SouthState Bank (FRA:IV1) Enterprise Value: €8,394 Mil (As of Jul. 01, 2026) ***


FRA:IV1 SouthState Bank Corp FRA:IV1
72 GF Score
Price €84.00
GF Value €85.87
! 3 Warning Signs
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What is SouthState Bank Enterprise Value?

SouthState Bank FRA:IV1 -1.75% 72 Enterprise Value is €8,394 Mil as of Jul. 01, 2026. GuruFocus rates FRA:IV1 with a GF Score™ of 72/100 and a GF Value™ of €85.87. The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, SouthState Bank's Enterprise Value is €8,394 Mil. SouthState Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was €2,276 Mil. Therefore, SouthState Bank's EV-to-Revenue ratio for today is 3.69.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, SouthState Bank's Enterprise Value is €8,394 Mil. SouthState Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was €624 Mil. Therefore, SouthState Bank's EV-to-OCF ratio for today is 13.45.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, SouthState Bank's Enterprise Value is €8,394 Mil. SouthState Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was €561 Mil. Therefore, SouthState Bank's EV-to-FCF ratio for today is 14.96.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


SouthState Bank  (FRA:IV1) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

SouthState Bank's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=8394.420/2276.268
=3.69

SouthState Bank's current Enterprise Value is €8,394 Mil.
SouthState Bank's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2,276 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

SouthState Bank's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=8394.420/624.098
=13.45

SouthState Bank's current Enterprise Value is €8,394 Mil.
SouthState Bank's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €624 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

SouthState Bank's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=8394.420/560.938
=14.96

SouthState Bank's current Enterprise Value is €8,394 Mil.
SouthState Bank's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €561 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


SouthState Bank Enterprise Value Related Terms


SouthState Bank Enterprise Value Historical Data

* Premium members only.

The historical data trend for SouthState Bank's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SouthState Bank Enterprise Value Chart

SouthState Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,546.38 5,120.26 5,596.16 6,623.33 7,455.47

SouthState Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8,685.51 7,801.07 8,555.40 7,455.47 7,174.23

FRA:IV1 vs ONB, CFR, ZION: Enterprise Value Comparison

For the Banks - Regional subindustry, SouthState Bank's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SouthState Bank Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, SouthState Bank's Enterprise Value distribution charts can be found below:

* The bar in red indicates where SouthState Bank's Enterprise Value falls into.


FRA:IV1
72GF Score
SouthState Bank Corp FRA:IV1
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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SouthState Bank Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

SouthState Bank's Enterprise Value for the fiscal year that ended in Dec. 2025 is calculated as

SouthState Bank's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of €8,394 Mil mean?
SouthState Bank (FRA:IV1) has a Enterprise Value of €8,394 Mil as of Jul. 01, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on SouthState Bank and its competitors.
Is SouthState Bank's Enterprise Value too high?
SouthState Bank's current Enterprise Value is €8,394 Mil. Overall, SouthState Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's Enterprise Value compare to ONB and CFR?
SouthState Bank's Enterprise Value of €8,394 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on SouthState Bank and its competitors. SouthState Bank's current Enterprise Value is €8,394 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
SouthState Bank (FRA:IV1) has a current Enterprise Value of €8,394 Mil. The stock's GF Value™ is €85.87, compared to a current price of €84.00 — trading 2.2% below its estimated fair value. The current Enterprise Value is €8,394 Mil. SouthState Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For SouthState Bank (FRA:IV1), the current Enterprise Value is €8,394 Mil as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (FRA:IV1) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be undervalued. The current stock price of €84.00 is trading 2.2% below its estimated GF Value™ of €85.87.

Key valuation signals for FRA:IV1:

  • Enterprise Value: €8,394 Mil
  • GF Value™: €85.87 vs. price of €84.00 (2.2% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the FRA:IV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SouthState Bank Business Description

Other Exchanges SSB:USA
Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
72GF Score

Get the complete analysis for FRA:IV1

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€84.00
Price
€85.87
GF Value