HWC (Hancock Whitney) Scaled Net Operating Assets: 0.15 (As of Mar. 2026)


HWC Hancock Whitney Corp HWC
75 GF Score
Price $74.34
GF Value $57.21
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Hancock Whitney Scaled Net Operating Assets?

Hancock Whitney HWC -0.13% 75 Scaled Net Operating Assets is 0.15 as of Mar. 2026. GuruFocus rates HWC with a GF Score™ of 75/100 and a GF Value™ of $57.21 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Hancock Whitney's operating assets for the quarter that ended in Mar. 2026 was $34,589 Mil. Hancock Whitney's operating liabilities for the quarter that ended in Mar. 2026 was $29,444 Mil. Hancock Whitney's Total Assets for the quarter that ended in Dec. 2025 was $35,473 Mil. Therefore, Hancock Whitney's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.15.

HWC
75GF Score
Hancock Whitney Corp HWC
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Hancock Whitney Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Hancock Whitney's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(34777.73-29674.441)/35081.785
=0.15

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=35472.762 - 695.032
=34777.73

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=31012.645 - 320.912 - 1017.292
=29674.441

Hancock Whitney's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(34588.577-29444.011)/35472.762
=0.15

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=35542.126 - 953.549
=34588.577

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=31122.534 - 318.072 - 1360.451
=29444.011

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.15 mean?
Hancock Whitney (HWC) has a Scaled Net Operating Assets of 0.15 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Hancock Whitney and its competitors.
Is Hancock Whitney's Scaled Net Operating Assets too high?
Hancock Whitney's current Scaled Net Operating Assets is 0.15. Overall, Hancock Whitney has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's Scaled Net Operating Assets compare to AUB and ABCB?
Hancock Whitney's Scaled Net Operating Assets of 0.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Hancock Whitney and its competitors. Hancock Whitney's current Scaled Net Operating Assets is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (HWC) is currently considered Modestly Overvalued. The stock's GF Value™ is $57.21, compared to a current price of $74.34 — trading 29.9% above its estimated fair value. The current Scaled Net Operating Assets is 0.15. Hancock Whitney's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Hancock Whitney (HWC), the current Scaled Net Operating Assets is 0.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hancock Whitney (HWC) Overvalued in 2026?

Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued. The current stock price of $74.34 is trading 29.9% above its estimated GF Value™ of $57.21. GuruFocus considers Hancock Whitney to be Modestly Overvalued.

Key valuation signals for HWC:

  • Scaled Net Operating Assets: 0.15
  • GF Value™: $57.21 vs. price of $74.34 (29.9% above fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the HWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hancock Whitney Business Description

Other Exchanges HH1:Germany
Address 2510 14th Street, Hancock Whitney Plaza, Gulfport, MS, USA, 39501
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
75GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$74.34
Price
$57.21
GF Value