SouthState BankFRA:IV1 -1.75%72 Median PS Value is €89.72 as of Jul. 01, 2026, which is 100% below its 10-year median of 1.03. GuruFocus rates FRA:IV1 with a GF Score™ of 72/100 and a GF Value™ of €85.87. The stock has 3 warning signs investors should review. Among 1,040 Banks companies, SouthState Bank ranks better than 70.48% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
As of today (2026-07-01), SouthState Bank's share price is €84.00. SouthState Bank's Median PS Value is €89.72. Therefore, SouthState Bank's Price to Median PS Value for today is 0.94.
The historical rank and industry rank for SouthState Bank's Median PS Value or its related term are showing as below:
FRA:IV1'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.66 Med: 1.03 Max: 1.57
Current: 0.94
During the past 13 years, the highest Price to Median PS Value of SouthState Bank was 1.57. The lowest was 0.66. And the median was 1.03.
FRA:IV1's Price-to-Median-PS-Value is ranked better than 70.48% of 1040
companies
in the Banks industry
Industry Median: 1.11
vs FRA:IV1: 0.94
SouthState Bank (FRA:IV1) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
SouthState Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
84.00
/
89.72
=
0.94
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SouthState Bank Median PS Value Related Terms
SouthState Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for SouthState Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:IV1 vs ONB, CFR, ZION: Median PS Value Comparison
For the Banks - Regional subindustry, SouthState Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SouthState Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, SouthState Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where SouthState Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 3.972.
SouthState Bank's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €22.588.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SouthState Bank (FRA:IV1) has a Median PS Value of €89.72 as of Jul. 01, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on SouthState Bank and its competitors. This is 8611% above median its historical median of 1.03. Over the past decade, SouthState Bank's Median PS Value has ranged from 0.66 to 1.57. According to the industry distribution chart, SouthState Bank ranks #307 out of 1040 companies in the Banks industry, placing it in the top 29.5%.
Is SouthState Bank's Median PS Value too high?
SouthState Bank's current Median PS Value of €89.72 is 8611% above median its 10-year median of 1.03. Over the past 10 years, this metric has ranged from a low of 0.66 to a high of 1.57. Based on the distribution chart, SouthState Bank ranks #307 out of 1040 companies in the Banks industry, which is above the industry midpoint. Overall, SouthState Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's Median PS Value compare to ONB and CFR?
According to the Banks industry distribution chart, SouthState Bank ranks #307 out of 1040 companies for Median PS Value. This puts SouthState Bank in the upper half of its industry. The industry median Median PS Value is 1.11. Historically, SouthState Bank's own Median PS Value has ranged from 0.66 to 1.57 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,040 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on SouthState Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SouthState Bank's current Median PS Value is €89.72, which is 8611% above median its own 10-year median of 1.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
SouthState Bank (FRA:IV1) has a current Median PS Value of €89.72. The stock's GF Value™ is €85.87, compared to a current price of €84.00 — trading 2.2% below its estimated fair value. The current Median PS Value is €89.72, which is 8611% above median its 10-year median of 1.03. SouthState Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For SouthState Bank (FRA:IV1), the current Median PS Value is €89.72 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SouthState Bank (FRA:IV1) Overvalued in 2026?
Based on GuruFocus' analysis, SouthState Bank stock appears to be undervalued.
The current stock price of €84.00 is trading 2.2% below its estimated GF Value™ of €85.87.
Key valuation signals for FRA:IV1:
Median PS Value: €89.72 (8611% above median its 10-year median of 1.03)
GF Value™: €85.87 vs. price of €84.00 (2.2% below fair value)
No single metric tells the full story. See the FRA:IV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
72GF Score
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