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SouthState BankFRA:IV1 -1.12%73 5-Year Yield-on-Cost % is 2.07 as of Jul. 29, 2026, which is 25% below its 10-year median of 2.75. GuruFocus rates FRA:IV1 with a GF Score™ of 73/100 and a GF Value™ of €85.30. The stock has 2 warning signs investors should review. Among 1,251 Banks companies, SouthState Bank ranks worse than 69.3% on this metric.
SouthState Bank's yield on cost for the quarter that ended in Mar. 2026 was 2.07.
The historical rank and industry rank for SouthState Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
FRA:IV1'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.53 Med: 2.75 Max: 4.89
Current: 2.07
During the past 13 years, SouthState Bank's highest Yield on Cost was 4.89. The lowest was 1.53. And the median was 2.75.
FRA:IV1's 5-Year Yield-on-Cost % is ranked worse than 69.3% of 1251
companies
in the Banks industry
Industry Median: 3.84
vs FRA:IV1: 2.07
SouthState Bank (FRA:IV1) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
SouthState Bank 5-Year Yield-on-Cost % Related Terms
FRA:IV1 vs CFR, ONB, ZION: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, SouthState Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SouthState Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, SouthState Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where SouthState Bank's 5-Year Yield-on-Cost % falls into.
SouthState Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of SouthState Bank is calculated as
SouthState Bank (FRA:IV1) has a 5-Year Yield-on-Cost % of 2.07 as of Jul. 29, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SouthState Bank and its competitors. This is 25% below median its historical median of 2.75. Over the past decade, SouthState Bank's 5-Year Yield-on-Cost % has ranged from 1.53 to 4.89. According to the industry distribution chart, SouthState Bank ranks #867 out of 1251 companies in the Banks industry, placing it in the top 69.3%.
Is SouthState Bank's 5-Year Yield-on-Cost % too high?
SouthState Bank's current 5-Year Yield-on-Cost % of 2.07 is 25% below median its 10-year median of 2.75. Over the past 10 years, this metric has ranged from a low of 1.53 to a high of 4.89. The Banks industry median 5-Year Yield-on-Cost % is 3.84. SouthState Bank's value of 2.07 is 46.1% below this industry median. Based on the distribution chart, SouthState Bank ranks #867 out of 1251 companies in the Banks industry, which is below the industry midpoint. Overall, SouthState Bank has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's 5-Year Yield-on-Cost % compare to CFR and ONB?
According to the Banks industry distribution chart, SouthState Bank ranks #867 out of 1251 companies for 5-Year Yield-on-Cost %. This places SouthState Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. SouthState Bank's value of 2.07 is 46.1% below this benchmark. Historically, SouthState Bank's own 5-Year Yield-on-Cost % has ranged from 1.53 to 4.89 over the past decade. While the company's 10-year median is 2.75 vs. the industry median of 3.84, SouthState Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SouthState Bank's current 5-Year Yield-on-Cost % of 2.07 is 46.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on SouthState Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SouthState Bank's current 5-Year Yield-on-Cost % is 2.07, which is 25% below median its own 10-year median of 2.75. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
SouthState Bank (FRA:IV1) has a current 5-Year Yield-on-Cost % of 2.07. The stock's GF Value™ is €85.30, compared to a current price of €88.50 — trading 3.8% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.07, which is 25% below median its 10-year median of 2.75 and 46.1% below the Banks industry median of 3.84. SouthState Bank's overall GF Score™ is 73/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For SouthState Bank (FRA:IV1), the current 5-Year Yield-on-Cost % is 2.07 as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SouthState Bank (FRA:IV1) Overvalued in 2026?
Based on GuruFocus' analysis, SouthState Bank stock appears to be overvalued.
The current stock price of €88.50 is trading 3.8% above its estimated GF Value™ of €85.30.
Key valuation signals for FRA:IV1:
5-Year Yield-on-Cost %: 2.07 (25% below median its 10-year median of 2.75)
GF Value™: €85.30 vs. price of €88.50 (3.8% above fair value)
Industry Position: 46.1% below the Banks median (#867 of 1251)
No single metric tells the full story. See the FRA:IV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
73GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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