SouthState Bank (FRA:IV1) FCF Yield %: 6.69 (As of Jul. 01, 2026) — 15% Below Median


FRA:IV1 SouthState Bank Corp FRA:IV1
72 GF Score
Price €84.00
GF Value €85.87
! 3 Warning Signs
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What is SouthState Bank FCF Yield %?

SouthState Bank FRA:IV1 -1.75% 72 FCF Yield % is 6.69 as of Jul. 01, 2026, which is 15% below its 10-year median of 7.87. GuruFocus rates FRA:IV1 with a GF Score™ of 72/100 and a GF Value™ of €85.87. The stock has 3 warning signs investors should review. Among 1,505 Banks companies, SouthState Bank ranks worse than 56.88% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, SouthState Bank's Trailing 12-Month Free Cash Flow is €561 Mil, and Market Cap is €8,568 Mil. Therefore, SouthState Bank's FCF Yield % for today is 6.69%.

The historical rank and industry rank for SouthState Bank's FCF Yield % or its related term are showing as below:

FRA:IV1' s FCF Yield % Range Over the Past 10 Years
Min: -2.06   Med: 7.87   Max: 30.84
Current: 6.69


During the past 13 years, the highest FCF Yield % of SouthState Bank was 30.84%. The lowest was -2.06%. And the median was 7.87%.

FRA:IV1's FCF Yield % is ranked worse than
56.88% of 1505 companies
in the Banks industry
Industry Median: 8.23 vs FRA:IV1: 6.69

SouthState Bank's FCF Margin % for the quarter that ended in Mar. 2026 was 42.76%.


SouthState Bank FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


SouthState Bank FCF Yield % Related Terms


SouthState Bank FCF Yield % Historical Data

* Premium members only.

The historical data trend for SouthState Bank's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SouthState Bank FCF Yield % Chart

SouthState Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.01 29.67 7.96 6.48 2.58

SouthState Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -5.97 2.36 3.99 9.65 13.33

FRA:IV1 vs ONB, CFR, ZION: FCF Yield % Comparison

For the Banks - Regional subindustry, SouthState Bank's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SouthState Bank FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, SouthState Bank's FCF Yield % distribution charts can be found below:

* The bar in red indicates where SouthState Bank's FCF Yield % falls into.


FRA:IV1
72GF Score
SouthState Bank Corp FRA:IV1
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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SouthState Bank FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

SouthState Bank's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=196.924 / 7625.69496
=2.58%

SouthState Bank's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=244.757 * 4 / 7345.35
=13.33%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 6.69 mean?
SouthState Bank (FRA:IV1) has a FCF Yield % of 6.69 as of Jul. 01, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SouthState Bank and its competitors. This is 15% below median its historical median of 7.87. According to the industry distribution chart, SouthState Bank ranks #856 out of 1505 companies in the Banks industry, placing it in the top 56.9%.
Is SouthState Bank's FCF Yield % too high?
SouthState Bank's current FCF Yield % of 6.69 is 15% below median its 10-year median of 7.87. The Banks industry median FCF Yield % is 8.23. SouthState Bank's value of 6.69 is 18.7% below this industry median. Based on the distribution chart, SouthState Bank ranks #856 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, SouthState Bank has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's FCF Yield % compare to ONB and CFR?
According to the Banks industry distribution chart, SouthState Bank ranks #856 out of 1505 companies for FCF Yield %. This places SouthState Bank in the lower half of its industry. The industry median FCF Yield % is 8.23. SouthState Bank's value of 6.69 is 18.7% below this benchmark. While the company's 10-year median is 7.87 vs. the industry median of 8.23, SouthState Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.23, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SouthState Bank's current FCF Yield % of 6.69 is 18.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on SouthState Bank and its competitors. For the Banks industry, the median FCF Yield % is 8.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SouthState Bank's current FCF Yield % is 6.69, which is 15% below median its own 10-year median of 7.87. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
SouthState Bank (FRA:IV1) has a current FCF Yield % of 6.69. The stock's GF Value™ is €85.87, compared to a current price of €84.00 — trading 2.2% below its estimated fair value. The current FCF Yield % is 6.69, which is 15% below median its 10-year median of 7.87 and 18.7% below the Banks industry median of 8.23. SouthState Bank's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For SouthState Bank (FRA:IV1), the current FCF Yield % is 6.69 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SouthState Bank (FRA:IV1) Overvalued in 2026?

Based on GuruFocus' analysis, SouthState Bank stock appears to be undervalued. The current stock price of €84.00 is trading 2.2% below its estimated GF Value™ of €85.87.

Key valuation signals for FRA:IV1:

  • FCF Yield %: 6.69 (15% below median its 10-year median of 7.87)
  • GF Value™: €85.87 vs. price of €84.00 (2.2% below fair value)
  • GF Score™: 72/100 with 3 warning signs
  • Industry Position: 18.7% below the Banks median (#856 of 1505)

No single metric tells the full story. See the FRA:IV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SouthState Bank Business Description

Other Exchanges SSB:USA
Address 1101 First Street South, Suite 202, Winter Haven, FL, USA, 33880
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
72GF Score

Get the complete analysis for FRA:IV1

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€84.00
Price
€85.87
GF Value