HWC (Hancock Whitney) E10: $4.46 (As of Mar. 2026)


HWC Hancock Whitney Corp HWC
75 GF Score
Price $74.21
GF Value $57.21
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Hancock Whitney E10?

Hancock Whitney HWC -0.31% 75 E10 is $4.46 as of Mar. 2026. GuruFocus rates HWC with a GF Score™ of 75/100 and a GF Value™ of $57.21 (Modestly Overvalued). The stock has 9 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Hancock Whitney's adjusted earnings per share data for the three months ended in Mar. 2026 was $0.570. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is $4.46 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Hancock Whitney's average E10 Growth Rate was 11.50% per year. During the past 3 years, the average E10 Growth Rate was 10.40% per year. During the past 5 years, the average E10 Growth Rate was 14.60% per year. During the past 10 years, the average E10 Growth Rate was 8.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Hancock Whitney was 18.20% per year. The lowest was -2.60% per year. And the median was 7.00% per year.

As of today (2026-06-29), Hancock Whitney's current stock price is $74.21. Hancock Whitney's E10 for the quarter that ended in Mar. 2026 was $4.46. Hancock Whitney's Shiller PE Ratio of today is 16.64.

During the past 13 years, the highest Shiller PE Ratio of Hancock Whitney was 28.05. The lowest was 6.68. And the median was 16.31.


Hancock Whitney  (NAS:HWC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Hancock Whitney's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=74.21/4.46
=16.64

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Hancock Whitney was 28.05. The lowest was 6.68. And the median was 16.31.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Hancock Whitney E10 Related Terms


Hancock Whitney E10 Historical Data

* Premium members only.

The historical data trend for Hancock Whitney's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hancock Whitney E10 Chart

Hancock Whitney Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.67 3.22 3.52 3.88 4.33

Hancock Whitney Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 4.11 4.21 4.33 4.46

HWC vs AUB, ABCB, ASB: E10 Comparison

For the Banks - Regional subindustry, Hancock Whitney's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hancock Whitney Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hancock Whitney's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Hancock Whitney's Shiller PE Ratio falls into.


HWC
75GF Score
Hancock Whitney Corp HWC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Hancock Whitney E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Hancock Whitney's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.57/330.2130*330.2130
=0.570

Current CPI (Mar. 2026) = 330.2130.

Hancock Whitney Quarterly Data

per share eps CPI Adj_EPS
201606 0.590 241.018 0.808
201609 0.590 241.428 0.807
201612 0.640 241.432 0.875
201703 0.570 243.801 0.772
201706 0.600 244.955 0.809
201709 0.680 246.819 0.910
201712 0.640 246.524 0.857
201803 0.830 249.554 1.098
201806 0.820 251.989 1.075
201809 0.960 252.439 1.256
201812 1.100 251.233 1.446
201903 0.910 254.202 1.182
201906 1.010 256.143 1.302
201909 0.770 256.759 0.990
201912 1.030 256.974 1.324
202003 -1.280 258.115 -1.638
202006 -1.360 257.797 -1.742
202009 0.900 260.280 1.142
202012 1.170 260.474 1.483
202103 1.210 264.877 1.508
202106 1.000 271.696 1.215
202109 1.460 274.310 1.758
202112 1.550 278.802 1.836
202203 1.400 287.504 1.608
202206 1.380 296.311 1.538
202209 1.550 296.808 1.724
202212 1.650 296.797 1.836
202303 1.450 301.836 1.586
202306 1.350 305.109 1.461
202309 1.120 307.789 1.202
202312 0.580 306.746 0.624
202403 1.240 312.332 1.311
202406 1.310 314.175 1.377
202409 1.330 315.301 1.393
202412 1.400 315.605 1.465
202503 1.380 319.799 1.425
202506 1.320 322.561 1.351
202509 1.490 324.800 1.515
202512 1.490 324.054 1.518
202603 0.570 330.213 0.570

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of $4.46 mean?
Hancock Whitney (HWC) has a E10 of $4.46 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hancock Whitney and its competitors.
Is Hancock Whitney's E10 too high?
Hancock Whitney's current E10 is $4.46. Overall, Hancock Whitney has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's E10 compare to AUB and ABCB?
Hancock Whitney's E10 of $4.46 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Hancock Whitney and its competitors. Hancock Whitney's current E10 is $4.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (HWC) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.21, compared to a current price of $74.21 — trading 29.7% above its estimated fair value. The current E10 is $4.46. Hancock Whitney's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Hancock Whitney (HWC), the current E10 is $4.46 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hancock Whitney (HWC) Overvalued in 2026?

Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued. The current stock price of $74.21 is trading 29.7% above its estimated GF Value™ of $57.21. GuruFocus considers Hancock Whitney to be Modestly Overvalued.

Key valuation signals for HWC:

  • E10: $4.46
  • GF Value™: $57.21 vs. price of $74.21 (29.7% above fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the HWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hancock Whitney Business Description

Other Exchanges HH1:Germany
Address 2510 14th Street, Hancock Whitney Plaza, Gulfport, MS, USA, 39501
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
75GF Score

Get the complete analysis for HWC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.21
Price
$57.21
GF Value