ratio is 3.03. SouthState Bank's value of 3.67 is 21.3% above this benchmark. Historically, SouthState Bank's own PS Ratio has ranged from 2.26 to 5.16 over the past decade. While the company's 10-year median is 4.04 vs. the industry median of 3.03, SouthState Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.03, based on 1,520 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SouthState Bank's current PS Ratio of 3.67 is 21.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on SouthState Bank and its competitors. For the Banks industry, the median PS Ratio is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SouthState Bank's current PS Ratio is 3.67, which is near median its own 10-year median of 4.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
SouthState Bank (FRA:IV1) has a current PS Ratio of 3.67. The stock's GF Value™ is €85.31, compared to a current price of €83.00 — trading 2.7% below its estimated fair value. The current PS Ratio is 3.67, which is near median its 10-year median of 4.04 and 21.3% above the Banks industry median of 3.03. SouthState Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For SouthState Bank (FRA:IV1), the current PS Ratio is 3.67 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (FRA:IV1) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be undervalued. The current stock price of €83.00 is trading 2.7% below its estimated GF Value™ of €85.31.

Key valuation signals for FRA:IV1:

  • PS Ratio: 3.67 (near median its 10-year median of 4.04)
  • GF Value™: €85.31 vs. price of €83.00 (2.7% below fair value)
  • GF Score™: 74/100 with 2 warning signs
  • Industry Position: 21.3% above the Banks median (#1032 of 1520)

No single metric tells the full story. See the FRA:IV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SouthState Bank Business Description

Other Exchanges SSB:USA
Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
74GF Score

Get the complete analysis for FRA:IV1

PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€83.00
Price
€85.31
GF Value