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Hancock WhitneyHWC -0.94%72 5-Year Yield-on-Cost % is 4.28 as of Jul. 23, 2026, which is at its 10-year median of 4.28. GuruFocus rates HWC with a GF Score™ of 72/100 and a GF Value™ of $58.79 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,251 Banks companies, Hancock Whitney ranks better than 55.8% on this metric.
Hancock Whitney's yield on cost for the quarter that ended in Mar. 2026 was 4.28.
The historical rank and industry rank for Hancock Whitney's 5-Year Yield-on-Cost % or its related term are showing as below:
HWC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.88 Med: 4.28 Max: 11.74
Current: 4.28
During the past 13 years, Hancock Whitney's highest Yield on Cost was 11.74. The lowest was 2.88. And the median was 4.28.
HWC's 5-Year Yield-on-Cost % is ranked better than 55.8% of 1251
companies
in the Banks industry
Industry Median: 3.9
vs HWC: 4.28
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Hancock Whitney 5-Year Yield-on-Cost % Related Terms
HWC vs AUB, ABCB, ASB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Hancock Whitney's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hancock Whitney 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Hancock Whitney's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Hancock Whitney's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Hancock Whitney is calculated as
Hancock Whitney (HWC) has a 5-Year Yield-on-Cost % of 4.28 as of Jul. 23, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hancock Whitney and its competitors. This is near median its historical median of 4.28. Over the past decade, Hancock Whitney's 5-Year Yield-on-Cost % has ranged from 2.88 to 11.74. According to the industry distribution chart, Hancock Whitney ranks #553 out of 1251 companies in the Banks industry, placing it in the top 44.2%.
Is Hancock Whitney's 5-Year Yield-on-Cost % too high?
Hancock Whitney's current 5-Year Yield-on-Cost % of 4.28 is near median its 10-year median of 4.28. Over the past 10 years, this metric has ranged from a low of 2.88 to a high of 11.74. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Hancock Whitney's value of 4.28 is 9.7% above this industry median. Based on the distribution chart, Hancock Whitney ranks #553 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Hancock Whitney has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hancock Whitney's 5-Year Yield-on-Cost % compare to AUB and ABCB?
According to the Banks industry distribution chart, Hancock Whitney ranks #553 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Hancock Whitney in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.90. Hancock Whitney's value of 4.28 is 9.7% above this benchmark. Historically, Hancock Whitney's own 5-Year Yield-on-Cost % has ranged from 2.88 to 11.74 over the past decade. While the company's 10-year median is 4.28 vs. the industry median of 3.90, Hancock Whitney has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hancock Whitney's current 5-Year Yield-on-Cost % of 4.28 is 9.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Hancock Whitney and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hancock Whitney's current 5-Year Yield-on-Cost % is 4.28, which is near median its own 10-year median of 4.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hancock Whitney stock overvalued right now?
Based on GuruFocus' analysis, Hancock Whitney (HWC) is currently considered Modestly Overvalued. The stock's GF Value™ is $58.79, compared to a current price of $75.68 — trading 28.7% above its estimated fair value. The current 5-Year Yield-on-Cost % is 4.28, which is near median its 10-year median of 4.28 and 9.7% above the Banks industry median of 3.90. Hancock Whitney's overall GF Score™ is 72/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Hancock Whitney (HWC), the current 5-Year Yield-on-Cost % is 4.28 as of Jul. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hancock Whitney (HWC) Overvalued in 2026?
Based on GuruFocus' analysis, Hancock Whitney stock appears to be overvalued.
The current stock price of $75.68 is trading 28.7% above its estimated GF Value™ of $58.79.
GuruFocus considers Hancock Whitney to be Modestly Overvalued.
Key valuation signals for HWC:
5-Year Yield-on-Cost %: 4.28 (near median its 10-year median of 4.28)
GF Value™: $58.79 vs. price of $75.68 (28.7% above fair value)
Industry Position: 9.7% above the Banks median (#553 of 1251)
No single metric tells the full story. See the HWC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hancock Whitney Corp operates bank offices and financial centers. The company offers a range of traditional and online banking services to commercial, small business, and retail customers, providing a variety of transaction and savings deposit products, treasury management services, secured and unsecured loan products (including revolving credit facilities), letters of credit, and similar financial guarantees. The Bank provides trust and investment management services to retirement plans, corporations, and individuals and provides its customers access to investment advisory and brokerage products.
72GF Score
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