SouthState BankFRA:IV1 +1.79%74 OCF Margin % is 45.19% as of Mar. 2026, which is 43% above its 10-year median of 31.52. GuruFocus rates FRA:IV1 with a GF Score™ of 74/100 and a GF Value™ of €87.68. The stock has 2 warning signs investors should review. Among 1,500 Banks companies, SouthState Bank ranks worse than 54.13% on this metric.
The historical rank and industry rank for SouthState Bank's OCF Margin % or its related term are showing as below:
FRA:IV1'
s OCF Margin % Range Over the Past 10 Years
Min: 11.49 Med: 31.52 Max: 107.29
Current: 27.42
During the past 13 years, the highest OCF Margin % of SouthState Bank was 107.29%. The lowest was 11.49%. And the median was 31.52%.
FRA:IV1's OCF Margin % is ranked worse than 54.13% of 1500
companies
in the Banks industry
Industry Median: 29.405
vs FRA:IV1: 27.42
SouthState Bank OCF Margin % Related Terms
SouthState Bank OCF Margin % Historical Data
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The historical data trend for SouthState Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:IV1 vs ONB, CFR, ZION: OCF Margin % Comparison
For the Banks - Regional subindustry, SouthState Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SouthState Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SouthState Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where SouthState Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SouthState Bank (FRA:IV1) has a OCF Margin % of 45.19% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SouthState Bank and its competitors. This is 43% above median its historical median of 31.52. Over the past decade, SouthState Bank's OCF Margin % has ranged from 11.49 to 107.29. According to the industry distribution chart, SouthState Bank ranks #812 out of 1500 companies in the Banks industry, placing it in the top 54.1%.
Is SouthState Bank's OCF Margin % too high?
SouthState Bank's current OCF Margin % of 45.19% is 43% above median its 10-year median of 31.52. Over the past 10 years, this metric has ranged from a low of 11.49 to a high of 107.29. The Banks industry median OCF Margin % is 29.41. SouthState Bank's value of 45.19% is 53.7% above this industry median. Based on the distribution chart, SouthState Bank ranks #812 out of 1500 companies in the Banks industry, which is below the industry midpoint. Overall, SouthState Bank has a GF Score™ of 74/100, reflecting its overall financial health beyond just this single metric.
How does SouthState Bank's OCF Margin % compare to ONB and CFR?
According to the Banks industry distribution chart, SouthState Bank ranks #812 out of 1500 companies for OCF Margin %. This places SouthState Bank in the lower half of its industry. The industry median OCF Margin % is 29.41. SouthState Bank's value of 45.19% is 53.7% above this benchmark. Historically, SouthState Bank's own OCF Margin % has ranged from 11.49 to 107.29 over the past decade. While the company's 10-year median is 31.52 vs. the industry median of 29.41, SouthState Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.41, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SouthState Bank's current OCF Margin % of 45.19% is 53.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on SouthState Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SouthState Bank's current OCF Margin % is 45.19%, which is 43% above median its own 10-year median of 31.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SouthState Bank stock overvalued right now?
SouthState Bank (FRA:IV1) has a current OCF Margin % of 45.19%. The stock's GF Value™ is €87.68, compared to a current price of €85.50 — trading 2.5% below its estimated fair value. The current OCF Margin % is 45.19%, which is 43% above median its 10-year median of 31.52 and 53.7% above the Banks industry median of 29.41. SouthState Bank's overall GF Score™ is 74/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For SouthState Bank (FRA:IV1), the current OCF Margin % is 45.19% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SouthState Bank (FRA:IV1) Overvalued in 2026?
Based on GuruFocus' analysis, SouthState Bank stock appears to be undervalued.
The current stock price of €85.50 is trading 2.5% below its estimated GF Value™ of €87.68.
Key valuation signals for FRA:IV1:
OCF Margin %: 45.19% (43% above median its 10-year median of 31.52)
GF Value™: €87.68 vs. price of €85.50 (2.5% below fair value)
Industry Position: 53.7% above the Banks median (#812 of 1500)
No single metric tells the full story. See the FRA:IV1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SouthState Bank Corp is a United States-based bank holding company. It provides a wide range of services and products to its customers through a wholly-owned bank subsidiary. The Bank provides retail and commercial banking services, mortgage lending services, trust and investment services, and consumer finance loans through financial centers in Alabama, Florida, Georgia, North Carolina, South Carolina, and Virginia. These services include demand, time, and savings deposits, lending and credit card servicing, ATM processing, and wealth management and trust services.
74GF Score
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