HWC (Hancock Whitney) Retained Earnings: $3,042 Mil (As of Mar. 2026)

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HWC Hancock Whitney Corp HWC
75 GF Score
Price $77.09
GF Value $58.50
Valuation Significantly Overvalued
! 9 Warning Signs
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What is Hancock Whitney Retained Earnings?

Hancock Whitney HWC +1.35% 75 Retained Earnings is $3,042 Mil as of Mar. 2026. GuruFocus rates HWC with a GF Score™ of 75/100 and a GF Value™ of $58.50 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Hancock Whitney's retained earnings for the quarter that ended in Mar. 2026 was $3,042 Mil.

Hancock Whitney's quarterly retained earnings increased from Sep. 2025 ($2,948 Mil) to Dec. 2025 ($3,036 Mil) and increased from Dec. 2025 ($3,036 Mil) to Mar. 2026 ($3,042 Mil).

Hancock Whitney's annual retained earnings increased from Dec. 2023 ($2,376 Mil) to Dec. 2024 ($2,705 Mil) and increased from Dec. 2024 ($2,705 Mil) to Dec. 2025 ($3,036 Mil).


Hancock Whitney  (NAS:HWC) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Hancock Whitney Retained Earnings Historical Data

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The historical data trend for Hancock Whitney's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hancock Whitney Retained Earnings Chart

Hancock Whitney Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,659.07 2,088.41 2,375.60 2,704.61 3,035.64

Hancock Whitney Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,784.66 2,859.04 2,947.75 3,035.64 3,041.54
HWC
75GF Score
Hancock Whitney Corp HWC
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Hancock Whitney Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $3,042 Mil mean?
Hancock Whitney (HWC) has a Retained Earnings of $3,042 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hancock Whitney and its competitors.
Is Hancock Whitney's Retained Earnings too high?
Hancock Whitney's current Retained Earnings is $3,042 Mil. Overall, Hancock Whitney has a GF Score™ of 75/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's Retained Earnings compare to AUB and ABCB?
Hancock Whitney's Retained Earnings of $3,042 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Hancock Whitney and its competitors. Hancock Whitney's current Retained Earnings is $3,042 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (HWC) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.50, compared to a current price of $77.09 — trading 31.8% above its estimated fair value. The current Retained Earnings is $3,042 Mil. Hancock Whitney's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Hancock Whitney (HWC), the current Retained Earnings is $3,042 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hancock Whitney (HWC) Overvalued in 2026?

Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued. The current stock price of $77.09 is trading 31.8% above its estimated GF Value™ of $58.50. GuruFocus considers Hancock Whitney to be Significantly Overvalued.

Key valuation signals for HWC:

  • Retained Earnings: $3,042 Mil
  • GF Value™: $58.50 vs. price of $77.09 (31.8% above fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the HWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hancock Whitney Business Description

Other Exchanges HH1:Germany
Address 2510 14th Street, Hancock Whitney Plaza, Gulfport, MS, USA, 39501
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
75GF Score

Get the complete analysis for HWC

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$77.09
Price
$58.50
GF Value